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Can a lender make me provide documents like my W-2 or pay stub in order to ...

Can a lender make me provide documents like my W-2 or pay stub in order to give me a Loan Estimate? A lender or mortgage […]

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The seller told me I have to purchase title insurance from a particular com...

The seller told me I have to purchase title insurance from a particular company or they won’t sell me the house. Can they do this? […]

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Can my final mortgage costs increase from what was on my Loan Estimate?

Can my final mortgage costs increase from what was on my Loan Estimate? Some mortgage costs can increase at closing, but others can’t. It is […]

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When do I get a Closing Disclosure?

When do I get a Closing Disclosure? By law, you must receive your Closing Disclosure at least three business days before your closing. Read your […]

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At the mortgage loan closing, do I have to sign if I don’t like the t...

At the mortgage loan closing, do I have to sign if I don’t like the terms? No.  You don’t have to sign anything unless you’re […]

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Can I change my mind after I sign the loan closing documents for my second ...

Can I change my mind after I sign the loan closing documents for my second mortgage or refinance? What is the “right of rescission?” Yes. […]

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How long do I have to rescind? When does the right of rescission start?

How long do I have to rescind? When does the right of rescission start? If you are buying a home with a mortgage, you do […]

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Can I ever waive my right to rescind on my mortgage loan?

Can I ever waive my right to rescind on my mortgage loan? Yes. You can waive your right of rescission (your right to cancel your […]

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My lender or broker never provided me with the notice of a right to rescind...

My lender or broker never provided me with the notice of a right to rescind for a mortgage loan. What can I do? If you […]

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Are there situations where I would not have a right of rescission?

Are there situations where I would not have a right of rescission? The right of rescission does not apply in every case where your home […]

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