PATRICK HENRY NATIONAL BANK
FHA MORTGAGE DEPARTMENT 4 E COMMONWEALTH BLVD MARTINSVILLE, VA  24112 Phone: (540) 632-2901

PENTAGON FEDERAL CREDIT UNION
MORTGAGE SERVICES 1001 N FAIRFAX STREET ALEXANDRIA, VA  22314 Phone: (703) 838-1000

PEOPLES NATIONAL BANK
FHA MORTGAGE DEPARTMENT 141 WESTOVER DRIVE DANVILLE, VA  24541 Phone: (804) 793-3321

PERFORMANCE MORTGAGE INC
FHA MORTGAGE DEPARTMENT 10601 COURTHOUSE ROAD FREDERICKSBURG, VA  22407 Phone: (540) 898-6662

PIEDMONT TRUST BANK
CHURCH & ELLSWORTH ST MARTINSVILLE, VA  24115-4751 Phone: (703) 632-2971

PLANTERS BANK AND TRUST CO
FHA MORTGAGE DEPARTMENT 113 TINKLING SPRINGS FISHERSVILLE, VA  22939 Phone: (703) 885-1232

PMC MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT 6100 FRANCONIA RD SUITES D-E ALEXANDRIA, VA  22310 Phone: (703) 719-0099

PREFERRED MORTGAGE GROUP INC
FHA MORTGAGE DEPARTMENT 7923 JONES BRANCH DR – STE 300 MCLEAN, VA  22102 Phone: (703) 893-1050

PREMIER MORTGAGE COMPANY LLC
FHA MORTGAGE DEPARTMENT 12150 MONUMENT DRIVE SUITE 125 FAIRFAX, VA  22033 Phone: (703) 279-5900

PRINCESS ANNE BANK
FHA MORTGAGE DEPARTMENT 641 LYNNHAVEN PARKWAY VIRGINIA BEACH, VA  23452 Phone: (804) 486-8600

PROFESSIONAL MORTGAGE CORP
FHA MORTGAGE DEPARTMENT 1311 HIGH POINT AVENUE RICHMOND, VA  23230 Phone: (804) 358-7929

PROSPERITY MORTGAGE COMPANY
FHA MORTGAGE DEPARTMENT 11351 RANDOM HILLS ROAD FAIRFAX, VA  22030 Phone: (703) 359-1940

PROSPERITY MORTGAGE CORP
11351 RANDOM HILLS ROAD FAIRFAX, VA  22030 Phone: (703) 246-9000

PROVIDENCE ONE INC
FHA MORTGAGE DEPARTMENT 317 OFFICE SQUARE LANE VIRGINIA BEACH, VA  23462 Phone: (757) 518-8202

PRUDENTIAL MULTIFAMILY MORTGAG
FHA MORTGAGE DEPARTMENT 8401 GREENSBORO DR SUITE 200 MCLEAN, VA  22102 Phone: (703) 610-1400

REILLY MORTGAGE GROUP
FHA MORTGAGE DEPARTMENT 2000 CORPORATE RIDGE SUITE 925 MCLEAN, VA  22102 Phone: (703) 760-4700

RESIDENTIAL PROFESSIONAL MORTG
FHA MORTGAGE DEPARTMENT 510 S INDEPENDENCE BLVD STE202 VIRGINIA BEACH, VA  23452 Phone: (757) 456-9883

RESIDENTIAL-COMM MTG CORP
6219 VA BEACH BLVD NORFORK, VA  23502 Phone: (000) 000-0000

RESOURCE BANK
RESOURCE MORTGAGE 2901 S LYNNHAVEN ROAD STE 240 VIRGINIA BEACH, VA  23452 Phone: (757) 321-3100

RESOURCE MORTGAGE INC
FHA MORTGAGE DEPARTMENT 4439 COX ROAD GLEN ALLEN, VA  23060 Phone: (804) 965-5484

 

AMERICAN BANK

1325 MAIN STREET
BILLINGS, MT  59105
Phone: (406) 252-6322

AMERICAN FEDERAL SAVINGS BANK
FHA MORTGAGE DEPARTMENT
1400 PROSPECT AVENUE
HELENA, MT  59601
Phone: (406) 442-3080

AMERICAN HOMESTEAD MORTGAGE LL
FHA MORTGAGE DEPARTMENT
6 SUNSET PLAZA SUITE D
KALISPELL, MT  59901
Phone: (406) 756-1505

BANK OF BRIDGER
FHA MORTGAGE DEPARTMENT
101 S MAIN
BRIDGER, MT  59014
Phone: (406) 662-3388

BANK OF COLUMBIA FALLS

540 NUCLEUS AVE
COLUMBIA FALLS, MT  59912
Phone: (406) 892-2122

BANK OF MONTANA – HELENA

500 N. MAIN
HELENA, MT  59601
Phone: (406) 442-1850

BANK OF MONTANA ANACONDA
FHA MORTGAGE DEPARTMENT
307 EAST PARK AVENUE
ANACONDA, MT  59711
Phone: (406) 563-5203

BANK OF MONTANA BUTTE
FHA MORTGAGE DEPARTMENT
3650 HARRISON AVENUE
BUTTE, MT  59702
Phone: (406) 782-4211

BANK OF MONTANA CHINOOK

336 INDIANA ST-BOX 129
CHINOOK, MT  59526
Phone: (406) 357-2224

BANK OF MONTANA CONRAD

419 SOUTH MAIN
CONRAD, MT  59425
Phone: (406) 278-3201

BANK OF MONTANA EASTSIDE
FHA MORTGAGE DEPARTMENT
2215 10TH AVENUE SOUTH
GREAT FALLS, MT  59405
Phone: (406) 727-6800

BANK OF MONTANA GLASGOW

623 2 AVENUE SOUTH
GLASGOW, MT  59230
Phone: (406) 228-4371

BANK OF MONTANA HARVE

135 3RD AVENUE
HAVRE, MT  59501
Phone: (406) 265-2264

BANK OF MONTANA LEWISTOWN

POB 660 401 WEST MAIN
LEWISTON, MT  59457
Phone: (406) 538-7448

BANK OF MONTANA NA

324 CENTRAL AVENUE
GREAT FALLS, MT  59401
Phone: (406) 454-3456

BANK OF MONTANA SHELBY

131 MAIN ST
SHELBY, MT  59474
Phone: (406) 434-5528

BANK OF MONTANA VILLAGE

1000 10TH AVENUE SOUTH
GREAT FALLS, MT  59405
Phone: (406) 761-5335

BANK OF MONTANA-MISSOULA

201 N HIGGINS
MISSOULA, MT  59802
Phone: (406) 728-8000

BANK OF SHERIDAN

120 SOUTH MAIN
SHERIDAN, MT  59749
Phone: (406) 842-5411

BITTERROOT VALLEY BANK
FHA MORTGAGE DEPARTMENT
LOLO SHOPPING CENTER HWY 93
LOLO, MT  59847
Phone: (406) 273-240

BLACKFEET NATIONAL BANK
FHA MORTGAGE DEPARTMENT
125 N PUBLIC SQUARE
BROWNING, MT  59417
Phone: (406) 338-7000

CAPITAL FAMILY MORTGAGE CO OF
FHA MORTGAGE DEPARTMENT
700 SOUTH AVE W STE F
MISSOULA, MT  59801
Phone: (406) 549-1940

COMMUNITY BANK MISSOULA INC
FHA MORTGAGE DEPARTMENT
3010 AMERICAN WAY
MISSOULA, MT  59808
Phone: (406) 549-2265

COMMUNITY FIRST BANK

319 NORTH MERRILL AVE.
GLENDIVE, MT  59330
Phone: (406) 365-8282

EMPIRE FEDERAL SAVINGS ALA
FHA MORTGAGE DEPARTMENT
455 SOUTH 24TH STREET WEST
BILLINGSON, MT  59102-6201
Phone: (406) 256-1891

GATEWAY BANK AND TRUST
FHA MORTGAGE DEPARTMENT
5102 ALABAMA HIGHWAY
RINGGOLD, GA  30736
Phone: (706) 965-5500

GENESIS MORTGAGE INC
FHA MORTGAGE DEPARTMENT
4445 HIGHWAY 40 EAST SUITE 606
ST MARYS, GA  31558-4445
Phone: (912) 882-7660

GEORGETOWN MORTGAGE INC
FHA MORTGAGE DEPARTMENT
4360 GEORGETOWN SQUARE STE 800
ATLANTA, GA  30338
Phone: (678) 597-2800

GEORGIA BANK AND TRUST
FHA MORTGAGE DEPARTMENT
135 BRYANT PARKWAY
CALHOUN, GA  30701
Phone: (706) 625-2265

GEORGIA BANK AND TRUST CO
FHA MORTGAGE DEPARTMENT
3515 WHEELER ROAD
AUGUSTA, GA  30909
Phone: (706) 739-1780

GEORGIA BANK AND TRUST COMPANY
FHA MORTGAGE DEPARTMENT
4109 COLUMBIA ROAD
MARTINEZ, GA  30907
Phone: (706) 868-3756

GEORGIA CENTRAL BANK

112 NORTH CHEROKEE ST
SOCIAL CIRCLE, GA  30279
Phone: (404) 267-8343

GEORGIA COMPANY
FHA MORTGAGE DEPARTMENT
5670 WHITESVILLE RD
COLUMBUS, GA  31904
Phone: (404) 324-0301

GEORGIA FEDERAL BANK FSB

20 MARIETTA STREET, NW
ATLANTA, GA  30303
Phone: (404) 330-2400

GEORGIA FIRST MORTGAGE CO
FHA MORTGAGE DEPARTMENT
616 N WESTOVER BLVD
ALBANY, GA  31707
Phone: (912) 436-9000

GEORGIA MORTGAGE SERVICES
FHA MORTGAGE DEPARTMENT
570 W LANIER AVENUE SUITE B
FAYETTSVILLE, GA  30214
Phone: (770) 716-8666

GEORGIA RESIDENTIAL MORTGAGE A
FHA MORTGAGE DEPARTMENT
130 NORTH CREST BLVD SUITE C
MACON, GA  31210
Phone: (912) 474-7470

GEORGIA STATE BANK
FHA MORTGAGE DEPARTMENT
620 FONTAINE RD SW
MABLETON, GA  30059
Phone: (404) 941-2100

GEORGIA STATE BANK OF ROME

400 NORTH 5TH AVENUE
ROME, GA  30162-9984
Phone: (404) 236-3956

GEORGIA STATE MORTGAGE INC
FHA MORTGAGE DEPARTMENT
1395 IRIS DRIVE SUITE 201
CONYERS, GA  30013
Phone: (770) 860-0777

GEORGIA TELCO CREDIT UNION
FHA MORTGAGE DEPARTMENT
1155 PEACHTREE ST NE SUITE 400
ATLANTA, GA  30309
Phone: (404) 321-6767

GOFF COLEY ENTERPRISES INC
FHA MORTGAGE DEPARTMENT
57 EXECUTIVE PARK SO STE 370
ATLANTA, GA  30329
Phone: (404) 982-0956

GREAT OAK MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
3235 PEACHTREE ROAD NE-STE 400
ATLANTA, GA  30305-2423
Phone: (404) 237-7600

GREAT SOUTHERN REALTY CAPITAL
FHA MORTGAGE DEPARTMENT
40 WHITLOCK PLACE SUITE 100
MARIETTA, GA  30064-3170
Phone: (770) 427-7877

GREATER ROME BANK
FHA MORTGAGE DEPARTMENT
1490 MARTHA BERRY BLVD
ROME, GA  30165
Phone: (706) 295-9300

GUARANTY MORTGAGE SERVICES LLC
FHA MORTGAGE DEPARTMENT
5062 BRISTOL INDTRL WAY STE F
BUFORD, GA  30518
Phone: (770) 614-7425

GWINNETT COMMUNITY BANK
FHA MORTGAGE DEPARTMENT
3146 BUFORD HIGHWAY
DULUTH, GA  30096
Phone: (770) 476-3809

GWINNETT FEDERAL BANK FSB

750 PERRY ST
LAWRENCEVILLE, GA  30245
Phone: (404) 995-6000

HALIFAX MORTGAGE INC.

4319 COVINGTON HWY SUITE 301
DECATUR, GA  99999-9999
Phone: (000) 000-0000

HAMILTON INSURANCE SERVICES
DBA HAMILTON FINANCIAL SERVICE
9800 MEDLOCK BRIDGE RD STE 1
DULUTH, GA  30097
Phone: (770) 622-1552

HAMMOND MORTGAGE INC
FHA MORTGAGE DEPARTMENT
3250 KEITH BRIDGE ROAD
CUMMING, GA  30041
Phone: (770) 886-6460

HARBOUR POINT FUNDING INC
FHA MORTGAGE DEPARTMENT
2296 HENDERSON MILL RO STE 201
ATLANTA, GA  30084
Phone: (770) 723-0868

HERITAGE BANK
FHA MORTGAGE DEPARTMENT
300 SOUTH MAIN STREET
HINESVILLE, GA  31313
Phone: (912) 368-3332

HERITAGE BANK

101 N MAIN ST
JONESBORO, GA  30236
Phone: (404) 478-8881

HERITAGE BANK
RESIDENTIAL MORTGAGE LENDING
3301 BUCKEYE RD 6TH FL
ATLANTA, GA  30341
Phone: (404) 457-0300

HERITAGE MORTGAGE LLC
FHA MORTGAGE DEPARTMENT
1926 NORTHLAKE PARKWAY STE 200
TUCKER, GA  30084
Phone: (770) 934-9557

HERITAGEBANK OF THE SOUTH
FHA MORTGAGE DEPARTMENT
2700 DAWSON ROAD STES 6 AMD 7
ALBANY, GA  31707
Phone: (912) 878-3311

HILTON MORTGAGE CORPORATION II
FHA MORTGAGE DEPARTMENT
4800 ARMOUR ROAD BLDG B
COLUMBUS, GA  31904
Phone: (706) 324-0071

HOLSAPPLE MORTGAGE LENDING INC
DBA SOUTHEASTERN HOME MORTGAGE
2444 HWY 120 STE 201
DULUTH, GA  30097
Phone: (770) 623-0555

HOME AMERICA MORTGAGE INC
FHA MORTGAGE DEPARTMENT
253 CROGAN STREET
LAWRENCEVILLE, GA  30045
Phone: (877) 542-2712

HOME CAPITAL INC
FHA MORTGAGE DEPARTMENT
7 DUNWOODY PARK SUITE 104
ATLANTA, GA  30338
Phone: (770) 673-0024

HOME LOANS USA
FHA MORTGAGE DEPARTMENT
2056 N PARK PLACE STE D
STONE MOUNTAIN, GA  30087
Phone: (770) 879-5969

HOME TOWN MORTGAGE INC
FHA MORTGAGE DEPARTMENT
11855 HAYNES BRIDGE ROAD
ALPHARETTA, GA  30004-1711
Phone: (770) 475-6161

HOMEBANC MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
5775 E GLENRIDGE DRIVE STE 500
ATLANTA, GA  30328
Phone: (404) 303-4000

HOMEOWNERS LOAN CORP
CHIEF EXECUTIVE OFFICER
4501 CIRCLE 75 PARKWAY F6220
ATLANTA, GA  30339-6077
Phone: (770) 850-6800

HOMEOWNERS MORTGAGE OF AMERICA
FHA MORTGAGE DEPARTMENT
501 VILLAGE TRACE BLDG 9A S101
MARIETTA, GA  30067
Phone: (770) 859-0555

HOMEOWNERS SERVICE CENTER INC
DBA GEORGIA HOME MORTGAGE CO
1395 S MARIETTA PKY SE B100116
MARIETTA, GA  30067-4440
Phone: (770) 792-9192

HOMEPLACE MORTGAGE SERVICES LL
OWNER
4290 BELLS FERRY ROAD STE 152
KENNESAW, GA  30144
Phone: (770) 517-6275

HOMEPOINT MORTGAGE GROUP
FHA MORTGAGE DEPARTMENT
66 SO 400 CENTER LANE STE 210
DAWSONVILLE, GA  30534
Phone: (706) 216-6140

HOMESOUTH MORTRGAGE SERVICES
FHA MORTGAGE DEPARTMENT
126 ENTERPRISE PATH SUITE 208
HIRAM, GA  30141
Phone: (770) 222-2424

HOMESTAR MORTGAGE INC
FHA MORTGAGE DEPARTMENT
8975 ROSWELL ROAD SUITE 110
ATLANTA, GA  30350
Phone: (770) 650-7870

HOMETECH MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
901 SENOIA ROAD
TYRONE, GA  30290
Phone: (770) 486-8686

HOMETOWN BANK OF VILLA RICA
FHA MORTGAGE DEPARTMENT
435 W BANKHEAD HWY
VILLA RICA, GA  30180
Phone: (678) 305-1500

HOMETRUST MORTGAGE INC
FHA MORTGAGE DEPARTMENT
5600 ROSWELL ROAD SUITE E 350
ATLANTA, GA  30342
Phone: (404) 256-0555

HORIZON MORTGAGE LENDING INC
FHA MORTGAGE DEPARTMENT STE A
245 COUNTRY CLUB DR BLDG300
STOCKBRIDGE, GA  30281
Phone: (770) 474-6044

NA NATIONWIDE MORTGAGE
FHA MORTGAGE DEPARTMENT
92 ARGONAUT SUITE 250
ALISO VIEJO, CA  92656
Phone: (949) 716-0790

NAD INC
DBA CENTRAL MORTGAGE
321 EAST ALAMEDA AVE NO L
BURBANK, CA  91502
Phone: (818) 845-7887

NAJARIAN LOANS INC
FHA MORTGAGE DEPARTMENT
3201 DANVILLE BLVD STE 195
ALAMO, CA  94507
Phone: (510) 552-0175

NATIONAL BANK OF LA JOLLA
LAVONNE BURNEY
1545 HOTEL CIRCLE SO STE 360
SAN DIEGO, CA  92108
Phone: (619) 297-9550

NATIONAL FIRST MTG CORP OF CA
JAMES F CARR
10949 TRADE CENTER DRIVE
RANCHO CORDOVA, CA  95670
Phone: (916) 635-7860

NATIONAL PACIFIC MORTGAGE CORP
BRANCH MANAGER
2150 TOWNE CENTRE PL SUITE-300
ANAHEIM, CA  92806
Phone: (310) 924-4323

NATIONALHOME SERVICES CORP
FHA MORTGAGE DEPARTMENT
8317 S PAINTER AVE STE 2
WHITTIER, CA  90602
Phone: (562) 464-1495

NATIONALONE MORTGAGE CORP
FHA MORTGAGE DEPT
6700 INDIANA AVENUE SUITE 130
RIVERSIDE, CA  92506
Phone: (909) 684-2600

NATIONS BANCORP INC
FHA MORTGAGE DEPARTMENT
1906 WEST GARVEY AVE S STE 100
WEST COVINA, CA  91790
Phone: (800) 714-3435

NATIONS ONE MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
1855 W KATELLA AVE STE 360
ORANGE, CA  92867
Phone: (714) 919-4064

NATIONSBEST MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
625 THE CITY DRIVE
ORANGE, CA  92868
Phone: (714) 210-5626

NATIONWIDE CAPITAL CORP
NATIONWIDE HOME LOANS
8152 S PAINTER AVE STE 200
WHITTIER, CA  90602
Phone: (562) 693-5048

NATIONWIDE FINANCIAL CORPORATI
FHA MORTGAGE DEPARTMENT
203 N BREA BLVD SUITE 200
BREA, CA  92821-4056
Phone: (714) 672-0012

NATIONWIDE FINDING GROUP LTD
FHA MORTGAGE DEPARTMENT
941 E. VALLEY PARKWAY
ESCONDIDO, CA  92025
Phone: (800) 788-3848

NATIONWIDE HOME LOAN INC
FHA MORTGAGE DEPARTMENT
23580 SUNNYMEAD BLVD SUITE 111
MORENO VALLEY, CA  92553
Phone: (909) 247-2213

NATIONWIDE LOANS INC
FHA MORTGAGE DEPARTMENT
2300 W MAGNOLIA BLVD SUITE B
BURBANK, CA  91506
Phone: (818) 841-3255

NATIONWIDE REALTY SERVICES INC
DBA NATIONWIDE HOME LOANS INC
8996 MIRAMAR ROAD STE 220
SAN DIEGO, CA  92126
Phone: (619) 536-1733

NDNJ INC
DBA EXCEL FUNDING
28924 S WESTERN AVE STE 100
RANCHO PALOS VERDES, CA  90275
Phone: (310) 521-5242

NEIGHBORHOOD ACCEPTANCE CORP
DBA NEIGHBORHOOD MTG CORP
2915-A RED HILL AVE STE A-210C
COSTA MESA, CA  92626
Phone: (714) 436-6665

NEIGHBORS FINANCIAL CORP
FHA MORTGAGE DEPARTMENT
1314 H STREET SUITE-100
SACRAMENTO, CA  95814-1930
Phone: (916) 732-2340

NETWORK FINANCIAL INC
FHA MORTGAGE DEPARTMENT
4190 BONITA RD SUITE 201
BONITA, CA  91902
Phone: (619) 470-9573

NETWORK MORTGAGE SERVICES
FHA MORTGAGE DEPARTMENT
25712 LE PARC NUMBER 31
LAKE FOREST, CA  92630
Phone: (949) 829-0949

NETWORK SOURCE FUNDING INC
FHA MORTGAGE DEPARTMENT
5401 BUSINESS PARK SO STE 212
BAKERSFIELD, CA  93309
Phone: (661) 635-3377

NEVADA BROOKSIDE MORTGAGE CORP
DBA BROOKSIDE MORTGAGE CORP
10900 E. 183RD STREET #170
CERRITOS, CA  90703
Phone: (562) 653-3000

NEW AMERICAN REAL ESTATE MGTMT
DBA NEW AMERICAN FINANCIAL
3300 IRVINE AVE. #120
NEWPORT BEACH, CA  92660
Phone: (949) 622-0021

NEW CENTENNIAL INC
DBA AMERICA’S LENDING GROUP
21021 SOLEDAD CANYON RD 401
SANTA CLARITA, CA  91351
Phone: (661) 291-1000

NEW CENTURY FUNDING CORP
VICE PRESIDENT
3470 WILSHIRE BLVD SUITE 1130
LOS ANGELES, CA  90010
Phone: (213) 427-8877

NEW CENTURY LENDING INC
FHA MORTGAGE DEPARTMENT
9819 PALM STREET
BELLFLOWER, CA  90706
Phone: (562) 804-6067

NEW CENTURY MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
18400 VON KARMAN SUITE 1000
IRVINE, CA  92612
Phone: (714) 440-7030

NEW CONCEPT MORTGAGE INC
FHA MORTGAGE DEPARTMENT
110 NEW STINE ROAD SUITE G
BAKERSFIELD, CA  93309
Phone: (805) 835-7600

NEW HOMES MORTGAGE INC
FHA MORTGAGE DEPARTMENT
13369 VENTURA BOULEVARD
SHERMAN OAKS, CA  91423-3912
Phone: (818) 990-3900

NEW MILLENIUM INVESTMENTS INC
DBA NEW MILLENIUM FINANCIAL
13677 FOOTHILL BLVD STE N
FONTANA, CA  92335
Phone: (909) 899-1547

NEW MILLENNIUM LOAN SERVICES I
FHA MORTGAGE DEPARTMENT
2149 E GARVEY AVE N STE A4
WEST COVINA, CA  91791
Phone: (626) 339-3235

NEW VISION MORTGAGE INC
FHA MORTGAGE DEPARTMENT
4300 GREEN RIVER ROAD STE 118
CORONA, CA  92880
Phone: (909) 371-0300

NEW WEST MORTGAGE CO
FHA MORTGAGE DEPARTMENT
11634 VICTORY BLVD SUITE 1
NORTH HOLLYWOOD, CA  91606
Phone: (818) 760-3342

NEW WORLD MORTGAGE INC
FHA MORTGAGE DEPARTMENT
8141 E 2ND STREET SUITE 610
DOWNEY, CA  90241
Phone: (562) 923-7540

NEWPORT BAY MORTGAGE INC
FHA MORTGAGE DEPARTMENT
12900 GARDEN GROVE BLVD NO 204
GARDEN GROVE, CA  92643
Phone: (714) 741-8080

NEWWEST MORTGAGE COMPANY
NEWWEST FUNDING
8255 FIRESTONE BLVD STE 101
DOWNEY, CA  90241
Phone: (562) 861-8393

NEXUS FINANCIAL INC
FHA MORTGAGE DEPARTMENT
575 E LOCUST AVENUE STE 310
FRESNO, CA  93720
Phone: (209) 650-4040

NFN GROUP INC
DBA AMERICAN MORTGAGE CAPITAL
22470 BARTON ROAD
GRAND TERRACE, CA  92313
Phone: (909) 783-2300

NFS LOANS INC
FHA MORTGAGE DEPARTMENT
9500 TOLEDO WAY
IRVINE, CA  92618
Phone: (949) 470-0900

NIKKI JOON INC
DBA PACIFIC MORTGAGE FINANCIAL
95 ARGONAUT STE 250
ALISO VIEJO, CA  92656
Phone: (714) 455-1516

NIMA INVESTMENT CO
DBA HBC FINANCIAL CO
5743 CORSA AVE SUITE 212
WESTLAKE VILLAGE, CA  91362
Phone: (818) 735-7979

NORCAL PRIME EQUITY CORPORATIO
FHA MORTGAGE DEPARTMENT
721 BREA CANYON ROAD STE L
WALNUT, CA  91789
Phone: (909) 839-0875

NORTH COUNTY MORTGAGE
FHA MORTGAGE DEPARTMENT
3150 EL CAMINO REAL STE B
CARLSBAD, CA  92008
Phone: (760) 434-6181

NORTH ISLAND FEDERAL CR UN
FHA MORTGAGE DEPARTMENT
2300 BOSWELL ROAD
CHULA VISTA, CA  91914
Phone: (619) 656-6525

NORTH STAR RESIDENTIAL MORTGAG
FHA MORTGAGE DEPARTMENT
27305 LIVE OAK ROAD
CASTAIC, CA  91384
Phone: (661) 295-4923

NORTH STATE MORTGAGE CO INC
FHA MORTGAGE DEPARTMENT
6060 SUNRISE VISTA DR STE 2220
CITRUS HEIGHTS, CA  95610
Phone: (916) 727-1300

NORTH VALLEY MORTGAGE LLC
FHA MORTGAGE DEPARTMENT
600 MAIN STREET
CHICO, CA  95926
Phone: (530) 894-5005

NORTH-SOUTH MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
16689 FOOTHILL BLVD SUITE 205
FONTANA, CA  92335
Phone: (909) 357-0655

NORTHEAST LOANS INC
FHA MORTGAGE DEPARTMENT
13211 E SOUTH STREET
CERRITOS, CA  90703
Phone: (310) 860-3354

NORTHERN MUTUAL CORPORATION
FHA MORTGAGE DEPARTMENT
2801 CAMINO DEL RIO S STE 201
SAN DIEGO, CA  92108
Phone: (619) 696-1002

NORTHPOINT MORTGAGE
FHA MORTGAGE DEPARTMENT
1222 W SHAW AVENUE
FRESNO, CA  93711
Phone: (559) 225-2255

NORTHRIDGE MORTGAGE CORPORATIO
FHA MORTGAGE DEPARTMENT
5415 PALM AVE
SACRAMENTO, CA  95841
Phone: (916) 334-3310

NORTHSTAR MORTGAGE LP
FHA MORTGAGE DEPARTMENT
41690 ENTERPRISE CR NO S-200BB
TEMECULA, CA  92590
Phone: (909) 506-2658

NUMERICA FINANCIAL SER NO CA
NORTHERN PACIFIC MTG CORP
190 S ORCHARD AVENUE STE C-200
VACAVILLE, CA  95688
Phone: (707) 447-1055

NUNEZ CORPORATION
DBA PROFESSIONAL MORTGAGE
2901 W MACARTHUR BLVD STE 114
SANTA ANA, CA  92704
Phone: (714) 436-9990

OAKCREST FINANCIAL CORPORATION
FHA MORTGAGE DEPARTMENT
25950 ACERO SUITE 110
MISSION VIEJO, CA  92691
Phone: (949) 859-0808

OAKLAND MUNICIPAL EMPLOYEES RE
MUNICIPAL LENDING SVCS
1333 BROADWAY 4TH FLOOR
OAKLAND, CA  94612
Phone: (510) 238-3909

OAKMONT MORTGAGE COMPANY
FHA MORTGAGE DEPARTMENT
21800 BURBANK BLVD SUITE 200
WOODLAND HILLS, CA  91367
Phone: (818) 595-1500

OAKTREE FUNDING CORPORATION
FHA MORTGAGE DEPARTMENT
312 NORTH MOUNTAIN AVE
UPLAND, CA  91786
Phone: (909) 988-5545

OASIS FUNDING INC
FHA MORTGAGE DEPARTMENT
16285 SAN FERNANDO MISSION BVD
GRANADA HILLS, CA  91344
Phone: (818) 831-1024

OCEAN WEST ENTERPRISES INC
OCEAN WEST ENTERPRISES, INC
15991 RED HILL AVE. 110
TUSTIN, CA  92780
Phone: (800) 500-6232

OCEANFRONT MORTGAGE INC
FHA MORTGAGE DEPARTMENT
4901 MORENA BLVD STE 202
SAN DIEGO, CA  92117
Phone: (858) 270-9934

OCEANSIDE MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
17552 BEACH BLVD SUITE D
HUNTINGTON BEACH, CA  92647
Phone: (714) 378-0278

OCEANVIEW MORTGAGE CORP

9636 TIERRA GRANDE ST STE 204
SAN DIEGO, CA  92126
Phone: (619) 566-8550

ODICO INC
FHA MORTGAGE DEPARTMENT
11600 WASHINGTON PLACE 216 B
LOS ANGELES, CA  90066
Phone: (310) 390-3838

ODYSSEY FINANCIAL INC

7046 OWENSMOUTH AVE
CANOGA PARK, CA  91303
Phone: (000) 000-0000

OLD J CORPORATION
DISCOUNT HOME LOANS
11460 LEHIGH LANE
RIVERSIDE, CA  92507
Phone: (909) 328-1288

OLD MISSION MORTGAGE INC
FHA MORTGAGE DEPARTMENT
3914 MURPHY CANYON RD A-200
SAN DIEGO, CA  92123
Phone: (858) 495-1890

OLD TOWNE FINANCIAL INC
FHA MORTGAGE DEPARTMENT
17291 IRVINE BLVD SUITE 405
TUSTIN, CA  92780
Phone: (714) 480-1441

OLDE TOWNE FUNDING INC
FHA MORTGAGE DEPARTMENT
3600 LIME STREET SUITE 121
RIVERSIDE, CA  92501
Phone: (909) 683-7054

OLYMPIC FINANCIAL SERVICES
FHA MORTGAGE DEPARTMENT
2100 E VALENCIA DR NO C
FULLERTON, CA  92831
Phone: (714) 526-6663

OLYMPIC LOAN CENTER INC
FHA MORTGAGE DEPARTMENT
15060 VENTURA BLVD STE 200
SHERMAN OAKS, CA  91403
Phone: (818) 990-8888

OLYMPIC SAVINGS AND LOAN

926 TARAVAL STREET
SAN FRANCISCO, CA  94116
Phone: (000) 000-0000

OMEGA FUNDING INC
FHA MORTGAGE DEPARTMENT
5250 CLAREMONT AVE SUITE 116
STOCKTON, CA  95207
Phone: (209) 472-3762

OMNI REAL ESTATE SERVICES INC
DBA GOLDEN VALLEY MORTGAGE
399 NORTH CENTRAL AVENUE
UPLAND, CA  91786
Phone: (800) 350-1657

ON-LINE MORTGAGE EXPRESS
CORPORATE OFFICE
1501 W. 9TH STREET
UPLAND, CA  91786-5665
Phone: (626) 835-4898

ONE TWO THREE BORROW-COM
NV123 BORROW – COM INC
625 THE CITY DRIVE SUITE 305
ORANGE, CA  92868
Phone: (714) 621-1023

ONLINE MORTGAGE DOCUMENTS
LOUISE TAYLOR
1299 NEWELL HILL PLACE STE 200
WALNUT CREEK, CA  94596-5220
Phone: (510) 256-7394

OPTIMA MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
555 N PARKCENTER DRIVE STE 200
SANTA ANA, CA  92705
Phone: (714) 836-8800

OPTIMUM FINANCIAL SERVICES INC
FHA MORTGAGE DEPARTMENT
363 G STREET SUITE 8
LINCOLN, CA  95648
Phone: (916) 645-6333

OPTION ONE MORTGAGE CORPORATIO
COMPLIANCE DEPARTMENT
3 ADA
IRVINE, CA  92618
Phone: (949) 790-8539

ORANGE COUNTY COMMUNITY FUNDIN
FHA MORTGAGE DEPARTMENT
2223 S BRISTOL STREET
SANTA ANA, CA  92704
Phone: (714) 556-6832

ORANGE FINANCIAL CORPORATION
FHA MORTGAGE DEPARTMENT
1940 WEST ORANGEWOOD SUITE 110
ORANGE, CA  92868
Phone: (714) 937-0342

ORO FINANCIAL CALIFORNIA INC
FHA MORTGAGE DEPARTMENT
2051 EAST SHAW AVE
FRESNO, CA  93710
Phone: (209) 221-8000

ORO REAL INC
DBA FIDELITY BROKERS
37481 MAPLE STREET STE D
FREMONT, CA  94536
Phone: (510) 745-8200

OSBORN MORTGAGE COMPANY
DBA OSBORN AND ASSOCIATES
506 NORTH KAWEAH SUITE F
EXETER, CA  93221
Phone: (559) 594-4435

P AND A FINANCIAL INC
PACIFIC AND ATLANTIC MTG CO
6461 BROCKTON AVENUE STE A
RIVERSIDE, CA  92506
Phone: (909) 274-7838

P AND J FINANCIAL SERVICES INC
FHA MORTGAGE DEPARTMENT
1761 SOUTH ESCONDIDO BLVD
ESCONDIDO, CA  92025
Phone: (760) 738-3928

PAC CAP MORTGAGE INC
FHA MORTGAGE DEPARTMENT
2005 9TH STREET
LOS OSOS, CA  93402
Phone: (805) 528-5353

PAC WEST FINANCIAL CORPORATION
FHA MORTGAGE DEPARTMENT
720 N ARCHIBALD AVE STE A
ONTARIO, CA  91764
Phone: (909) 944-9130

PACESETTER FINANCIAL INC
FHA MORTGAGE DEPARTMENT
7700 COLLEGE TOWN DR STE 118
SACRAMENTO, CA  95826
Phone: (916) 386-5690

PACIFIC ADVANTAGE
DBA COASTAL FINANCIAL
500 S SEPULVEDA BLVD STE 301
MANHATTAN BEACH, CA  90266
Phone: (310) 376-4568

PACIFIC CENTRAL MORTGAGE INC
FHA MTG DEPARTMENT –
790 E SANTA CLARA ST STE-100
VENTURA, CA  93001
Phone: (805) 648-3333

PACIFIC CHARTER MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
4281 KATELLA AVE STE 121
LOS ALAMITOS, CA  90720
Phone: (310) 594-5662

PACIFIC COAST FUNDING INC
FHA MORTGAGE DEPARTMENT
8311 HAVEN AVENUE SUITE 210
RANCHO CUCAMONGA, CA  91730
Phone: (909) 481-0700

PACIFIC COAST MORTGAGE INC
FHA MORTGAGE DEPARTMENT
4091 RIVERSIDE DRIVE STE 105
CHINO, CA  91710
Phone: (909) 987-6696

PACIFIC COMMONWEALTH MTG CO
FHA MORTGAGE DEPARTMENT
1100 MAR WEST STREET STE E
TIBURON, CA  94920
Phone: (415) 435-8400

PACIFIC COMMUNITY MORTGAGE INC
FHA MORTGAGE DEPARTMENT
5122 KATELLA AVENUE SUITE 300
LOS ALAMITOS, CA  90720
Phone: (562) 626-8222

PACIFIC CREST MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
68100 RAMON ROAD SUITE C-9
CATHEDRAL CITY, CA  92234
Phone: (760) 324-2599

PACIFIC FIRST BANCORP MORTGAGE
FHA MORTGAGE DEPARTMENT
7226 N. SEPULVEDA BLVD. #200
VAN NUYS, CA  91405
Phone: (818) 376-6900

PACIFIC FIRST FINAN REAL ESTAT
FHA MORTGAGE DEPARTMENT
3825 DEL AMO BLVD SUITE 120
TORRANCE, CA  90503
Phone: (310) 214-9299

PACIFIC FIRST MORTGAGE CORP
ADMIN COORD
POB 9360 390 N WIGET LN
WALNUT CREEK, CA  94598-0960
Phone: (415) 943-6100

PACIFIC FORESIGHT FINANCIAL CO
FHA MORTGAGE DEPARTMENT
4300 GREEN RIVER ROAD STE 112
CORONA, CA  91720
Phone: (909) 735-7777

PACIFIC FUNDING GROUP INC
DBA PFG MORTGAGE
23033 LYONS AVENUE SUITE 2
SANTA CLARITA, CA  91321
Phone: (661) 286-8848

PACIFIC GOLD FINANCIAL LP
FHA MORTGAGE DEPARTMENT
7005 BOARDWALK
GRANITE BAY, CA  95746
Phone: (916) 933-7035

PACIFIC GUARANTEE MORTGAGE
FHA MORTGAGE DEPARTMENT
501 CANAL BLVD SUITE H
RICHMOND, CA  94804
Phone: (510) 307-7129

PACIFIC HOME LENDING
FHA MORTGAGE DEPARTMENT
536 PEARL STREET
MONTEREY, CA  93940
Phone: (831) 648-8080

PACIFIC HORIZON BANCORP
FHA MORTGAGE DEPARTMENT
2529 FOOTHILL BLVD. # 104
LA CRESCENTA, CA  91214
Phone: (818) 957-7020

PACIFIC HORIZON MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
5033 ARLINGTON AVE STE C
RIVERSIDE, CA  92504
Phone: (909) 354-5626

PACIFIC INDEPENDENCE FINANCE
FHA MORTGAGE DEPARTMENT
16255 VENTURA BLVD SUITE 850
ENCINO, CA  91436
Phone: (818) 788-5074

PACIFIC LIFE INSURANCE COMPANY

700 NEWPORT CENTER DRIVE
NEWPORT BEACH, CA  92660
Phone: (714) 640-3715

PACIFIC MERCANTILE BANK
FHA MORTGAGE DEPARTMENT
450 NEWPORT CENTER DR STE 100
NEWPORT BEACH, CA  92660
Phone: (949) 644-8040

PACIFIC MORTGAGE FUNDING CORP
FHA MORTGAGE DEPARTMENT
11924 E FIRESTONE BLVD
NORWALK, CA  90650
Phone: (510) 864-4006

PACIFIC MUTUAL FUNDING INC
DBA PACIFIC RESIDENTIAL FIN G
3020 SATURN STREET SUITE 100
BREA, CA  92821
Phone: (714) 577-7700

PACIFIC NETWORK FUNDING INC
FHA MORTGAGE DEPARTMENT
16025 E GALE AVE SUITE B-5
CITY OF INDUSTRY, CA  91745
Phone: (626) 855-5424

PACIFIC REPUBLIC MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
2150 TOWNE CENTRE PL SUITE 110
ANAHEIM, CA  92806
Phone: (714) 978-6762

PACIFIC SANDS MORTGAGE AND REA
FHA MORTGAGE DEPARTMENT
27 MAUCHLY SUITE 212
IRVINE, CA  92618
Phone: (949) 453-7244

PACIFIC SAVINGS BANK

1901 NEWPORT BLVD
COSTA MESA, CA  92627
Phone: (714) 631-8380

PACIFIC SHORE FUNDING
FHA MORTGAGE DEPT – LEGAL DEPT
23101 LAKE CENTER DR – STE 200
LAKE FOREST, CA  92630
Phone: (714) 753-9070

PACIFIC SHORE MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
5100 CALIFORNIA AVENUE STE 129
BAKERSFIELD, CA  93309
Phone: (805) 631-5700

PACIFIC STATES MORTGAGE INC
PACIFIC STATES MTG INC
1651 E 4TH ST SUITE 124
SANTA ANA, CA  92701
Phone: (714) 667-3000

PACIFIC SUN MORTGAGE CO INC
FHA MORTGAGE DEPARTMENT
7220 AVENIDA ENCINAS STE 110
CARLSBAD, CA  92009
Phone: (619) 438-0414

PACIFIC SUNRISE MORTGAGE INC
PRESIDENT
6608 PALM AVENUE
RIVERSIDE, CA  92506-2344
Phone: (909) 276-1800

PACIFIC TRUST BANK
FHA MORTGAGE DEPARTMENT
279 F STREET
CHULA VISTA, CA  91910
Phone: (619) 498-0081

PACIFICA WEST FINANCIAL LLC
DBA PACIFICA WEST FINANCIAL
1880 MARRON ROAD SUITE 104
CARLSBAD, CA  92008
Phone: (760) 720-6543

PALM SPRINGS SAVINGS BANK FSB
FHA MORTGAGE DEPARTMENT
420 S PALM CANYON DRIVE
PALM SPRINGS, CA  92262
Phone: (619) 325-2021

PARADIGM MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
9370 W STOCKTON BLVD STE 120
ELK GROVE, CA  95758
Phone: (916) 683-5500

PARADISE FINANCIAL GROUP INC
FHA MORTGAGE DEPARTMENT
1928 CONTRA COSTA BLVD
PLEASANT HILL, CA  94523
Phone: (510) 671-7700

PARAMOUNT BANK
FHA MORTGAGE DEPARTMENT
1220 OAK ST SUITE K
BAKERSFIELD, CA  93304
Phone: (805) 325-1712

PARDEE MORTGAGE COMPANY LP
DBA PARDEE HOME LOANS
16855 W BERNARDO DR STE 106D
SAN DIEGO, CA  92127
Phone: (702) 735-3770

PARK PLACE CAPITAL CORP
FHA MORTGAGE DEPARTMENT
17 CORPORATE PLAZE DR STE 210
NEWPORT BEACH, CA  92660-7904
Phone: (949) 219-2300

PARKLANE BROKERAGE INC
FHA MORTGAGE DEPARTMENT
30017 QUAIL RUN DRIVE
AGOURA HILLS, CA  91301
Phone: (818) 865-3355

PATA FINANCIAL INC
DBA PFI
457 E GRAND AVENUE – SUITE 1
ESCONDIDO, CA  92025
Phone: (760) 489-5432

PAVILION MORTGAGE INC
FHA MORTGAGE DEPARTMENT
1171 WEST SHAW AVENUE, STE 103
FRESNO, CA  93711
Phone: (209) 224-1296

PCF INC
FHA MORTGAGE DEPARTMENT
13215 E PENN ST STE PH 1
WHITTIER, CA  90602
Phone: (562) 464-1480

PCMG INC
DBA PACIFIC CAPITAL MTG GROUP
1401 N TUSTIN AVENUE SUITE 320
SANTA ANA, CA  92705
Phone: (714) 852-8111

PENCO FINANCIAL INC
FHA MORTGAGE DEPARTMENT
21015 PATHFINDER ROAD STE 111
DIAMOND BAR, CA  91765
Phone: (909) 612-5300

PENIEL INVESTMENT CORPORATION
DBA CENTRAL HOME LOANS
3317 W BEVERLY BLVD SUITE 200
MONTEBELLO, CA  90640
Phone: (323) 201-5087

PENINSULA MORTGAGE
FHA MORTGAGE DEPARTMENT
62 PENINSULA CENTER
ROLLING HILLS EST, CA  90274
Phone: (310) 541-6848

PENNCO MORTGAGE SERVICES CORP
FHA MORTGAGE DEPARTMENT
650 HAMPSHIRE ROAD SUITE 218
WESTLAKE VILLAGE, CA  91361
Phone: (805) 497-9766

PEOPLE’S BANK CALIFORNIA
FHA MORTGAGE DEPARTMENT
5900 WILSHIRE BLVD 15TH FL
LOS ANGELES, CA  90036
Phone: (323) 954-6633

PEOPLE’S CHOICE HOME LOAN
FHA MORTGAGE DEPARTMENT
7525 IRVINE CENTER DR STE 250
IRVINE, CA  92616
Phone: (714) 556-7040

PEOPLE’S HOME LOAN AND REALTY
FHA MORTGAGE DEPARTMENT
18141 BEACH BLVD SUITE 290
HUNTINGTON BEACH, CA  92648
Phone: (714) 375-3075

PERFORMANCE FINANCIAL INC DBA
FHA MORTGAGE DEPARTMENT
23734 W VALENCIA BLVD STE 307
VALENCIA, CA  91355
Phone: (661) 290-3333

PERFORMANCE FUNDING CORP
FHA MORTGAGE DEPARTMENT
20501 VENTURA BLVD # 255
WOODLAND HILLS, CA  91364
Phone: (818) 610-1040

PETKEWICH CORPORATION
DBA THE MORTGAGE OUTLET
4595 CHERRY AVENUE
SAN JOSE, CA  95118
Phone: (408) 445-7850

PFC CORPORATION
FHA MORTGAGE DEPARTMENT
170 NEWPORT CENTER DR STE 245
NEWPORT BEACH, CA  92660
Phone: (714) 760-5424

PFC FINANCIAL SERVICES
FHA MORTGAGE DEPARTMENT
1150 BALLENA BLVD STE 253
ALAMEDA, CA  94501-3682
Phone: (510) 521-6996

PFF BANK AND TRUST
DBA PFF BANK AND TRUST
350 SOUTH GAREY AVENUE
POMONA, CA  91766
Phone: (909) 623-2323

PHOENIX MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
851 BURLWAY ROAD STE 501
BURLINGAME, CA  94010
Phone: (415) 692-9900

PINNACLE MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
1832 WEST AVENUE K STE A
LANCASTER, CA  93534
Phone: (805) 949-8766

PIONEER ENTERPRISE CORPORATION
DBA PIONEER FINANCIAL COMPANY
18838 NORWALK BLVD
ARTESIA, CA  90701
Phone: (310) 402-4868

PLATINUM CAPITAL GROUP
FHA MORTGAGE DEPT
1020 MANHATTAN BEACH BLVD
MANHATTAN BEACH, CA  90266
Phone: (310) 546-9435

PLATINUM FAMILY OF COMPANIES I
FHA MORTGAGE DEPARTMENT
959 SOUTH COAST DRIVE STE 425
COSTA MESA, CA  92626
Phone: (714) 384-3000

PLATINUM MORTGAGE COMPANY
FHA MORTGAGE DEPARTMENT
4030 SOUTH LAND PARK DR STE A
SACRAMENTO, CA  95822-1112
Phone: (916) 737-7040

PLAZA HOME MORTGAGE INC
PRESIDENT
5090 SHOREHAM PLACE SUITE 109
SAN DIEGO, CA  92122
Phone: (858) 346-1200

PLAZA RESIDENTIAL MORTGAGE COR
FHA MORTGAGE DEPARTMENT
7145 MAGNOLIA AVENUE 2ND FLOOR
RIVERSIDE, CA  92504
Phone: (909) 276-8200

PLEASANTON VALLEY MORTGAGE
DBA DIVERSIFIED CAPITAL FUNDIN
7011 KOLL CENTER PKWY STE 230
PLEASANTON, CA  94566
Phone: (510) 426-8383

PLUMAS BANK

3000 RIVERSIDE DRIVE
SUSANVILLE, CA  96130
Phone: (530) 257-7787

PMI MORTGAGE SERVICES CO
SUSAN SPAULDING
601 MONTGOMERY STREET
SAN FRANCISCO, CA  94111
Phone: (800) 288-1970

PMLS LIMITED PARTNERSHIP
LOAN ADMIN OFFICE
21261 BURBANK BLVD 3RD FLOOR
WOODLAND HILLS, CA  91367
Phone: (818) 992-2413

PONDEROSA MORTGAGE CORP

7177 BROCKTON AVENUE SUITE 224
RIVERSIDE, CA  92506
Phone: (714) 788-7060

PORCH CREEK MORTGAGE INC
DBA COMMUNITY FUNDING
12391 LEWIS STREET STE 202
GARDEN GROVE, CA  92840
Phone: (714) 740-8860

PORTER FINANCIAL CORPORATION
FHA MORTGAGE DEPARTMENT
10200 SEPULVEDA BLVD SUITE 140
MISSION HILLS, CA  91345
Phone: (818) 894-1896

PORTFOLIO MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
23681 BIRTCHER STE 2
LAKE FOREST, CA  92630
Phone: (944) 830-0302

POWELL FINANCIAL SERVICES INC
FHA MORTGAGE DEPARTMENT
3110 CAMINO DEL RIO STE 309
SAN DIEGO, CA  92108
Phone: (619) 280-9596

POWER HOUSE MORTGAGE INC
FHA MORTGAGE DEPARTMENT
9550 FIRESTONE BLVD SUITE 103
DOWNEY, CA  90241
Phone: (562) 862-5097

PPI EQUITIES INC
DBA PACIFICA MORTGAGE CO
5435 BALBOA BLVD SUITE 108
ENCINO, CA  91316
Phone: (310) 477-8680

PPMG INC
DBA PERFORMANCE PLUS MTG GROUP
1442 IRVING BLVD SUITE 132
TUSTIN, CA  92780
Phone: (714) 573-7230

PR MORTGAGE COMPANY INC

9888-G CARMEL MOUNTAIN ROAD
SAN DIEGO, CA  92129
Phone: (619) 484-4100

PRECEPT CORPORATION
FHA MORTGAGE DEPARTMENT
1 KAISER PLAZA SUITE 785
OAKLAND, CA  94612
Phone: (510) 267-6700

PRECIOSAS INC
DBA CALIFORNIA MORTGAGE
16137 GREEN TREE BLVD SUITE 4
VICTORVILLE, CA  92392
Phone: (760) 963-5581

PRECISION MORTGAGE INC
FHA MORTGAGE DEPARTMENT
1411 S RIMPAU AVENUE STE 209
CORONA, CA  92879
Phone: (909) 735-2420

PREFERRED FINANCIAL FUNDING IN
FHA MORTGAGE DEPARTMENT
935 S MOUNT VERNON AVE.
COLTON, CA  92324
Phone: (909) 370-1950

PREFERRED FINANCIAL GROUP INC
FHA MORTGAGE DEPARTMENT
112 PARK PLACE
MILLBRAE, CA  94030
Phone: (650) 589-4545

PREFERRED FUNDING INC
FHA MORTGAGE DEPARTMENT
2522 GRAND CANAL BLVD SUITE-12
STOCKTON, CA  95207
Phone: (209) 952-1850

PREFERRED LENDERS CORPORATION
FHA MORTGAGE DEPARTMENT
27740 JEFFERSON AVENUE STE 240
TEMECULA, CA  92590
Phone: (909) 587-2767

PREFERRED MORTGAGE ALLIANCE CO
FHA MORTGAGE DEPARTMENT
100 NORTH CITRUS ST STE 430
WEST COVINA, CA  91791
Phone: (626) 938-7355

PREFERRED MORTGAGE INC
FHA MORTGAGE DEPARTMENT
1211 W IMPERIAL HWY STE 217
BREA, CA  92821
Phone: (714) 680-8393

PREMIER ADVANTAGE HOME LOANS
DBA PREMIER HOME LOANS
1110 BURNETT AVENUE SUITE B
CONCORD, CA  94520
Phone: (707) 781-0660

PREMIER FINANCIAL AND INVESTME
FHA MORTGAGE DEPARTMENT
1589 WEST 9TH ST STE F
UPLAND, CA  91786
Phone: (909) 931-1241

PREMIER FINANCIAL NETWORK INC
FHA MORTGAGE DEPARTMENT
10231 SLATER AVE STE 208
FOUNTAIN VALLEY, CA  92708
Phone: (714) 962-3331

PREMIER HOME LOANS
FHA MORTGAGE DEPARTMENT
3202 W MARCH LANE SUITE B
STOCKTON, CA  95219
Phone: (209) 951-5450

PREMIER LENDING SERVICES INC
FHA MORTGAGE DEPARTMENT
2429 PROFESSIONAL PKWY STE-101
SANTA MARIA, CA  93455
Phone: (805) 934-5958

PREMIER MORTGAGE INC
FHA MORTGAGE DEPARTMENT
2109 W BULLARD SUITE 125
FRESNO, CA  93711
Phone: (559) 432-8492

PREMIER MORTGAGE INC

2109 WEST BULLARD AVE STE 125
FRESNO, CA  93711
Phone: (209) 432-8492

PREMIUM FUNDING GROUP
FHA MORTGAGE DEPARTMENT
5425 OBERLIN DR STE 100
SAN DIEGO, CA  92121
Phone: (619) 623-9311

PRIMARY CAPITAL INC
FHA MORTGAGE DEPARTMENT
2152 DUPONT DRIVE STE 216
IRVINE, CA  92612
Phone: (949) 975-8266

PRIMARY MORTGAGE GROUP INC
FHA MORTGAGE DEPARTMENT
3 MONARCH BAY PLAZA STE 206
MONARCH BEACH, CA  92629
Phone: (949) 489-4100

PRIME EQUITY MANAGEMENT INC
FHA MORTGAGE DEPARTMENT
25550 HAWTHORNE BLVD STE 210
TORRANCE, CA  90505
Phone: (310) 791-7114

PRIME HOME LOANS INC
FHA MORTGAGE DEPARTMENT
15455 SAN FERNANDO MSN BLVD310
MISSION HILLS, CA  91345
Phone: (818) 837-1326

PRIME LINE MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
13701 RIVERSIDE DRIVE STE 700
SHERMAN OAKS, CA  91423
Phone: (818) 905-5353

PRIME MORTGAGE INC
FHA MORTGAGE DEPARTMENT
10178 RESEDA BOULEVARD
NORTHRIDGE, CA  91324
Phone: (818) 773-0888

PRIME ONE FINANCIAL
FHA MORTGAGE DEPARTMENT
28751 RANCHO CALIFORNIA RD 201
TEMECULA, CA  92509
Phone: (909) 676-4241

PRIME STAR FINANCIAL INC
FHA MORTGAGE DEPARTMENT
550 CARSON PLAZA DR STE-205
CARSON, CA  90746
Phone: (310) 527-4202

PRIMEQWEST FINANCIAL CORP
FHA MORTGAGE DEPARTMENT
5650 EL CAMINO REAL SUITE 155
CARLSBAD, CA  92008
Phone: (760) 929-4700

PRIORITY FINANCIAL IN
FHA MORTGAGE DEPARTMENT
111 DEERWOOD ROAD STE 250
SAN RAMON, CA  94583
Phone: (925) 314-0180

PRIORITY MORTGAGE CORP
DBA FIRST PRIORITY FINANCIAL
6543 REGIONAL STREET
DUBLIN, CA  94568
Phone: (925) 829-5620

PRO AMERICAN FINANCIAL INC
FHA MORTGAGE DEPARTMENT
2255 YGNACIO VALLEY RD P
WALNUT CREEK, CA  94598
Phone: (415) 945-8351

PRO BUY EQUITIES CORP
FHA MORTGAGE DEPARTMENT
9393 WILSHIRE BLVD
BEVERLY HILLS, CA  90210
Phone: (310) 888-2444

PRO LINE MORTGAGE INC
FHA MORTGAGE DEPARTMENT
11235 TAMPA AVE
NORTHRIDGE, CA  91326
Phone: (818) 775-0707

PRO-NET FINANCIAL INC

2103 EL CAMINO REAL SUITE 204
OCEANSIDE, CA  92054
Phone: (760) 435-2280

PRO-ONE MORTGAGE AND MANAGEMEN
FHA MORTGAGE DEPARTMENT
10927 DOWNEY AVENUE – SUITE A
DOWNEY, CA  90241
Phone: (562) 622-1888

PRODIGY HOME LOANS
FHA MORTGAGE DEPARTMENT
17291 ITVINE BLVD SUITE 261
TUSTIN, CA  92780
Phone: (714) 505-9915

PRODUCTION MORTGAGE INC
PRODUCTION MORTGAGE INC
1291 N TUSTIN AVENUE
ANAHEIM, CA  92807
Phone: (714) 238-7200

PROFESSIONAL CONSOLIDATED FIN
FHA MORTGAGE DEPARTMENT
9519 LAS TUNAS DRIVE STE 1
TEMPLE CITY, CA  91780
Phone: (818) 287-5848

PROFESSIONAL FINANCIAL MORTGAG
FHA MORTGAGE DEPARTMENT
18431 YORBA LINDA BLVD SUITE 2
YORBA LINDA, CA  92686
Phone: (714) 777-7999

PROFESSIONAL HOME MORTGAGE INC
FHA MORTGAGE DEPARTMENT
100 W VALENCIA MESA DR STE 201
FULLERTON, CA  92635
Phone: (714) 738-4199

PROFESSIONAL MORTGAGE AND REAL
LOAN PROCESSING
27645 JEFFERSON AVE SUITE 115
TEMECULA, CA  92590
Phone: (909) 506-1881

PROFESSIONAL MORTGAGE BROKERS
DBA VINTAGE MORTGAGE GROUP
5976 W LAS POSITAS BLVD STE 10
PLEASANTON, CA  94588
Phone: (925) 227-8900

PROFESSIONAL MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
17800 CASTLETON ST STE 488
CITY OF INDUSTRY, CA  91748
Phone: (626) 964-4040

PROFESSIONAL PROPERTY MORTGAGE
DBA PREMIUM FINANCIAL CO
3575 SAN PABLO DAM ROAD
EL SOBRANTE, CA  94803
Phone: (510) 223-5626

PROFUNDING INC
FHA MORTGAGE DEPARTMENT
12500 RIVERSIDE DRIVE STE 200
NORTH HOLLYWOOD, CA  91607
Phone: (818) 788-6777

PROGRESIVE FUNDING INC
FHA MORTGAGE DEPARTMENT
15545 DEVONSHIRE ST SUITE 208
MISSION HILLS, CA  91345
Phone: (818) 762-8113

PROGRESSIVE LOAN FUNDING
FHA MORTGAGE DEPARTMENT
3030 OLD RANCH PARKWAY STE 150
SEAL BEACH, CA  90740
Phone: (562) 430-0300

PROMISE LAND MORTGAGE CORPORAT
FHA MORTGAGE DEPARTMENT
8109 SECOND STREET 1ST FLOOR
DOWNEY, CA  90241
Phone: (310) 622-2363

PROTHOS CORP
DBA AAA MORTGAGE MARKET
411 CAMINO DEL RIO SO STE 302
SAN DIEGO, CA  92108
Phone: (619) 299-7800

PROTOFUND MORTGAGE
FHA MORTGAGE DEPARTMENT
6700 FALLBROOK AVENUE STE 290
WEST HILLS, CA  91307
Phone: (818) 227-6677

PROVIDENT FUNDING GROUP INC
FHA MORTGAGE DEPARTMENT
1633 BAYSHORE HIGHWAY STE 155
BURLINGAME, CA  94010
Phone: (650) 652-1300

PROVIDENT MTG CORP CENTRAL CA
FHA MORTGAGE DEPARTMENT
1800 SOUTH CENTRAL
VISALIA, CA  93277
Phone: (559) 734-2071

PROVIDENT SAVINGS BANK
DBA PROFED MORTGAGE
3756 CENTRAL AVENUE
RIVERSIDE, CA  92506
Phone: (909) 686-6060

PROVISION MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
2550 FIFTH AVENUE SUITE 167
SAN DIEGO, CA  92103
Phone: (619) 237-9440

PRUDENTIAL MORTGAGE CREDIT COM
FHA MORTGAGE DEPARTMENT
4 EMBARCADERO CENTER STE 2700
SAN FRANCISCO, CA  94111-4180
Phone: (415) 291-5081

PSP FINANCIAL SERVICES INC
DBA PSP DIRECT
2121 ALTON PARKWAY SUITE 250
IRVINE, CA  92606
Phone: (800) 292-6614

PTJM INC
DBA FUTURE FINANCIAL SERVICES
1107 1-2 G STREET
REEDLEY, CA  93654
Phone: (559) 638-7138

PUBLIC EMPLO RETIREMENT SYSTEM

400 P STREET ROOM 3310
SACRAMENTO, CA  95814
Phone: (916) 326-3400

QUAKER CITY FEDERAL SAVINGS AND LN ASSOC

7021 GREENLEAF
WHITTIER, CA  90602
Phone: (562) 907-2200

QUALIFIED MORTGAGE SERVICES
FHA MORTGAGE DEPARTMENT
1230 E ORANGEBURG AVE STE F
MODESTO, CA  95350
Phone: (209) 572-2301

QUALITY FINANCIAL INC
FHA MORTGAGE DEPARTMENT
7342 ORANGETHORPE AVE STE A224
BUENA PARK, CA  90621
Phone: (714) 522-5798

QUALITY FUNDING GROUP

16787 BERNARDO CENTER DR NO 10
SAN DIEGO, CA  92128
Phone: (619) 485-6100

QUALITY HOME LOANS
DBA QMG AMERICA
500 E. ESPLANADE DR., STE 102
OXNARD, CA  93030
Phone: (805) 485-0441

QUANTUM MORTGAGE GROUP INC
FHA MORTGAGE DEPARTMENT
17748 SKYPARK CIRCLE STE 160
IRVINE, CA  92714
Phone: (174) 553-0310

QUEST HOME LOANS INC
FHA MORTGAGE DEPARTMENT
400 ESPLANADE DRIVE SUITE 300
OXNARD, CA  93030
Phone: (805) 278-6000

QUESTAR FINANCIAL INC
DBA QUESTAR FINANCIAL INC
4115 BLACKHAWK PLAZ CT STE 100
DANVILLE, CA  94506
Phone: (925) 552-1920

QUANTUM MORTGAGE AND FINANCE C
FHA MORTGAGE DEPARTMENT
18877 W TEN MILE ROAD STE 105
SOUTHFIELD, MI  48075
Phone: (248) 423-9782

________________________________________
QUICKEN LOANS INC

20555 VICTOR PARKWAY
LIVONIA, MI  48152
Phone: (734) 850-5000

________________________________________
R-B FINANCIAL MORTGAGE INC
FHA MORTGAGE DEPARTMENT
12900 HALL ROAD SUITE 190
STERLING HEIGHTS, MI  48313
Phone: (810) 254-8435

________________________________________
RAUSTIN MORTGAGE SERVICES LLC
FHA MORTGAGE DEPARTMENT
3010 WILSON AVE SW SUITE B
GRANDVILLE, MI  49418
Phone: (616) 530-2222

________________________________________
REGIONAL FINANCIAL GROUP INC
FHA MORTGAGE DEPARTMENT
24141 ANN ARBOR TRAIL
DEARBORN HEIGHTS, MI  48127
Phone: (313) 359-3199

________________________________________
REPUBLIC BANK
REPUBLIC BANK -MORTGAGE DEPT.
31155 NORTHWESTERN HIGHWAY
FARMINGTON HILLS, MI  48334
Phone: (248) 932-6500

________________________________________
REPUBLIC BANK ANN ARBOR

122 S MAIN STREET
ANN ARBOR, MI  48104
Phone: (313) 665-4030

________________________________________
REPUBLIC MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
888 WEST BIG BEAVER SUITE 404
TROY, MI  48084
Phone: (248) 362-1199

________________________________________
RESEARCH FEDERAL CREDIT UNION
FHA MORTGAGE DEPARTMENT
7415 CHICAGO ROAD
WARREN, MI  48092
Phone: (810) 264-8710

RIVERTRUST MORTGAGE INC
FHA MORTGAGE DEPARTMENT
500 W. WESTERN, SUITE 200
MUSKEGON, MI  49440
Phone: (231) 728-2868

________________________________________
RJC MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
6515 HIGHLAND RD SUITE 110
WATERFORD, MI  48327-1669
Phone: (810) 666-8700

________________________________________
ROSS MORTGAGE CORPORATION

25900 GREENFIELD SUITE 401
OAK PARK, MI  48237
Phone: (248) 968-1800

________________________________________
ROSS MORTGAGE CORPORATION

25900 GREENFIELD STE 401
OAK PARK, MI  48237
Phone: (313) 547-4700

________________________________________
RYDER MORTGAGE INC
DBA L A MORTGAGE AND LEASING
19500 MIDDLEBELT ROAD STE 350W
LIVONIA, MI  48152
Phone: (248) 471-0085

________________________________________
SAGINAW AUTOMOTIVE EMPLOYEES F
FHA MORTGAGE DEPARTMENT
4686 FASHION SQUARE BLVD
SAGINAW, MI  48603
Phone: (517) 792-0026

________________________________________
SAINT MARYS HOSPITAL CREDIT UN
FHA MORTGAGE DEPARTMENT
1425 MICHIGAN N E
GRAND RAPIDS, MI  49546
Phone: (616) 242-9790

________________________________________
SECURITY MORTGAGE CORPORATION
DBA BARRON AND ASSOCIATES
34705 W TWELVE MILE RD STE 327
FARMINGTON HILLS, MI  48331
Phone: (248) 848-0999

________________________________________
SELECT INVESTORS MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
340 NORTH MAIN STREET STE 322
PLYMOUTH, MI  48170
Phone: (734) 416-6252

________________________________________
SHORE FINANCIAL SERVICES INC
FHA MORTGAGE DEPARTMENT
770 SOUTH ADAMS SUITE 300
BIRMINGHAM, MI  48009
Phone: (313) 433-3300

________________________________________
SHORELINE MORTGAGE CONSULTANTS
FHA MORTGAGE DEPARTMENT
829 W SUMMIT
MUSKEGON, MI  49441
Phone: (231) 755-6680

________________________________________
SIGNATURE MORTGAGE SERVICES CO
FHA MORTGAGE DEPARTMENT
2750 CARPENTER ROAD SUITE 5
ANN ARBOR, MI  48108
Phone: (734) 971-1010

________________________________________
SOURCE ONE MORTGAGE CORPORATIO
FHA MORTGAGE DEPARTMENT
27555 FARMINGTON ROAD
FARMINGTON HILLS, MI  48334-3357
Phone: (248) 488-7426

________________________________________
SOUTH CENTRAL STATE EMPLOYEES
FHA MORTGAGE DEPARTMENT
958 WEST MONROE STREET
JACKSON, MI  49202
Phone: (517) 787-2220

________________________________________
SOUTHERN NICHIGAN BANK
FHA MORTGAGE DEPARTMENT
51 WEST PEARL STREET
COLDWATER, MI  49036
Phone: (517) 279-5500

________________________________________
ST CLAIR FINANCIAL INC
DBA CONSUMER MTG FUNDING CORP
27230 HARPER AVE
SAINT CLAIR SHORES, MI  48081-1918
Phone: (810) 774-4100

________________________________________
ST JAMES CAPITAL LLC
SENIOR VICE PRESIDENT
300 PARK STREET STE 385
BIRMINGHAM, MI  48009-3417
Phone: (248) 433-1500

________________________________________
STANDARD FEDERAL BANK
FHA MORTGAGE DEPARTMENT
2600 W BIG BEAVER ROAD
TROY, MI  48084
Phone: (313) 643-9600

________________________________________
STANDARD HOME MORTGAGE INC
DBA MORTGAGE BANKING SERVICES
15945 19 MILE RD SUITE 202
CLINTON TWP, MI  48038
Phone: (810) 228-7900

________________________________________
STATE BANK
FHA MORTGAGE DEPARTMENT
ONE FENTON SQUARE
FENTON, MI  48430
Phone: (313) 629-2263

STATE BANK OF – ESCANABA
FHA MORTGAGE DEPARTMENT
112 N 11TH ST
ESCANABA, MI  49829
Phone: (906) 786-1331

________________________________________
STERLING BANK AND TRUST FSB
SECONDARY MARKETING
ONE TOWNE SQUARE-17TH FLOOR
SOUTHFIELD, MI  48076
Phone: (313) 355-2400

________________________________________
STERLING MORTGAGE AND INVESTME
FHA MORTGAGE DEPARTMENT
31333 W 13 MILE RD
FARMINGTON HILLS, MI  48334
Phone: (248) 539-3029

________________________________________
STRATEGIC HOME LOANS LLC
FHA MORTGAGE DEPARTMENT
32401 EIGHT MILE ROAD
LIVONIA, MI  48152
Phone: (248) 442-9300

________________________________________
STRATFORD FUNDING INC
FHA MORTGAGE DEPARTMENT
28588 NORTHWESTERN HWY STE 290
SOUTHFIELD, MI  48034
Phone: (810) 355-2700

________________________________________
STRUCTURE MORTGAGE INC
FHA MORTGAGE DEPARTMENT
24530 MICHIGAN AVE. #101
DEARBORN, MI  48124
Phone: (313) 792-1550

________________________________________
SUBURBAN MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
2710 S ROCHESTER ROAD
ROCHESTER HILLS, MI  48307
Phone: (248) 299-6111

________________________________________
SUPERIOR NATIONAL BANK AND TRU
FHA MORTGAGE DEPARTMENT
235 QUINCY STREET
HANCOCK, MI  49930
Phone: (906) 482-0404

________________________________________
SURE FINANCIAL CORP
FHA MORTGAGE DEPARTMENT
120 BOARDMAN AVE STE A
TRAVERSE CITY, MI  49684
Phone: (231) 933-4200

DESTINY MORTGAGE GROUP INC
FHA MORTGAGE DEPARTMENT
15 CHARLES PLAZA SUITE 200
BALTIMORE, MD  21201
Phone: (443) 923-9023

DIAMOND FINANCIAL MORTGAGE COR
FHA MORTGAGE DEPARTMENT
5502 KENILWORTH AVENUE STE 301
RIVERDALE, MD  20737
Phone: (301) 277-5705

DIVERSIFIED FINANCIAL SERVICES
FHA MORTGAGE DEPARTMENT
2024 WEST ST
ANNAPOLIS, MD  21401-9988
Phone: (301) 224-5530

EASTERN MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
11350 MCCORMICK RD SUITE 300
HUNT VALLEY, MD  21031
Phone: (301) 785-2222

EASTERN SAVINGS BANK FSB
EXECUTIVE PLAZA II
11350 MCCORMICK ROAD STE 200
HUNT VALLEY, MD  21031
Phone: (410) 785-2200

EASTON BANK AND TRUST
FHA MORTGAGE DEPARTMENT
501 IDLEWILD AVENUE
EASTON, MD  21601
Phone: (410) 763-4884

EDUCATIONAL SYSTEMS EMP FEDERA

3950 48TH STREET
BLADENSBURG, MD  20710-0226
Phone: (301) 779-8500

ELITE FUNDING CORPORATION
FHA MORTGAGE DEPARTMENT
6303 IVY LANE SUITE 310
GREENBELT, MD  20770
Phone: (301) 474-4242

EMBASSY MORTGAGE INC
FHA MORTGAGE DEPARTMENT
8807 COLESVILLE ROAD 4TH FLOOR
SILVER SPRING, MD  20910
Phone: (301) 565-5973

ENTERPRISE FEDERAL SAVING BANK
FHA MORTGAGE DEPARTMENT
9200 BASIL COURT SUITE 305
LARGO, MD  20774-5309
Phone: (301) 773-9101

EQUITABLE FEDERAL SAVINGS BANK

11501 GEORGIA AVE
WHEATON, MD  20902
Phone: (301) 949-6500

EQUITABLE TRUST MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
5022-D CAMPBELL BOULEVARD
BALTIMORE, MD  21236
Phone: (410) 933-8600

EXCEL MORTGAGE GROUP INC
FHA MORTGAGE DEPARTMENT
1429 S HANOVER STREET 1ST FL
BALTIMORE, MD  21230
Phone: (410) 837-2649

EXCEL MORTGAGE INC
FHA MORTGAGE DEPARTMENT
50 WEST EDMONSTON DR STE 606
ROCKVILLE, MD  20852
Phone: (301) 340-8123

FAIRWAY MORTGAGE CORPORATION

1201 SEVEN LOCKS ROAD
ROCKVILLE, MD  20854
Phone: (301) 762-7994

FAIRWAY MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
2411 CROFTON LANE STE 9A
CROFTON, MD  21114
Phone: (410) 721-3300

FARMERS AND MECHANICS NATL BAN
DBA CLASSIC MORTGAGE COMPANY
110 THOMAS JOHNSON DRIVE
FREDERICK, MD  21702
Phone: (301) 644-4448

FARMERS AND MERCHANTS BANK
FHA MORTGAGE DEPARTMENT
15226 HANOVER PIKE
UPPERCO, MD  21155
Phone: (410) 833-6600

FIDELITY AND TRUST MORTGAGE IN
FHA MORTGAGE DEPARTMENT
7000 WISCONSIN AVENUE
CHEVY CHASE, MD  20815
Phone: (301) 907-8030

FIDELITY FIRST LENDING INC
DBA VALLEY PINE MORTGAGE
10811 RED RUN BLVD SUITE 200
OWINGS MILLS, MD  21117
Phone: (443) 394-3570

FIDELITY HOME MORTGAGE CORPORA
FHA MORTGAGE DEPARTMENT
108 W TIMONIUM RD # 202
TIMONIUM, MD  21093
Phone: (410) 308-3100

FIDELITY MORTGAGE SERVICES
FHA MORTGAGE DEPARTMENT
5842 HUBBARD DRIVE
ROCKVILLE, MD  20852
Phone: (310) 881-6888

FIELDSTONE MORTGAGE COMPANY
FHA MORTGAGE DEPARTMENT
11000 BROKEN LAND PKWY STE 600
COLUMBIA, MD  21044
Phone: (410) 772-7200

FINANCIAL SECURITY CONSULTANTS
FHA MORTGAGE DEPARTMENT
1402 YORK ROAD STE 201
LUTHERVILLE, MD  21093
Phone: (410) 823-3300

FINANCIAL WEB INC
FHA MORTGAGE DEPARTMENT
300 BALTIMORE ROAD SUITE B
ROCKVILLE, MD  20850-1501
Phone: (301) 838-9710

FIRST ADVANTAGE MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
8910 ROUTE 108
COLUMBIA, MD  21045-2191
Phone: (301) 964-4800

FIRST AMERICAN FUNDING INC
FHA MORTGAGE DEPARTMENT
1730 E JOPPA ROAD
BALTIMORE, MD  21234
Phone: (410) 661-7000

FIRST AMERICAN MORTGAGE CORP I
FHA MORTGAGE DEPARTMENT
1410 FOREST DRIVE SUITE 9
ANNAPOLIS, MD  21403-1442
Phone: (410) 990-1110

FIRST CHESAPEAKE MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
2661 RIVA ROAD, SUITE 620
ANNAPOLIS, MD  21404
Phone: (410) 266-2455

FIRST CHOICE MORTGAGE LLC
FHA MORTGAGE DEPARTMENT
1550 FLAG HARBOR BLVD STE 200
ST LEONARD, MD  20685
Phone: (410) 586-8022

FIRST COUNTY MORTGAGE SERVICES
FHA MORTGAGE DEPARTMENT
22789 THREE NOTCH RD STE 100
CALIFORNIA, MD  20619
Phone: (301) 862-1148

FIRST FUNDING INC
FHA MORTGAGE DEPARTMENT
1101 MERCANTILE LANE STE 201
LARGO, MD  20774
Phone: (301) 322-5250

FIRST HOME MORTGAGE CORP
OPERATIONS MANAGER
1127 BENFIELD BLVD STE M
MILLERSVILLE, MD  21108
Phone: (410) 729-2000

FIRST HOMESTEAD FUNDING CORP
FHA MORTGAGE DEPARTMENT
11501 GEORGIA AVE SUITE 104
WHEATON, MD  20902
Phone: (301) 962-1216

FIRST MARINER BANK
FHA MORTGAGE DEPARTMENT
1801 SOUTH CLINTON STREET
BALTIMORE, MD  21224
Phone: (410) 558-4118

FIRST MARYLAND FUNDING INC
ATTENTION – PRESIDENT
38 EAST BROADWAY
BEL AIR, MD  21014
Phone: (410) 803-1512

FIRST MONEY GROUP INC
FHA MORTGAGE DEPARTMENT
1777 REISTERSTOWN RD SUITE 230
BALTIMORE, MD  21208
Phone: (410) 653-6909

FIRST MORTGAGE AND FIN SER OF
DBA FIRST MORTGAGE SERVICES
24 NATIONAL HWY STE 5
LAVALE, MD  21502
Phone: (301) 722-3623

FIRST NATIONS MORTGAGE INC
FHA MORTGAGE DEPARTMENT
9500 ANNAPOLIS ROAD A300
LANHAM, MD  20706
Phone: (301) 429-1730

FIRST NATIONWIDE MORTGAGE CORP
QUALITY CONTROL DEPT MAIL 1016
5280 CORPORATE DRIVE
FREDERICK, MD  21703
Phone: (800) 234-4558

FIRST NATIONWIDE MTG PARTNERSH
FINANCIAL CONTROL
5280 CORPORATE DRIVE
FREDERICK, MD  21703
Phone: (301) 695-5441

FIRST PREFERENCE MTG CORP
FHA MORTGAGE DEPARTMENT
9309 BELAIR ROAD
BALTIMORE, MD  21236
Phone: (410) 529-5400

FIRST PRIMACY MORTGAGE CORPORA
FHA MORTGAGE DEPARTMENT
15 CHURCHVILLE ROAD STE 216
BEL AIR, MD  21014
Phone: (410) 803-2000

FIRST SHORE FEDERAL SAVINGS AL

S. DIVISION ST. AT CAMDEN AVE
SALISBURY, MD  21801
Phone: (301) 546-1101

FIRST SOUTHERN MORTGAGE CORPOR
FHA MORTGAGE DEPARTMENT
17 WEST JEFFERSON ST STE 001
ROCKVILLE, MD  20850
Phone: (301) 610-7777

FIRST UNION NATIONAL BANK – MD
FHA MORTGAGE DEPARTMENT
110 CONGRESSIONAL LANE
ROCKVILLE, MD  20852
Phone: (301) 650-1045

FLAGSHIP MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
30 E PADONIA ROAD SUITE 207
TIMONIUM, MD  21093
Phone: (410) 308-1304

FRATERNITY FEDERAL SAVINGS AND

764 WASHINGTON BLVD
BALTIMORE, MD  21230
Phone: (410) 539-1313

FRMC FINANCIAL INC
DBA FIRST REPUBLIC MORTGAGE CO
179 ADMIRAL COCHRANE DR ST 110
ANNAPOLIS, MD  21401
Phone: (410) 266-0002

FIRST GIBRALTAR MORTGAGE CORP
FHA MORTGAGE DEPARTMENT 13401 NORTH FREEWAY HOUSTON, TX  77060 Phone: (713) 872-2500

FIRST HIGHLAND MORTGAGE LP
FHA MORTGAGE DEPARTMENT 9090 C SKILLMAN SUITE 120A DALLAS, TX  75243 Phone: (214) 553-2090

FIRST HORIZON HOME LOAN CORPOR
FHA MORTGAGE DEPARTMENT 4000 HORIZON WAY IRVING, TX  75063 Phone: (877) 630-4895

FIRST HOUSTON MORTGAGE CORP
FHA MORTGAGE DEPARTMENT 1800 BERING SUITE 140 HOUSTON, TX  77057 Phone: (713) 977-8005

FIRST INDEPENDENT NATIONAL BAN
FHA MORTGAGE DEPARTMENT 8901 INDEPENDENCE PKWY PLANO, TX  75025 Phone: (972) 377-7380

FIRST INTERNATIONAL BANK HOUST
1100 LOUISIANA POB 2555 HOUSTON, TX  77001 Phone: (000) 000-0000

FIRST INTERSTATE BANK TEXAS NA
1000 LOUISIANA HOUSTON, TX  77002 Phone: (713) 224-6611

FIRST INTERSTATE BANK TEXAS NA
FHA MORTGAGE DEPARTMENT 900 TOWN AND COUNTRY LANE HOUSTON, TX  77024 Phone: (713) 467-9800

FIRST LIBERTY NATIONAL BANK
FHA MORTGAGE DEPARTMENT 1900 SAM HOUSTON LIBERTY, TX  77575 Phone: (936) 336-6471

FIRST MERCANTILE BANK NA
DBA FIRST MERCANTILE MORTGAGE 17950 PRESTON ROAD SUITE 100 DALLAS, TX  75252 Phone: (214) 360-7780

FIRST MORTGAGE INVESTORS LLC
FHA MORTGAGE DEPARTMENT 1425 WEST PIONEER STE 135 IRVING, TX  75061 Phone: (972) 887-1021

FIRST MORTGAGE PLUS FINANCIAL
FHA MORTGAGE DEPARTMENT 614 EDMONDS LANE SUITE 205 LEWISVILLE, TX  75067 Phone: (972) 221-5198

FIRST MTG AND LOAN KILLEEN
1805 FLORENCE RD 8 HERALD PL KILLEEN, TX  76541 Phone: (817) 634-3955

FIRST MTG INV CO PORT ARTHUR
2300 HWY 365 NEDERLAND, TX  77627 Phone: (409) 722-9113

FIRST NATION MORTGAGE
FHA MORTGAGE DEPARTMENT 7171 HARWIN DRIVE SUITE 200 HOUSTON, TX  77036 Phone: (713) 266-7894

FIRST NATIONAL BANK
FHA MORTGAGE DEPARTMENT 507 NORTH GRAY KILLEEN, TX  76541 Phone: (817) 526-5100

FIRST NATIONAL BANK
BRANCH MANAGER 2201 SOUTH LOOP 256 PALESTINE, TX  75801 Phone: (214) 729-2257

FIRST NATIONAL BANK
400 PINE STREET ABILENE, TX  79601 Phone: (915) 627-7621

FIRST NATIONAL BANK
FHA MORTGAGE DEPARTMENT 3801 FAIRWAY BLVD WICHITA FALLS, TX  76308 Phone: (817) 696-3000

FIRST NATIONAL BANK – CLEBURNE
FHA MORTGAGE DEPARTMENT 403 N MAIN CLEBURNE, TX  76031 Phone: (817) 556-5000

 

CONTINENTAL MORTGAGE CORP
FHA MORTGAGE DEPARTMENT 457 PONCE DE LEON AVE, 2ND FL. SAN JUAN, PR  00917 Phone: (787) 754-8800

COOPERATIVA AHORRO Y CREDITO D
CALLE CALIMANO SALIDA HACIA YABUCOA MAUNABO, PR  00707 Phone: (787) 861-2240

CREOLE CARIBE CREDIT
ROOM 304-EDIF-LAELECTRONICA RIO PIEDRAS, PR  99999-9999 Phone: (000) 000-0000

CUSTOM MORTGAGE CORPORATION
CASTILLO DEL MAR PMB 1476 ISLA VERDE AVE. 4633 CAROLINA, PR  00979 Phone: (787) 982-2396

DORAL BANK
FHA MORTGAGE DEPARTMENT 268 PONCE DE LEON AVENUE SAN JUAN, PR  00919 Phone: (787) 767-9020

DORAL FINANCIAL CORPORATION
DBA HF MORTGAGE BANKERS 1159 F D ROOSEVELT AVENUE SAN JUAN, PR  00920-2998 Phone: (809) 781-3300

DORAL MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT 650 MUNOZ RIVERA AVE STE 601 HATO REY, PR  00918 Phone: (809) 758-3737

EMI EQUITY MORTGAGE INC
FHA MORTGAGE DEPARTMENT 413 BOLIVAR STREET SANTURCE, PR  00912 Phone: (787) 725-1072

EUROBANK
FHA MORTGAGE DEPARTMENT 270 MUNOZ RIVERA AVE FIRST FL HATO REY, PR  00919 Phone: (787) 751-7340

FIRST BANK-PR
FHA MORTGAGE DEPARTMENT 1519 PONCE DE LEON AVE SANTURCE, PR  00908-0146 Phone: (809) 729-8200

FIRST MORTGAGE CAPITAL INC
COBIAN PLAZA 1607 PONCE DE LEON SUITE 401 SAN JUAN, PR  00909 Phone: (787) 725-3335

FIRST SECURITY MORTGAGE INC
FHA MORTGAGE DEPARTMENT DE DIEGO AVE.#97 SAN FRANCISCO SAN JUAN, PR  00926 Phone: (787) 753-0191

FREYRE MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT 209 ROBERTO H TODD AVE SUITE 1 SANTURCE, PR  00908 Phone: (809) 722-0395

GLOBAL MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT F D ROSEVELT 166 HATO REY, PR  00918-2406 Phone: (787) 764-4500

GOVERNMENT DEVELOPMENT BANK
DE DIEGO AVE SANTURCE, PR  00940 Phone: (809) 728-2574

GREAT ATLANTIC MORTGAGE CORP
DD1 RAMON L RDGZ. FLAMB. GDNS. BAYAMON, PR  00957 Phone: (787) 787-7171

H AND M MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT 777 AVE SAN PATRICIO LAS LOMAS CAPERRA, PR  00921 Phone: (809) 782-1057

JAS T BARNES PR INC
G.P.O. 4229 SAN JUAN, PR  99999-9999 Phone: (000) 000-0000

JT MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT #10 GOYCO ST. CAGUAS, PR  00726 Phone: (787) 746-4171

MASTER MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT 1524 BORI STREET – BELISA DEV SAN JUAN, PR  00927 Phone: (787) 754-8686

 

Beware of advertisements for “advance-fee” or “guaranteed” consumer and small business loans. They are against the law. This brochure tells you how to recognize ads for advance-fee loan scams, how to tell them from legitimate offers by credit grantors, what to do if you are a victim, and where you can find low-cost help in dealing with credit problems.

 

l Do not confuse advance-fee loan schemes with legitimate offers of credit from loan companies, mortgage brokers, banks, savings and loans, and credit unions.  Legitimate credit grantors may charge fees to process your loan application, but they will not guarantee you will qualify for a loan.

 

l Be wary of ads claiming that bad credit is no problem in getting you a loan.

 

l Be careful about making any loan agreements over the phone.

 

l Do no give your credit card, checking account, or Social Security numbers over the phone unless you are familiar with the company.

 

Recognizing An Advance-Fee Loan Scam

 

The vast majority of legitimate lenders are owned and managed by professionals. But fraudulent loan brokers and other individuals misrepresenting the availability of credit and credit terms definitely are in business. One of their favorite strategies is the “advance-fee” loan scam. That’s where you are guaranteed to get a loan or other type of credit — but you must pay before you apply.

 

Advertisements that promise loans generally appear in the classified section of local and national newspapers and magazines. They also may appear in mailings, radio spots, and on local cable stations. Often, these ads feature “900” numbers, which result in charges on your phone bill, or toll-free “800” numbers. Unfortunately, advertising in recognized media outlets does not guarantee the legitimacy of the company behind the ad. In addition, these companies often use delivery systems other than the U.S. Postal Service, such as overnight or courier services, to avoid detection and prosecution by postal authorities.

 

Some companies claim they can guarantee you a loan for a fee paid in advance. The fee may range from $100 to several hundred dollars. Indeed, small businesses have been charged as much as several thousand dollars as an advance fee for a loan. Whether you are an individual consumer or an owner of a small business, the result is the same: you don’t get your money; the con artist does. And once con artists get your money, they disappear.

 

Don’t confuse a legitimate pre-approved credit offer with a legitimate pre-qualified offer from mortgage brokers, banks, savings and loans, and credit unions. A pre-approved offer requires only your verbal or written acceptance. A pre-qualified offer means you’ve been selected to apply. However, you still must go through the normal application process, and you still can be turned down.

 

If someone guarantees — or states — there’s a strong chance they can arrange to get you a loan or other form of credit, be suspicious. And if you’re asked to pay before you receive the loan or credit offer, hang up. It’s against the law.

 

Protecting Yourself

 

According to the Federal Trade Commission’s (FTC) Telemarketing Sales Rule, if someone guarantees or suggests that there is a strong chance they can get or arrange for a loan or other form of credit for you, they cannot ask you to pay — or accept payment — for their service until you get your loan or credit.

 

Here are some points to keep in mind before you respond to ads that promise easy credit, regardless of your credit history:

 

l Legitimate lenders never “guarantee” or say that you are likely to get a loan or a credit card before you apply, especially if you have bad credit, no credit, or a bankruptcy.

 

l If you apply for a real estate loan, it is accepted and common practice for lenders to request payment for a credit report or appraisal. However, legitimate lenders never ask you to pay for processing your application.

 

l Never give your credit card account number, bank account information, or Social Security Number over the telephone unless you are familiar with the company and know why the information is necessary.

 

l If you don’t have the offer in hand — or confirmed in writing — and you are asked to pay, hang up. It’s fraud and it’s against the law.

 

What to do if You Are A Victim

 

If you think you’ve been a victim of an advance-fee loan scam, contact your local consumer protection agency, Better Business Bureau (BBB), state Attorney General, or Call for Action (202-537-0585; TDD: 202-537-1551) to report the company.

 

You can file a complaint with the FTC by contacting the Consumer Response Center by phone: 202-FTC-HELP (382-4357); TDD: 202-326-2502; by mail: Consumer Response Center, Federal Trade Commission, 600 Pennsylvania Ave, NW, Washington, DC 20580; or through the Internet, using the online complaint form. Although the Commission cannot resolve individual problems for consumers, it can act against a company if it sees a pattern of possible law violations.

Finding Low-Cost Help for Credit Problems

 

First, try to solve your debt problems with your creditors as soon as you realize you won’t be able to make your payments. If you can’t resolve your credit problems yourself or need additional assistance, you may want to contact a credit counseling service. There are nonprofit organizations in every state that counsel indebted consumers. Counselors try to arrange repayment plans that are acceptable to you and your creditors. They also will help you set up a realistic budget. These services are offered at little or no cost.

 

Check the White Pages of your telephone directory to get the number of the consumer credit counselor office nearest you or call 1-800-388-2227 using a touch-tone phone.  If you have other questions, write or call:  National Foundation for Consumer Credit, 8611 Second Avenue, Suite 100, Silver Spring, MD 20910, (301) 589-5001.

 

Universities, military bases, credit unions, and housing authorities also may offer low- or no-cost credit counseling programs. Check the white pages of your telephone directory for a service near you.

 

Why consider refinancing?

 

Lowering your interest rate

 

The interest rate on your mortgage is tied directly to how much you pay on your mortgage each month–lower rates usually mean lower payments. You may be able to get a lower rate because of changes in the market conditions or because your credit score has improved. A lower interest rate also may allow you to build equity in your home more quickly.

 

For example, compare the monthly payments (for principal and interest) on a 30-year fixed-rate loan of $200,000 at 5.5% and 6.0%.

 

	Monthly payment @ 6.0%	$1,199
	Monthly payment @ 5.5%	$1,136
	The difference each month is	$    63
	But over a year’s time, the difference adds up to	$   756
	Over 10 years, you will have saved	$7,560

Adjusting the length of your mortgage

 

Increase the term of your mortgage: You may want a mortgage with a longer term to reduce the amount that you pay each month. However, this will also increase the length of time you will make mortgage payments and the total amount that you end up paying toward interest.

 

Decrease the term of your mortgage: Shorter-term mortgages–for example, a 15-year mortgage instead of a 30-year mortgage–generally have lower interest rates. Plus, you pay off your loan sooner, further reducing your total interest costs. The trade-off is that your monthly payments usually are higher because you are paying more of the principal each month.

 

For example, compare the total interest costs for a fixed-rate loan of $200,000 at 6% for 30 years with a fixed-rate loan at 5.5% for 15 years.

 

		Monthly payment	Total interest
	30-year loan @ 6.0%	$1,199	$231,640
	15-year loan @ 5.5%	$1,634	$ 94,120

Tip: Refinancing is not the only way to decrease the term of your mortgage. By paying a little extra on principal each month, you will pay off the loan sooner and reduce the term of your loan. For example, adding $50 each month to your principal payment on the 30-year loan above reduces the term by 3 years and saves you more than $27,000 in interest costs.

Changing from an adjustable-rate mortgage to a fixed-rate mortgage

 

If you have an adjustable-rate mortgage, or ARM, your monthly payments will change as the interest rate changes. With this kind of mortgage, your payments could increase or decrease.

You may find yourself uncomfortable with the prospect that your mortgage payments could go up. In this case, you may want to consider switching to a fixed-rate mortgage to give yourself some peace of mind by having a steady interest rate and monthly payment. You also might prefer a fixed-rate mortgage if you think interest rates will be increasing in the future.

 

Tip: If your monthly payment on a fixed-rate loan includes escrow amounts for taxes and insurance, your payment each month could change over time due to changes in property taxes, insurance, or community association fees.

Getting an ARM with better terms

 

If you currently have an ARM, will the next interest rate adjustment increase your monthly payments substantially? You may choose to refinance to get another ARM with better terms. For example, the new loan may start out at a lower interest rate. Or the new loan may offer smaller interest rate adjustments or lower payment caps, which means that the interest rate cannot exceed a certain amount.

 

Tip: If you are refinancing from one ARM to another, check the initial rate and the fully-indexed rate. Also ask about the rate adjustments you might face over the term of the loan.

 

Getting cash out from the equity built up in your home

 

Home equity is the dollar-value difference between the balance you owe on your mortgage and the value of your property. When you refinance for an amount greater than what you owe on your home, you can receive the difference in a cash payment (this is called a cash-out refinancing). You might choose to do this, for example, if you need cash to make home improvements or pay for a child’s education.

Remember, though, that when you take out equity, you own less of your home. It will take time to build your equity back up. This means that if you need to sell your home, you will not put as much money in your pocket after the sale.

If you are considering a cash-out refinancing, think about other alternatives as well. You could shop for a home equity loan or home equity line of credit instead. Compare a home equity loan with a cash-out refinancing to see which is a better deal for you.

 

Tip: Many financial advisers caution against cash-out refinancing to pay down unsecured debt (such as credit cards) or short-term secured debt (such as car loans). You may want to talk with a trusted financial adviser before you choose cash-out refinancing as a debt-consolidation plan.