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Listings for Payday Loans Common Issues (9)

 

How can I stop a payday lender from electronically taking money out of my b...

How can I stop a payday lender from electronically taking money out of my bank or credit union account? You can stop electronic debits to […]

24 total views, 1 today

 

What does it mean to renew or roll over a payday loan?

What does it mean to renew or roll over a payday loan? Generally, renewing or rolling over a payday loan means you pay a fee […]

22 total views, 0 today

 

What do I need to qualify for a payday loan?

What do I need to qualify for a payday loan? Generally, payday lenders require you to have: An active bank, credit union, or prepaid card […]

23 total views, 0 today

 

Do I have to put up something as collateral for a payday loan?

Do I have to put up something as collateral for a payday loan? You don’t have to give collateral like at a pawn shop, but […]

22 total views, 0 today

 

How do I repay a payday loan?

How do I repay a payday loan? In order to obtain a payday loan, you typically must either provide a personal check to the lender […]

20 total views, 0 today

 

What can I do if I can’t repay my payday loan?

What can I do if I can’t repay my payday loan? If you’re having trouble repaying your payday loan, you might be able to ask […]

23 total views, 0 today

 

Why did my payday lender charge me a late fee or a non-sufficient funds (NS...

Why did my payday lender charge me a late fee or a non-sufficient funds (NSF) fee? If you do not have enough money in your […]

24 total views, 0 today

 

My payday lender claims to be located in another country and therefore does...

My payday lender claims to be located in another country and therefore does not have to comply with U.S. federal laws that protect consumers. Is […]

18 total views, 1 today

 

My payday lender said my loan would cost 15 percent but my loan documents s...

My payday lender said my loan would cost 15 percent but my loan documents say the annual percentage rate (APR) is almost 400 percent. What […]

20 total views, 0 today