You’ve had your mortgage for a long time.

The amortization chart shows that the proportion of your payment that is credited to the principal of your loan increases each year, while the proportion credited to the interest decreases each year. In the later years of your mortgage, more of your payment applies to principal and helps build equity. By refinancing late in your mortgage, you will restart the amortization process, and most of your monthly payment will be credited to paying interest again and not to building equity.

Your current mortgage has a prepayment penalty

A prepayment penalty is a fee that lenders might charge if you pay off your mortgage loan early, including for refinancing. If you are refinancing with the same lender, ask whether the prepayment penalty can be waived. You should carefully consider the costs of any prepayment penalty against the savings you expect to gain from refinancing. Paying a prepayment penalty will increase the time it will take to break even, when you account for the costs of the refinance and the monthly savings you expect to gain.

You plan to move from your home in the next few years.

The monthly savings gained from lower monthly payments may not exceed the costs of refinancing–a break-even calculation will help you determine whether it is worthwhile to refinance, if you are planning to move in the near future.

You’ve had your mortgage for a long time.

The amortization chart shows that the proportion of your payment that is credited to the principal of your loan increases each year, while the proportion credited to the interest decreases each year. In the later years of your mortgage, more of your payment applies to principal and helps build equity. By refinancing late in your mortgage, you will restart the amortization process, and most of your monthly payment will be credited to paying interest again and not to building equity.

Your current mortgage has a prepayment penalty

A prepayment penalty is a fee that lenders might charge if you pay off your mortgage loan early, including for refinancing. If you are refinancing with the same lender, ask whether the prepayment penalty can be waived. You should carefully consider the costs of any prepayment penalty against the savings you expect to gain from refinancing. Paying a prepayment penalty will increase the time it will take to break even, when you account for the costs of the refinance and the monthly savings you expect to gain.

You plan to move from your home in the next few years.

The monthly savings gained from lower monthly payments may not exceed the costs of refinancing–a break-even calculation will help you determine whether it is worthwhile to refinance, if you are planning to move in the near future.

If you have been denied credit, insurance, or employment because of information that was supplied by a credit reporting agency, the Fair Credit Reporting Act requires the report recipient to give you the name and address of the credit reporting agency that supplied the information within 30 days after the credit was denied. If you contact that agency within 60 days of receiving the denial notice, you can receive a free copy of your credit report.

If you simply want a copy of your report, call the credit reporting agencies listed in the Yellow Pages under “credit” or “credit rating and reporting.” Call each credit report agency listed since more than one agency may have a file on you, some with different information. You may have to pay a reasonable charge for each report.

Three large national credit bureaus supply most credit reports: Experian, Equifax, and Trans Union. You may want to contact each of them for a copy of your report.

Experian (Formerly TRW ) http://www.experian.com

P.O. Box 949

Allen, TX 75013-0949

(888)397-3742

Free

Equifax Credit Information Services, Inc. http://www.equifax.com

P.O. Box 740241

Atlanta, GA 30374-0241

(800) 685-1111

$8 Fee

Trans Union Corporation http://www.transunion.com

Trans Union Consumer Relations

760 West Sproul Road, P.O. Box 390

Springfield, PA 19064-0390

(800) 916-8800

$8 Fee

When you show proper identification, the credit reporting agency must then disclose to you all its information and identify the sources of that information. The law requires the credit bureau to disclose the “nature and substance” of the information in the file. You must also be informed about anyone who obtained reports for employment purposes in the past two years, plus the names of all others who requested credit reports or other information about you in the past six months.

A consumer reporting agency will send a free report once in any 12-month period upon request of a consumer if the consumer is unemployed and intends to apply for employment in the 60-day period beginning on the date on which the certification is made, is a recipient of public welfare assistance, or has reason to believe that the file on the consumer at the agency contains inaccurate information due to fraud.

SAINT ANTHONY BANK FSB
FHA MORTGAGE DEPARTMENT
5310 WEST CERMAK ROAD
CICERO, IL  60804
Phone: (708) 656-6330

SANTA FE MORTGAGE COMPANY
FHA MORTGAGE DEPARTMENT
910 NORTH WESTERN AVENUE
CHICAGO, IL  60622
Phone: (773) 292-9000

SEAWAY NATIONAL BANK

645 EAST 87TH STREET
CHICAGO, IL  60619
Phone: (312) 602-4128

SECURE MORTGAGE SERVICES INC
FHA MORTGAGE DEPARTMENT
1821 E WALDEN OFFICE SQ STE105
SCHAUMBURG, IL  60173
Phone: (847) 303-9933

SECURITY FEDERAL SAVINGS AND L

200 N. E. ADAMS
PEORIA, IL  61602
Phone: (309) 671-1700

SECURITY MORTGAGE INC
FHA MORTGAGE DEPARTMENT
15 SPINNING WHEEL RD STE 410
HINSDALE, IL  60521
Phone: (630) 986-1200

SECURITY SAVINGS AND LOAN

243 SOUTH WATER ST
DECATUR, IL  62523
Phone: (217) 428-4252

SECURITY SAVINGS BANK FSB

220 S MAIN STREET
HILLSBORO, IL  62049
Phone: (217) 532-9431

SERVE CORPS MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
1804 N NAPER BLVD SUITE 100
NAPERVILLE, IL  60563
Phone: (630) 955-9595

SGB CORPORATION
ADMINISTRATION
1 S 660 MIDWEST RD
OAKBROOK TERRACE, IL  60181
Phone: (630) 916-9299

SHAMROCK BANCORP INC
FHA MORTGAGE DEPARTMENT
1307 BUTTERFIELD RD SUITE 400
DOWNERS GROVE, IL  60515-5606
Phone: (630) 968-1780

SIGMA MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
ONE EAST WACKER SUITE 3622
CHICAGO, IL  60610
Phone: (312) 377-7300

SIGNATURE MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
15000 S CICERO AVENUE STE 300
OAK FOREST, IL  60452
Phone: (708) 687-5800

SILVER MORTGAGE BANCORP INC
FHA MORTGAGE DEPARTMENT
531 E ROOSEVELT ROAD
WHEATON, IL  60187
Phone: (630) 588-8500

SKYLINE FUNDING INC
FHA MORTGAGE DEPARTMENT
505 N LASALLE STE 450
CHICAGO, IL  60610
Phone: (312) 644-2226

SMART MORTGAGE ACCESS LLC
FHA MORTGAGE DEPARTMENT
835 STERLING AVENUE SUITE 230
PALATINE, IL  60067
Phone: (847) 934-2500

SONNE FINANCIAL CO INC
FHA MORTGAGE DEPARTMENT
5207 NORTH HARLEM AVENUE
CHICAGO, IL  60656
Phone: (773) 775-5600

SOUTH CENTRAL BANK AND TRUST C
FHA MORTGAGE DEPARTMENT
525 W ROOSEVELT ROAD
CHICAGO, IL  60607
Phone: (312) 421-7100

SOUTH CHICAGO BANK
FHA MORTGAGE DEPARTMENT
1400 SOUTH TORRENCE AVE
CALUMET CITY, IL  60409
Phone: (312) 768-1400

SOUTH HOLLAND MORTGAGE LLC
FHA MORTGAGE DEPARTMENT
16178 S PARK AVENUE
SOUTH HOLLAND, IL  60473-1524
Phone: (708) 210-5805

SOY CAPITAL BANK AND TRUST CO

1501 E ELDORODO ST
DECATUR, IL  62525
Phone: (217) 428-7781

SPRING MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
1403 ESSINGTON RD SUITE 100
JOLIET, IL  60435
Phone: (815) 741-4454

SPRINGFIELD MORTGAGE COMPANY
FHA MORTGAGE DEPARTMENT
400 S GRAND AVE WEST
SPRINGFIELD, IL  62704
Phone: (309) 674-8400

ST FRANCIS MORTGAGE CORPORATIO
FHA MORTGAGE DEPARTMENT
1 S 443 SUMMIT AVENUE STE 201
OAKBROOK TERRACE, IL  60181
Phone: (630) 279-6331

STANDARD BANK AND TRUST
FHA MORTGAGE DEPARTMENT
128 DEPOT ST
GARDNER, IL  60424
Phone: (708) 499-2000

STATE BANK
FHA MORTGAGE DEPARTMENT
7526 HANCOOK DRIVE
WONDER LAKE, IL  60097
Phone: (815) 728-8000

STATE STREET MORTGAGE AND FINA
FHA MORTGAGE DEPARTMENT
1340 SOUTH STATE STREET
SPRINGFIELD, IL  62704
Phone: (217) 744-9020

STRATEGIC MORTGAGE SOLUTIONS I
FHA MORTGAGE DEPARTMENT
15000 S CICERO AVE SUITE 1C
OAK FOREST, IL  60452
Phone: (708) 687-6800

SUMMIT HOME MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
405 W VIRGINIA STREET
CRYSTAL LAKE, IL  60014
Phone: (815) 479-9500

SUPERIOR BANK FSB
FHA MORTGAGE DEPARTMENT
440 E OGDEN AVENUE
HINSDALE, IL  60521
Phone: (708) 323-2900

SURE MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
236-C E IRVING PARK ROAD
WOOD DALE, IL  60191
Phone: (630) 227-9400

B AND D CAPITAL MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
9816 SOUTH CICERO AVENUE
OAKLAWN, IL  60453
Phone: (708) 423-1500

BANC CHICAGO
FHA MORTGAGE DEPARTMENT
4363 NORTH HARLEM AVENUE
NORRIDGE, IL  60706
Phone: (708) 457-8700

BANC GROUP MORTGAGE CORPORATIO
FHA MORTGAGE DEPARTMENT
10400 SOUTH ROBERTS ROAD
PALOS HILLS, IL  60465-1972
Phone: (708) 430-0300

BANCAMERICA MORTGAGE CO
FHA MORTGAGE DEPARTMENT
6843 WEST CERMAK ROAD FLOOR 2
BERWYN, IL  60402
Phone: (708) 484-4400

BANCFIRST MORTGAGE COMPANY
PRESIDENT
12820 S RIDGELAND AVE UNIT A
PAOLS HEIGHTS, IL  60463
Phone: (708) 489-5000

BANCLINE MORTGAGE COMPANY
FHA MORTGAGE DEPARTMENT
6901 WEST 111TH STREET
WORTH, IL  60482
Phone: (708) 361-3700

BANCO PREMIER CORP
FHA MORTGAGE DEPARTMENT
1595 WELD ROAD SUITE 3
ELGIN, IL  60123
Phone: (847) 741-8008

BANCO PRIMERA OF ILLINOIS INC
FHA MORTGAGE DEPARTMENT
1142 W GRAND AVENUE
CHICAGO, IL  60622
Phone: (312) 226-9555

BANK OF GODFREY
FHA MORTGAGE DEPARTMENT
2810 GODFREY ROAD
GODFREY, IL  62035
Phone: (618) 466-9200

BANK OF NORTHERN ILL NA

1313 N DELANY ROAD
GURNEE, IL  60031
Phone: (708) 623-3800

BANK OF NORTHERN ILLINOIS NA
FHA MORTGAGE DEPARTMENT
1313 N DELANY ROAD
GURNEE, IL  60031
Phone: (847) 360-3304

BANK OF NORTHERN ILLINOIS NA

1 S GENESEE ST
WAUKEGAN, IL  60085
Phone: (312) 623-3800

BANK OF SHOREWOOD
FHA MORTGAGE DEPARTMENT
700 WEST JEFFERSON STREET
SHOREWOOD, IL  60431
Phone: (815) 744-4620

BANK ONE CHICAGO NA
FHA MORTGAGE DEPARTMENT
1200 CENTRAL AVENUE
WILMETTE, IL  60091
Phone: (708) 251-8100

BANKCHAMPAIGN NA
FHA MORTGAGE DEPARTMENT
2101 S NEIL
CHAMPAGIN, IL  61820
Phone: (217) 351-2870

BANKERS NATIONWIDE MORTGAGE CO
FHA MORTGAGE DEPARTMENT
11952 SOUTH HARLEM AVENUE
PALOS HEIGHTS, IL  60463
Phone: (708) 448-6400

BANKILLINOIS

100 WEST UNIVERSITY AVENUE
CHAMPAIGN, IL  61820
Phone: (217) 351-6500

BANKILLINOIS
FHA MORTGAGE DEPARTMENT
100 WEST UNIVERSITY
CHAMPAIGN, IL  61820
Phone: (217) 351-2721

BARCLAYS FINANCIAL INC
FHA MORTGAGE DEPARTMENT
1051 E MAIN ST.
EAST DUNDEE, IL  60118
Phone: (847) 551-1766

BARCLAYS MORTGAGE COMPANY
FHA MORTGAGE DEPARTMENT
906 E IRVING PARK ROAD
STREAMWOOD, IL  60107
Phone: (708) 830-1163

BARRINGS MORTGAGE INC
DBA BARRINGS MORTGAGE
6625 W ARCHER
CHICAGO, IL  60638
Phone: (773) 586-9300

BARRINGTON MORTGAGE
FHA MORTGAGE DEPARTMENT
742 W NORTHWEST HIGHWAY
BARRINGTON, IL  60010
Phone: (847) 382-8220

BELL CAPITAL INC
FHA MORTGAGE DEPARTMENT
2108 W DIVISION ST
CHICAGO, IL  60622
Phone: (773) 772-7788

BELL FEDERAL SAVINGS ALA
FHA MORTGAGE DEPT
79 WEST MONROE ST
CHICAGO, IL  60603
Phone: (312) 346-1000

BELL MORTGAGE INC
DBA BMC MORTGAGE CO
9730 SO WESTERN AVE STE 733
EVERGREEN, IL  60642
Phone: (312) 424-9000

BENCHMARK BANK
FHA MORTGAGE DEPARTMENT
1 N CONSTITUTION DRIVE
AURORA, IL  60506
Phone: (630) 859-9000

BENCHMARK MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
1750 E GOLF ROAD SUITE 310
SCHAUMBURG, IL  60173
Phone: (847) 619-1500

BERNARD MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
11422 S WESTERN AVE
CHICAGO, IL  60643
Phone: (773) 239-0333

BEST MORTGAGE AND FINANCIAL SE
FHA MORTGAGE DEPARTMENT
2210 MIDWEST ROAD STE 204
OAK BROOK, IL  60614
Phone: (630) 368-6000

BEST RATE LLC
FHA MORTGAGE DEPARTMENT
2096 N MILWAUKEE AVENUE
CHICAGO, IL  60647
Phone: (773) 394-7000

BEVERLY BANK
FHA MORTGAGE DEPARTMENT
1357 WEST 103RD STREET
CHICAGO, IL  60643
Phone: (312) 881-2479

BJV FINANCIAL SERVICES INC
DBA FORUM MORTGAGE BANCORP
7221 W. TOUHY
CHICAGO, IL  60631
Phone: (773) 774-9040

BLACK DIAMOND MORTGAGE INC
FHA MORTGAGE DEPARTMENT
6730 WEST HIGGINS
CHICAGO, IL  60656
Phone: (773) 631-3377

BOARDWALK MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
34165 N HIGHWAY 45
GRAYSLAKE, IL  60030
Phone: (847) 548-4040

BRICKTON MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
41 SOUTH PROSPECT AVE STE 204
PARK RIDGE, IL  60068
Phone: (847) 268-2600

BRIGHTMOOR MORTGAGE CORP

II CROSSROADS OF COMMERCE
ROLLING MEADOWS, IL  60008
Phone: (312) 577-8855

BURLING BANK
FHA MORTGAGE DEPARTMENT
141 W JACKSON BLVD
CHICAGO, IL  60604
Phone: (312) 408-8400

BUSEY BANK
FHA MORTGAGE DEPARTMENT
909 W KIRBY AVENUE
CHAMPAIGN, IL  61821
Phone: (217) 384-3431

A call or visit to a dealer should help clarify details about low interest loans. Consider asking these questions:

• Will I be charged a higher price for the car to qualify for the low-rate financing? Would the price be lower if I paid cash, or supplied my own financing from my bank or credit union?
• Does the financing require a larger-than-usual down payment? Perhaps 25 or 30 percent?
• Are there limits on the length of the loan? Will I be required to repay the loan in a condensed period of time, say 24 or 36 months?
• Is there a significant balloon payment —possibly several thousand dollars — due at the end of the loan?
• Do I have to buy special or extra merchandise or services such as rust-proofing, an extended warranty, or a service contract to qualify for a low-interest loan?
• Is the financing available for a limited time only? Some merchants limit special deals to a few days or require that you take delivery by a certain date.
• Does the low rate apply to all cars in stock or only to certain models?
• Will I be required to give the dealer the manufacturer’s rebate or pay a participation fee to qualify for financing?

A AACCESSIBLE MORTGAGE INC
FHA MORTGAGE DEPARTMENT
2133 SE FORT KING STREET
OCALA, FL  34471
Phone: (352) 369-5166

A D MORTGAGE LOAN SPECIALIST INC
FHA MORTGAGE DEPARTMENT
20020 VETERANS BLVD UNIT 14
PORT CHARLOTTE, FL  33954
Phone: (941) 624-3827

A J BORG INC
GOLF TO BAY MORTGAGE CO
915 MEADOWLAWN DRIVE N – STE C
ST PETERSBURG, FL  33702
Phone: (727) 528-0405

A LENDING SOURCE INC
FHA MORTGAGE DEPARTMENT
61 NORTH CAUSEWAY
NEW SMYRNA BEACH, FL  32169
Phone: (386) 409-7782

A ONE A MORTGAGE CENTER INC
FHA MORTGAGE DEPARTMENT
200 SOUTH A1A UNIT 4
FLAGLER BEACH, FL  32136
Phone: (904) 517-1477

A PINNACLE MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
12734 KENWOOD LANE STE 63
FT MYERS, FL  33907
Phone: (941) 936-3434

AAA HOME LOANS INC
FHA MORTGAGE DEPARTMENT
9745 SW 72 STREET STE 215
MIAMI, FL  33173
Phone: (305) 275-9010

AAA MORTGAGE LOANS INVESTMENTS
FHA MORTGAGE DEPARTMENT
7901 4TH STREET NORTH STE 306
SAINT PETERSBURG, FL  33702
Phone: (727) 563-9902

AAALLSAFE MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
6325 PRESIDENTIAL CT STE 8
FORT MYERS, FL  33919
Phone: (941) 432-0055

AAROW MONEY LINK
FHA MORTGAGE DEPARTMENT
11923 OAK TRAILWAY
PORT RICHEY, FL  34668
Phone: (727) 819-0708

ABC AND D MORTGAGE SRVS INC
FHA MORTGAGE DEPARTMENT
8695 COLLEGE PARKWAY STE 350
FORT MYERS, FL  33919
Phone: (941) 482-5626

ABC LENDING INC
FHA MORTGAGE DEPARTMENT
7448 WILES ROAD
CORAL SPRINGS, FL  33021
Phone: (954) 796-1292

ABELL HOME LOANS INC
FHA MORTGAGE DEPARTMENT
500-B NE 5TH AVE
DELRAY BEACH, FL  33483
Phone: (561) 279-1264

ABSOLUTE MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
6727 1ST AVE S SUITE 106
SAINT PETERSBURG, FL  33707
Phone: (727) 384-5626

ACCELERATED MORTGAGE CO
FHA MORTGAGE DEPARTMENT
111 TECH DRIVE
SANFORD, FL  32771
Phone: (407) 323-5750

ACCENT MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
770 COUNTRY CLUB DRIVE
TITUSVILLE, FL  32780
Phone: (407) 268-9600

ACCESS MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
11 RACETRACK ROAD NE BLDG G
FORT WALTON BEACH, FL  32547
Phone: (850) 314-7727

ACCESS MORTGAGE SERVICES OF CT
FHA MORTGAGE DEPARTMENT
5727 CANTON COVE
WINTER SPRINGS, FL  32708
Phone: (407) 699-4100

ACCLAIM MORTGAGE CO INC
FHA MORTGAGE DEPARTMENT
4360 W OAKLAND PARK BLVD
LAUDERDALE LAKES, FL  33313
Phone: (954) 733-2281

ACTION FINANCIAL MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
6862 NW 169 STREET
MIAMI, FL  33015
Phone: (305) 822-2707

ACTION MORTGAGE CORPORATION

7301 NW 4 ST
PLANTATION, FL  33317
Phone: (305) 792-7300

ACUMEN INVESTMENTS CORPORATION
FHA MORTGAGE DEPARTMENT
6401 SW 87 AVE SUITE 201
MIAMI, FL  33173
Phone: (305) 273-8833

ADDISON MORTGAGE GROUP INC
FHA MORTGAGE DEPARTMENT
7100 W CAMINO REAL BLVD S-403
BOCA RATON, FL  33433
Phone: (561) 361-8866

ADVANCED MORTGAGE PLANNERS INC
FHA MORTGAGE DEPARTMENT
6901 SW 18TH STREET SUITE 108
BOCA RATON, FL  33433
Phone: (954) 928-0908

ADVANTAGE MORTGAGE OF SARASOTA
FHA MORTGAGE DEPARTMENT
4071 BEE RIDGE ROAD SUITE 27
SARASOTA, FL  34233
Phone: (941) 342-8891

AFFILIATED MORTGAGE COMPANY
FHA MORTGAGE DEPARTMENT
1300 SE 17 STREET STE 202
FT LAUDERDALE, FL  33316
Phone: (954) 767-0663

AFFINITY MORTGAGE GROUP INC
FHA MORTGAGE DEPARTMENT
1900 CORPORATE BLVD STE 400E
BOCA RATON, FL  33431
Phone: (561) 988-3323

AFFORDABLE HOME MORTGAGE INC
FHA MORTGAGE DEPARTMENT
2101 16TH STREET N
ST PETERSBURG, FL  33704
Phone: (727) 896-6104

AFFORDABLE MORTGAGE CAPITAL IN
FHA MORTGAGE DEPARTMENT
9048 SW 152 ST
MIAMI, FL  33157
Phone: (305) 385-2274

AFFORDABLE MORTGAGE CO INC
FHA MORTGAGE DEPARTMENT
1925 PEMBROKE ROAD
HOLLYWOOD, FL  33020
Phone: (954) 920-2233

AFFORDABLE WALLS MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
450 EAST HIGHWAY 50 STE 3
CLERMONT, FL  34711
Phone: (352) 241-0600

AFRICAN AMER FIN RESOURCE ALLI
FHA MORTGAGE DEPARTMENT
2281 LEE ROAD SUITE 204
WINTER PARK, FL  32789
Phone: (407) 740-8881

AI FINANCIAL SERVICES INC
DBA STERLING TRUST MORTGAGE
2331 N STATE ROAD 7 SUITE 206
LAUDERHILL, FL  33313
Phone: (954) 717-2004

ALL AMERICAN MORTGAGE CO INC
FHA MORTGAGE DEPARTMENT
12515 N KENDAL DR STE 300 302
MIAMI, FL  33186
Phone: (305) 595-8886

ALL CREDIT LENDING INC
FHA MORTGAGE DEPARTMENT
2648 STATE RD 434 W
LONGWOOD, FL  32779
Phone: (407) 869-1797

ALL PROFESSIONAL LENDING CORP
FHA MORTGAGE DEPARTMENT
9300 NW 58TH STREET STE 211
MIAMI, FL  33178
Phone: (305) 436-0099

ALL STAR MORTGAGE FINANCIAL CO
FHA MORTGAGE DEPARTMENT
8830 CORAL WAY
MIAMI, FL  33165
Phone: (305) 225-8889

ALL TIME MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
9000 SW 137 AVENUE – SUITE 120
MIAMI, FL  33186
Phone: (305) 387-7005

ALLEN AND COMPANY MORTGAGE CO
FHA MORTGAGE DEPARTMENT
1401 SOUTH FLORIDA AVENUE
LAKELAND, FL  33803
Phone: (863) 616-6053

ALLIANCE HOME MORTGAGE INC
FHA MORTGAGE DEPARTMENT
1900 CORPORATE BLV NW STE 310W
BOCA RATON, FL  33431
Phone: (561) 998-0300

ALLIANCE MORTGAGE CO

8100 NATIONS WAY
JACKSONVILLE, FL  32256
Phone: (904) 281-6000

ALLIED MORTGAGE AND FINANCE CO
FHA MORTGAGE DEPARTMENT
3900 HOLLYWOOD BOULEVARD S-201
HOLLYWOOD, FL  33021
Phone: (954) 983-7007

ALLIED MORTGAGE GROUP INC
FHA MORTGAGE DEPARTMENT
17445 US HWY 192 SUITE 6
CLERMONT, FL  34711
Phone: (352) 241-8274

ALLSALES MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
8910 N DALE MABRY SUITE 29
TAMPA, FL  33614
Phone: (813) 935-4994

ALLSTATE FUNDING CORPORATION
FHA MORTGAGE DEPARTMENT
4021 W WATERS AVE
TAMPA, FL  33614
Phone: (813) 287-1886

ALLSTATE MORTGAGE – INVESTMENT
FHA MORTGAGE DEPARTMENT
8363 PINES BOULEVARD
PEMBROKE PINES, FL  33024-6607
Phone: (954) 450-9099

ALLSTATE MORTGAGE AND LOAN INC
FHA MORTGAGE DEPARTMENT
25400 US 19 N SUITE 263
CLEARWATER, FL  34623
Phone: (813) 791-1186

ALPINE FINANCIAL AND MORTGAGE
FHA MORTGAGE DEPARTMENT
9773 WEST SAMPLE ROAD
CORAL SPRINGS, FL  33065
Phone: (954) 344-7993

ALTERNATIVE MORTGAGE FUNDING I
FHA MORTGAGE DEPARTMENT
222 S WESTMONTE DRIVE #116
ALTAMONTE SPRINGS, FL  32714
Phone: (407) 774-9009

AMBASSADOR FUNDING INC
FHA MORTGAGE DEPARTMENT
9646 PINES BLVD
PEMBROKE PINES, FL  33024
Phone: (954) 438-0444

AMERICA ONE MORTGAGE INC
FHA MORTGAGE DEPARTMENT
7044 MARINER BLVD
SPRING HILL, FL  34609
Phone: (352) 597-8700

AMERICA’S BEST LENDING NETWORK
FHA MORTGAGE DEPARTMENT
4473 NORTH STATE ROAD 7
LAUDERDALE LAKES, FL  33319
Phone: (954) 335-1290

AMERICA’S BEST MORTGAGE INC
FHA MORTGAGE DEPARTMENT
605 W BLOOMINGDALE AVE SUITE A
BRANDON, FL  33511
Phone: (813) 654-2976

AMERICA’S MORTGAGE BROKER LLC
DBA AFFORDABLE HOME FUNDING
3825 HENDERSON BLVD STE 400
TAMPA, FL  33629
Phone: (813) 661-9122

AMERICA’S SENIOR FIN’L SRVCS I
FHA MORTGAGE DEPARTMENT
9501 NE 2ND AVENUE STE 3
MIAMI SHORES, FL  33138
Phone: (800) 760-5363

AMERICAN BANCORP MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
15430 NW 77 CT
MIAMI LAKE, FL  33016
Phone: (305) 373-8020

AMERICAN BANCSHARES MORTGAGE C
FHA MORTGAGE DEPARTMENT
5590 WEST 20TH AVE STE 403
HIALEAH, FL  33016
Phone: (305) 826-4500

AMERICAN BANK OF- BRADENTON
FHA MORTGAGE DEPARTMENT
4502 CORTEZ RD W
BRADENTON, FL  34210
Phone: (941) 749-0707

AMERICAN CAPITAL TRUST
FHA MORTGAGE DEPARTMENT
8330 STATE ROAD EIGHTY FOUR
DAVIE, FL  33324
Phone: (954) 423-2425

AMERICAN DREAM MORTGAGE LENDER
FHA MORTGAGE DEPARTMENT
2616 GRIFFIN ROAD
FORT LAUDERDALE, FL  33312
Phone: (954) 985-8055

AMERICAN EAGLE MORTGAGE CO INC
FHA MORTGAGE DEPARTMENT
1978 TAMIAMI TR 4
VENICE, FL  34293
Phone: (941) 496-9800

AMERICAN FEDERATED FUNDING INC
FHA MORTGAGE DEPARTMENT
1476 MARKET CIRCLE UNIT 1
PORT CHARLOTTE, FL  33953
Phone: (941) 627-4500

AMERICAN FIDELITY MORTGAGE INC
FHA MORTGAGE DEPARTMENT
8370 W FLAGLER STREET STE 145
MIAMI, FL  33144
Phone: (305) 228-0085

AMERICAN FINANCIAL NETWORK INC
FHA MORTGAGE DEPARTMENT
2424 N FEDERAL HIGHWAY STE 400
BOCA RATON, FL  33431
Phone: (561) 447-9999

AMERICAN HERITAGE MTG CORP
FHA MORTGAGE DEPARTMENT
1230 DOUGLAS AVE SUITE 200
LONGWOOD, FL  32779
Phone: (407) 869-4440

AMERICAN HOME FUNDING INC
FHA MORTGAGE DEPARTMENT
4215 SOUTHPOINT BLVD SUITE 190
JACKSONVILLE, FL  32216
Phone: (904) 332-6808

AMERICAN HOME LOAN MORTGAGE CO
FHA MORTGAGE DEPARTMENT
3050 EAST COMMERCIAL BLVD
FT LAUDERDALE, FL  33308
Phone: (954) 771-5533

AMERICAN LANDMARK MORTGAGE LTD
FHA MORTGAGE DEPARTMENT
6440 SOUTHPOINT PKWY STE 180A
JACKSONVILLE, FL  32216
Phone: (904) 394-4901

AMERICAN LIBERTY FUNDING INC
FHA MORTGAGE DEPARTMENT
5301 MEMORIAL HIGHWAY
TAMPA, FL  33634
Phone: (813) 886-6432

AMERICAN MORTGAGE FUNDING CORP
FHA MORTGAGE DEPARTMENT
288 S UNIVERSITY DR
PLANTATION, FL  33324
Phone: (954) 424-4370

AMERICAN MORTGAGE LINK INC
FHA MORTGAGE DEPARTMENT
260 FIRST AVENUE NORTH
ST PETERSBURG, FL  33701
Phone: (727) 827-5508

AMERICAN MUNICIPAL SECURITIES
FHA MORTGAGE DEPARTMENT
770 SECOND AVENUE SOUTH
ST PETERSBURG, FL  33701
Phone: (813) 825-0522

AMERICAN NATIONWIDE MORTGAGE C
FHA MORTGAGE DEPARTMENT
3820 NORTHDALE BLVD SUITE 111A
TAMPA, FL  33624
Phone: (813) 964-1270

AMERICAN PIONEER MORTGAGE SERV
FHA MORTGAGE DEPARTMENT
2263 NW 2ND AVE SUITE 110
BOCA RATON, FL  33431
Phone: (561) 362-9970

AMERICAN PRIME FINANCE SERVICE
FHA MORTGAGE DEPARTMENT
5805 BLUE LAGOON DR SUITE 480
MIAMI, FL  33126
Phone: (305) 267-9660

AMERICAN REVERSE MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
605 SW FIRST AVENUE
OCALA, FL  34474
Phone: (888) 370-6620

AMERICAN SAVINGS FLORIDA

17801 NW 2ND AVENUE
MIAMI, FL  33169
Phone: (305) 653-5353

AMERICAN SOUTHERN FINANCIAL GR
FHA MORTGAGE DEPARTMENT
1 SE THIRD AVENUE – 11TH FLOOR
MIAMI, FL  33131-1704
Phone: (305) 379-8878

AMERICAN TRUST MORTGAGE BROKER
FHA MORTGAGE DEPARTMENT
1470 NW 107TH AVE SUITE C
MIAMI, FL  33172
Phone: (305) 477-2274

AMERICHOICE MORTGAGE CORPORATI
FHA MORTGAGE DEPARTMENT
24641 US HWY 19 N SUITE 560
CLEARWATER, FL  33763
Phone: (727) 723-7255

AMERIFINANCIAL MORTGAGE CORPOR
FHA MORTGAGE DEPARTMENT
7210 ULMERTON ROAD STE E
LARGO, FL  33771
Phone: (727) 535-8200

AMERIFIRST FUNDING INC
FHA MORTGAGE DEPARTMENT
4901 NW 17TH WAY STE 101
FORT LAUDERDALE, FL  33309
Phone: (954) 771-6604

AMERIFIRST MORTGAGE CORP

11800 SW 147TH AVE
MIAMI, FL  33186
Phone: (305) 387-6000

AMERIHOME MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
8910 N DALE MABRY SUITE 22
TAMPA, FL  33614
Phone: (813) 935-2238

AMERISFIRST MORTGAGE AND INV I
FHA MORTGAGE DEPARTMENT
633 NE 167TH STREET SUITE 901
NORTH MIAMI BEACH, FL  33162
Phone: (305) 655-3320

AMSOUTH BANK FLORIDA
DBA AMSOUTH BANK OF FL MTG BK
100 N TAMPA STREET
TAMPA, FL  33602
Phone: (813) 226-1288

ANCHOR HOME MORTGAGE MAPLES IN
FHA MORTGAGE DEPARTMENT
2770 SO HORSESHOE DR SUITE 1
MAPLES, FL  34104
Phone: (941) 403-7003

ANCIENT CITY MORTGAGE
FHA MORTGAGE DEPARTMENT
200 MALAGA STREET STE 2
ST JOHNS, FL  32084
Phone: (904) 826-0096

APEX LENDING INC
FHA MORTGAGE DEPARTMENT
1700 66TH STREET N STE 502
ST PETERSBURG, FL  33710
Phone: (727) 381-2739

APPLE MORTGAGE BANC AND LENDIN
FHA MORTGAGE DEPARTMENT
16050 SOUTH TAMIAMI TR STE 101
FORT MYERS, FL  33908
Phone: (941) 590-6377

APPLETREE MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
4215 W 16 AVE
HIALEAH, FL  33012
Phone: (305) 362-6030

APPROVAL FIRST MORTGAGE COPPOR
FHA MORTGAGE DEPARTMENT
3510 S FLORIDA AVE STE 102
LAKELAND, FL  33803
Phone: (941) 648-1815

APPROVED HOME MORTGAGE CORPORA
FHA MORTGAGE DEPARTMENT
12251 TAFT STREET SUITE 401
PEMBROKE PINES, FL  33026
Phone: (954) 704-0345

APPROVED LENDING SERVICES INC
FHA MORTGAGE DEPARTMENT
1063 MAITLAND CNTR CMNS #200
MAITLAND, FL  32751
Phone: (407) 644-9169

APPROVED MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
1992 NE 8TH STREET
HOMESTEAD, FL  33033
Phone: (305) 247-6723

APPROVED MORTGAGE FINANCING
FHA MORTGAGE DEPARTMENT
2019 BARTON AVENUE, STE A
JACKSONVILLE, FL  32207
Phone: (904) 246-7010

APPROVED MORTGAGE FUNDING INC
FHA MORTGAGE DEPARTMENT
155 EAST LAKE BRANTLEY DRIVE
LONGWOOD, FL  32779
Phone: (407) 774-2274

APPROVED MORTGAGE SOURCE CORP
FHA MORTGAGE DEPARTMENT
2139 WEST STATE RD 434 STE 101
LONGWOOD, FL  32779
Phone: (407) 869-6000

AREA MORTGAGE SERVICES INC
FHA MORTGAGE DEPARTMENT
10014 N DALE MABRY HIGHWAY
TAMPA, FL  33618
Phone: (813) 269-2512

ARTERY MORTGAGE CORP
FHA MORTGAGE DEPT
4362 NORTH LAKE BLVD STE 104
PALM BEACH GARDENS, FL  33410
Phone: (305) 488-2772

ARTHUR R KINGSLEY CO INC

625 NE 124TH ST
NORTH MIAMI, FL  33161
Phone: (305) 895-0060

ARVIDA MORTGAGE SERICES INC
FHA MORTGAGE DEPARTMENT
300 S PARK PLACE BLVD STE 150
CLEARWATER, FL  33759
Phone: (727) 723-8884

ASAP MORTGAGE LENDERS INC
DBA UNITED INVESTORS MORTGAGE
2501 E COMMERCIAL BLVD ST203
FT LAUDERDALE, FL  33308
Phone: (954) 928-0808

ASPIRE FINANCE CORPORATION
FHA MORTGAGE DEPARTMENT
5737 PEMBROKE ROAD
HOLLYWOOD, FL  33023
Phone: (954) 964-2524

ASPURU MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
3782 WEST 12 AVENUE
HIALEAH, FL  33012
Phone: (305) 826-3501

ASSURANCE HOME LOAN INC
FHA MORTGAGE DEPARTMENT
1829 S HARBOR CITY BLVD
MELBOURNE, FL  32901
Phone: (407) 728-0101

ATLANTIC LENDING CORPORATION
FHA MORTGAGE DEPARTMENT
9123 N MILITARY TRAIL STE 218
PALM BEACH GARDENS, FL  33410
Phone: (561) 630-2910

ATLANTIC MORTGAGE AND INVESTME
FHA MORTGAGE DEPARTMENT
7159 CORKLAN DRIVE
JACKSONVILLE, FL  32258
Phone: (904) 260-2642

ATLANTIC MORTGAGE LOANS INC
FHA MORTGAGE DEPARTMENT
325 5TH STREET SOUTH
ST PETERSBURG, FL  33701
Phone: (727) 824-5555

ATLANTIC MORTGAGE SERVICES INC
FHA MORTGAGE DEPARTMENT
1790 HWY AIA SUITE 101
SATELLITE BEACH, FL  32937
Phone: (321) 777-3199

ATLANTIC PACIFIC MORTGAGE CORP
DBA AMERICAS FIRST MTG
5400 S UNIVERSITY DR STE 103
DAVIE, FL  33328
Phone: (954) 252-6007

ATM FINANCIAL SERVICES INC
FHA MORTGAGE DEPARTMENT
9500 KOGER BLVD SUITE 220
ST PETERSBURG, FL  33702
Phone: (727) 570-4555

ATMOR MORTGAGE CORPORATION
PRESIDENT
360 WILSHIRE BLVD SUITE 112
CASSELBERRY, FL  32707
Phone: (407) 831-2277

ATTORNEYS TITLE INSURANCE FUND
NANCY BARNETTE
5955 T G LEE BLVD STE 500
ORLANDO, FL  32822
Phone: (000) 000-0000

ATTORNEYS’ MORTGAGE SERVICES I
FHA MORTGAGE DEPARTMENT
6545 CORPORATE CENTRE BLVD
ORLANDO, FL  32822
Phone: (407) 240-1204

AUGUST MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
7850 ULMERTON ROAD STE 2B
LARGO, FL  33771
Phone: (727) 539-7977

AVILES MORTGAGE LLC
FHA MORTGAGE DEPARTMENT
708 SO CHURCH AVENUE
TAMPA, FL  33609
Phone: (813) 874-5590

AVRUS FINANCIAL AND MTG SRVCS
FHA MORTGAGE DEPARTMENT
240 W PALMETTO PARK RD STE 200
BOCA RATON, FL  33432
Phone: (561) 394-7100

PEOPLES BANK OF DEER LODGE

430 MAIN STREET
DEER LODGE, MT  59722
Phone: (406) 846-2400

PIONEER FEDERAL SAVINGS AND LOAN ASSN

401 MILWAUKEE
DEER LODGE, MT  59722
Phone: (406) 846-2202

POWDER RIVER BANK
FHA MORTGAGE DEPARTMENT
201 N WILBUR
BROADUS, MT  59317
Phone: (406) 436-2611

RICHLAND BANK AND TRUST
FIRST SECURITY BANK AND TRUST
POB 250
MILES CITY, MT  59301-0250
Phone: (406) 482-3520

RICHLAND NATIONAL BANK AND TRU

101 S CENTRAL AVE
SIDNEY, MT  59270
Phone: (406) 482-3520

ROCKY MOUNTAIN BANK
FHA MORTGAGE DEPARTMENT
2615 KING AVENUE WEST
BILLINGS, MT  59108-0450
Phone: (406) 656-3140

RONAN STATE BANK

HWY 93
RONAN, MT  59864
Phone: (406) 676-4600

SECURITY BANK FSB
FHA MORTGAGE DEPARTMENT
219 NORTH 26TH STREET
BILLINGS, MT  59101
Phone: (406) 259-4571

SECURITY STATE BANK PLENTYWOOD

POB 158 115 EAST FIRST AVENUE
PLENTYWOOD, MT  59254
Phone: (406) 765-2265

STATE BANK AND TRUST CO
FHA MORTGAGE DEPARTMENT
IDAHO & GLENDALE
DILLON, MT  59725
Phone: (406) 683-2393

STATE BANK OF TOWNSEND
FHA MORTGAGE DEPARTMENT
400 BROADWAY
TOWNSEND, MT  59644
Phone: (406) 266-3176

STOCKMAN BANK – MONTANA

700 MAIN ST
MILES CITY, MT  59301
Phone: (406) 232-3620

STREETER BROTHERS MTG CORP
FHA MORTGAGE DEPARTMENT
2823 6TH AVENUE N
BILLINGS, MT  59101
Phone: (406) 252-0551

THREE RIVERS BANK MONTANTA

233 E IDAHO
KALISPELL, MT  59901
Phone: (406) 755-4271

UNITED BANK OF ABSAROKEE NA
FHA MORTGAGE DEPARTMENT
2 WOODARD AVE
ABSAROKEE, MT  59001
Phone: (406) 328-4742

UNITED SAVINGS BANK FA

601 FIRST AVE NORTH
GREAT FALLS, MT  59401
Phone: (406) 761-2200

UNITED STATES NATIONAL BANK
FHA MORTGAGE DEPARTMENT
602 NORTH BROADWAY
RED LODGE, MT  59068
Phone: (406) 446-1422

VALLEY BANK BELGRADE
BROADWAY AND CENTRAL
98 NORTH BROADWAY
BELGRADE, MT  59714
Phone: (406) 388-4283

VALLEY BANK HELENA

3030 NORTH MONTANA AVE
HELENA, MT  59604
Phone: (406) 443-7440

VALLEY BANK KALISPELL
FHA MORTGAGE DEPARTMENT
41 THIRD STREET WEST
KALISPELL, MT  59901
Phone: (406) 752-7123

VALLEY BANK OF RONAN
FHA MORTGAGE DEPARTMENT
815 HIGHWAY 93 SOUTH
RONAN, MT  59864
Phone: (406) 676-2000

VALLEY FEDERAL CU OF MONTANA

1541 CUSTER AVENUE
BILLINGS, MT  59104
Phone: (406) 656-9100

VILLAGE BANK

1000 10TH AVENUE SOUTH
GREAT FALLS, MT  59405
Phone: (406) 761-5335

WESTERN BANK WOLF POINT

111 3RD AVENUE SOUTH
WOLF POINT, MT  59201
Phone: (406) 653-2550

WESTERN SECURITY BANK

2401 GRAND AVE
BILLINGS, MT  59104
Phone: (406) 238-4900

WHITECAP INTERNATIONAL INC

341 CENTRAL AVENUE SUITE 100
WHITEFISH, MT  59937
Phone: (406) 862-6080

WHITEHALL STATE BANK

101 E LEGION
WHITEHALL, MT  59759
Phone: (406) 287-3251

YELLOWSTONE BANK

2000 OVERLAND AVENUE
BILLINGS, MT  59102
Phone: (406) 652-4100

SAN LUIS VALLEY FEDERAL SAVINGS AND LOAN
FHA MORTGAGE DEPARTMENT
401 EDISON AVENUE
ALAMOSA, CO  81101
Phone: (719) 589-6653

SERVICE MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
10555 E DARTMOUTH AVE-STE 200
AURORA, CO  80014
Phone: (303) 338-1616

SIERRA FUNDING CORP
FHA MORTGAGE DEPARTMENT
2140 S HOLLY STREET SUITE 200
DENVER, CO  80222
Phone: (303) 584-9360

SIGNATURE MORTGAGE COMPANY
FHA MORTGAGE DEPARTMENT
10 WEST DRY CREEK CIR STE 110
LITTLETON, CO  80120
Phone: (303) 795-1357

SILVERADO BANKING SAVINGS AND
BARBARA FUNKE
3900 EAST MEXICO AVENUE
DENVER, CO  80210
Phone: (303) 759-5225

SILVERADO CAPITAL CORPORATION

3900 E MEXICO AVE
DENVER, CO  80210
Phone: (000) 000-0000

SOUTHEAST MORTGAGE FUNDING LTD
FHA MORTGAGE DEPARTMENT
8821 E HAMDEN AVENUE STE 214
DENVER, CO  80231
Phone: (303) 750-9703

SPRINGS MORTGAGE INC
FHA MORTGAGE DEPARTMENT
224 E CHEYENNE MOUNTAINS BLVD
COLORADO SPRINGS, CO  80906
Phone: (719) 576-6600

STONECREEK FUNDING CORP
FHA MORTGAGE DEPARTMENT
36 STEELE STREET SUITE 210
DENVER, CO  80206
Phone: (303) 355-1304

SUMMIT FINANCIAL GROUP INC

8000 E GIRARD AVE STE 412-S
DENVER, CO  80231
Phone: (303) 369-6003

SUMMIT FINANCIAL MORTGAGE LLC
FHA MORTGAGE DEPARTMENT
7586 W JEWELL AVE SUITE 101
LAKEWOOD, CO  80232
Phone: (303) 716-7000

SUN WEST MORTGAGE INC
FHA MORTGAGE DEPARTMENT
5265 N ACADEMY BLVD STE 3400
COLORADO SPRINGS, CO  80918
Phone: (719) 471-1665

SYNERGY FINANCIAL LLC
FHA MORTGAGE DEPARTMENT
6208 LEHMAN DRIVE STE 318
COLORADO SPRINGS, CO  80918
Phone: (719) 533-1160

TEAM LENDING CONCEPTS LLC
FHA MORTGAGE DEPARTMENT
7430 E CALEY AVENUE SUITE 120
GREENWOOD VILLAGE, CO  80111
Phone: (720) 468-5000

TOWNE AND COUNTRY MORTGAGE
FHA MORTGAGE DEPARTMENT
14 INVERNESS DR. EAST, F-160
ENGLEWOOD, CO  80112-5639
Phone: (303) 770-1130

TREEHOUSE MORTGAGE LLC
FHA MORTGAGE DEPARTMENT
2901 WYANDOT STREET #20
DENVER, CO  80211
Phone: (303) 474-5230

TRIAD MORTGAGE CORPORATION
FHA MTG DEPT
7935 E PRENTICE STE 311
ENGLEWOOD, CO  80111
Phone: (303) 779-4044

TRICORD FINANCIAL GROUP LLC
FHA MORTGAGE DEPARTMENT
7660 GODDARD STREET STE 200
COLORADO SPRINGS, CO  80920
Phone: (719) 266-5626

TROY MORTGAGE CORPORATION INC
FHA MORTGAGE DEPARTMENT
5650 GREENWOOD PLZ BLV STE 102
GREENWOOD VILLAGE, CO  80111
Phone: (303) 721-6306

TWENTIETH CENTURY MORTGAGE INC
FHA MORTGAGE DEPARTMENT
3333 SOUTH BANNOCK ST STE 950
ENGLEWOOD, CO  80110
Phone: (303) 781-7909

U.S. MORTGAGE SERVICES INC

5526 N ACADEMY BLVD SUITE 104
COLORADO SPRINGS, CO  80907
Phone: (719) 528-1200

UNIFIRST MORTGAGE CORP

610 ROOD AVENUE
GRAND JUNCTION, CO  81501
Phone: (303) 241-4453

UNION COLONY BANK
FHA MORTGAGE DEPARTMENT
1701 23RD AVENUE
GREELEY, CO  80634
Phone: (303) 356-7000

UNITED CAPTIAL MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
14001 EAST ILIFF AVE SUITE 701
AURORA, CO  80014
Phone: (303) 696-1700

UNITED HOME LOANS CORPORATION
FHA MORTGAGE DEPARTMENT
1739 TERRY STREET
LONGMONT, CO  80501
Phone: (303) 702-1973

UNITED MORTGAGE FUNDING LLC
FHA MORTGAGE DEPARTMENT
3515 S. TAMARAC DR. STE 120
DENVER, CO  80237
Phone: (303) 230-0444

UNITED NATIONAL MORTGAGE CORPO
FHA MORTGAGE DEPARTMENT
8787 TURNPIKE DR SUITE 230
WESTMINSTER, CO  80031
Phone: (303) 650-9500

UNITED TITLE COMPANIES INC
THOMAS W LEONARD
909 WADSWORTH BOULEVARD
LAKEWOOD, CO  80215
Phone: (303) 233-9090

UNIVERSAL LENDING CORPORATION
FHA MORTGAGE DEPARTMENT
6775 E EVANS AVENUE
DENVER, CO  80224
Phone: (303) 758-3336

UPTOWN MORTGAGE LLC
FHA MORTGAGE DEPARTMENT
1732 BLAKE STREET
DENVER, CO  80202-1226
Phone: (303) 839-5262

VALLEY BANK
MORTGAGE DEPARTMENT
2380 EAST BRIDGE STREET
BRIGHTON, CO  80601
Phone: (303) 772-2621

VALLEY STATE BANK LAMAR

204 SOUTH 4TH STREET
LAMAR, CO  81052
Phone: (719) 336-4382

UNITED MORTGAGE FUNDING LLC
FHA MORTGAGE DEPARTMENT
3515 S. TAMARAC DR. STE 120
DENVER, CO  80237
Phone: (303) 230-0444

UNITED NATIONAL MORTGAGE CORPO
FHA MORTGAGE DEPARTMENT
8787 TURNPIKE DR SUITE 230
WESTMINSTER, CO  80031
Phone: (303) 650-9500

UNITED TITLE COMPANIES INC
THOMAS W LEONARD
909 WADSWORTH BOULEVARD
LAKEWOOD, CO  80215
Phone: (303) 233-9090

UNIVERSAL LENDING CORPORATION
FHA MORTGAGE DEPARTMENT
6775 E EVANS AVENUE
DENVER, CO  80224
Phone: (303) 758-3336

UPTOWN MORTGAGE LLC
FHA MORTGAGE DEPARTMENT
1732 BLAKE STREET
DENVER, CO  80202-1226
Phone: (303) 839-5262

VALLEY BANK
MORTGAGE DEPARTMENT
2380 EAST BRIDGE STREET
BRIGHTON, CO  80601
Phone: (303) 772-2621

VALLEY STATE BANK LAMAR

204 SOUTH 4TH STREET
LAMAR, CO  81052
Phone: (719) 336-4382

VECTRA BANK
MORTGAGE LOAN DEPARTMENT
1650 SO. COLORADO BLVD. #300
DENVER, CO  80222
Phone: (720) 947-7500

VINTAGE MORTGAGE INC
FHA MORTGAGE DEPARTMENT
6061 S WILLOW DRIVE SUITE 235
ENGLEWOOD, CO  80111
Phone: (303) 771-3630

VPM FUNDING CO
FHA MORTGAGE DEPARTMENT
19993 EAST 40TH AVENUE
DENVER, CO  80249
Phone: (800) 923-7856

WATERMARK FINANCIAL PARTNERS
FHA MORTGAGE DEPARTMENT
4582 S ULSTER STREET STE 103
DENVER, CO  80237
Phone: (303) 220-9772

WEST HIGHLAND MORTGAGE CO
FHA MORTGAGE DEPARTMENT
3424 WEST 32ND AVENUE
DENVER, CO  80211
Phone: (303) 477-8111

WESTERN FINANCE INC
FHA MORTGAGE DEPARTMENT
2280 SOUTH XANADU WAY STE 380
AURORA, CO  80014
Phone: (303) 368-4300

WESTERN MORTGAGE SERVICES LLC
FHA MORTGAGE DEPARTMENT
10841 S PARKER RD SUITE 204
PARKER, CO  80134
Phone: (303) 840-5050

WESTERN NATIONAL BANK OF – COL
FHA MORTGAGE DEPARTMENT
1130 NORTH CIRCLE DRIVE
COLORADO SPRINGS, CO  80909
Phone: (719) 473-0111

WESTLEND MORTGAGE GROUP LLC
FHA MORTGAGE DEPARTMENT
75 MANHATTAN DRIVE STE 102
BOULDER, CO  80303
Phone: (303) 494-8836

WINDOM CAPITAL INC
DBA WINDOM MORTGAGE
5310 WARD ROAD SUITE 102
ARVADA, CO  80002
Phone: (303) 420-8300

WRT FINANCIAL LIMITED PARTNERS
FHA MORTGAGE DEPARTMENT
6061 S WILLOW DRIVE SUITE 200
ENGLEWOOD, CO  80111
Phone: (720) 489-0589

YELLOWSTONE MORTGAGE INC
FHA MORTGAGE DEPARTMENT
8704 YATES DRIVE STE 200
WESTMINSTER, CO  80031
Phone: (303) 650-8800

ZENITH MORTGAGE LLC
FHA MORTGAGE DEPARTMENT
1333 WEST 120TH AVE., STE 203
WESTMINSTER, CO  80234
Phone: (303) 280-2919