FIRST GIBRALTAR MORTGAGE CORP
FHA MORTGAGE DEPARTMENT 13401 NORTH FREEWAY HOUSTON, TX  77060 Phone: (713) 872-2500

FIRST HIGHLAND MORTGAGE LP
FHA MORTGAGE DEPARTMENT 9090 C SKILLMAN SUITE 120A DALLAS, TX  75243 Phone: (214) 553-2090

FIRST HORIZON HOME LOAN CORPOR
FHA MORTGAGE DEPARTMENT 4000 HORIZON WAY IRVING, TX  75063 Phone: (877) 630-4895

FIRST HOUSTON MORTGAGE CORP
FHA MORTGAGE DEPARTMENT 1800 BERING SUITE 140 HOUSTON, TX  77057 Phone: (713) 977-8005

FIRST INDEPENDENT NATIONAL BAN
FHA MORTGAGE DEPARTMENT 8901 INDEPENDENCE PKWY PLANO, TX  75025 Phone: (972) 377-7380

FIRST INTERNATIONAL BANK HOUST
1100 LOUISIANA POB 2555 HOUSTON, TX  77001 Phone: (000) 000-0000

FIRST INTERSTATE BANK TEXAS NA
1000 LOUISIANA HOUSTON, TX  77002 Phone: (713) 224-6611

FIRST INTERSTATE BANK TEXAS NA
FHA MORTGAGE DEPARTMENT 900 TOWN AND COUNTRY LANE HOUSTON, TX  77024 Phone: (713) 467-9800

FIRST LIBERTY NATIONAL BANK
FHA MORTGAGE DEPARTMENT 1900 SAM HOUSTON LIBERTY, TX  77575 Phone: (936) 336-6471

FIRST MERCANTILE BANK NA
DBA FIRST MERCANTILE MORTGAGE 17950 PRESTON ROAD SUITE 100 DALLAS, TX  75252 Phone: (214) 360-7780

FIRST MORTGAGE INVESTORS LLC
FHA MORTGAGE DEPARTMENT 1425 WEST PIONEER STE 135 IRVING, TX  75061 Phone: (972) 887-1021

FIRST MORTGAGE PLUS FINANCIAL
FHA MORTGAGE DEPARTMENT 614 EDMONDS LANE SUITE 205 LEWISVILLE, TX  75067 Phone: (972) 221-5198

FIRST MTG AND LOAN KILLEEN
1805 FLORENCE RD 8 HERALD PL KILLEEN, TX  76541 Phone: (817) 634-3955

FIRST MTG INV CO PORT ARTHUR
2300 HWY 365 NEDERLAND, TX  77627 Phone: (409) 722-9113

FIRST NATION MORTGAGE
FHA MORTGAGE DEPARTMENT 7171 HARWIN DRIVE SUITE 200 HOUSTON, TX  77036 Phone: (713) 266-7894

FIRST NATIONAL BANK
FHA MORTGAGE DEPARTMENT 507 NORTH GRAY KILLEEN, TX  76541 Phone: (817) 526-5100

FIRST NATIONAL BANK
BRANCH MANAGER 2201 SOUTH LOOP 256 PALESTINE, TX  75801 Phone: (214) 729-2257

FIRST NATIONAL BANK
400 PINE STREET ABILENE, TX  79601 Phone: (915) 627-7621

FIRST NATIONAL BANK
FHA MORTGAGE DEPARTMENT 3801 FAIRWAY BLVD WICHITA FALLS, TX  76308 Phone: (817) 696-3000

FIRST NATIONAL BANK – CLEBURNE
FHA MORTGAGE DEPARTMENT 403 N MAIN CLEBURNE, TX  76031 Phone: (817) 556-5000

 

CONTINENTAL MORTGAGE CORP
FHA MORTGAGE DEPARTMENT 457 PONCE DE LEON AVE, 2ND FL. SAN JUAN, PR  00917 Phone: (787) 754-8800

COOPERATIVA AHORRO Y CREDITO D
CALLE CALIMANO SALIDA HACIA YABUCOA MAUNABO, PR  00707 Phone: (787) 861-2240

CREOLE CARIBE CREDIT
ROOM 304-EDIF-LAELECTRONICA RIO PIEDRAS, PR  99999-9999 Phone: (000) 000-0000

CUSTOM MORTGAGE CORPORATION
CASTILLO DEL MAR PMB 1476 ISLA VERDE AVE. 4633 CAROLINA, PR  00979 Phone: (787) 982-2396

DORAL BANK
FHA MORTGAGE DEPARTMENT 268 PONCE DE LEON AVENUE SAN JUAN, PR  00919 Phone: (787) 767-9020

DORAL FINANCIAL CORPORATION
DBA HF MORTGAGE BANKERS 1159 F D ROOSEVELT AVENUE SAN JUAN, PR  00920-2998 Phone: (809) 781-3300

DORAL MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT 650 MUNOZ RIVERA AVE STE 601 HATO REY, PR  00918 Phone: (809) 758-3737

EMI EQUITY MORTGAGE INC
FHA MORTGAGE DEPARTMENT 413 BOLIVAR STREET SANTURCE, PR  00912 Phone: (787) 725-1072

EUROBANK
FHA MORTGAGE DEPARTMENT 270 MUNOZ RIVERA AVE FIRST FL HATO REY, PR  00919 Phone: (787) 751-7340

FIRST BANK-PR
FHA MORTGAGE DEPARTMENT 1519 PONCE DE LEON AVE SANTURCE, PR  00908-0146 Phone: (809) 729-8200

FIRST MORTGAGE CAPITAL INC
COBIAN PLAZA 1607 PONCE DE LEON SUITE 401 SAN JUAN, PR  00909 Phone: (787) 725-3335

FIRST SECURITY MORTGAGE INC
FHA MORTGAGE DEPARTMENT DE DIEGO AVE.#97 SAN FRANCISCO SAN JUAN, PR  00926 Phone: (787) 753-0191

FREYRE MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT 209 ROBERTO H TODD AVE SUITE 1 SANTURCE, PR  00908 Phone: (809) 722-0395

GLOBAL MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT F D ROSEVELT 166 HATO REY, PR  00918-2406 Phone: (787) 764-4500

GOVERNMENT DEVELOPMENT BANK
DE DIEGO AVE SANTURCE, PR  00940 Phone: (809) 728-2574

GREAT ATLANTIC MORTGAGE CORP
DD1 RAMON L RDGZ. FLAMB. GDNS. BAYAMON, PR  00957 Phone: (787) 787-7171

H AND M MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT 777 AVE SAN PATRICIO LAS LOMAS CAPERRA, PR  00921 Phone: (809) 782-1057

JAS T BARNES PR INC
G.P.O. 4229 SAN JUAN, PR  99999-9999 Phone: (000) 000-0000

JT MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT #10 GOYCO ST. CAGUAS, PR  00726 Phone: (787) 746-4171

MASTER MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT 1524 BORI STREET – BELISA DEV SAN JUAN, PR  00927 Phone: (787) 754-8686

 

Beware of advertisements for “advance-fee” or “guaranteed” consumer and small business loans. They are against the law. This brochure tells you how to recognize ads for advance-fee loan scams, how to tell them from legitimate offers by credit grantors, what to do if you are a victim, and where you can find low-cost help in dealing with credit problems.

 

l Do not confuse advance-fee loan schemes with legitimate offers of credit from loan companies, mortgage brokers, banks, savings and loans, and credit unions.  Legitimate credit grantors may charge fees to process your loan application, but they will not guarantee you will qualify for a loan.

 

l Be wary of ads claiming that bad credit is no problem in getting you a loan.

 

l Be careful about making any loan agreements over the phone.

 

l Do no give your credit card, checking account, or Social Security numbers over the phone unless you are familiar with the company.

 

Recognizing An Advance-Fee Loan Scam

 

The vast majority of legitimate lenders are owned and managed by professionals. But fraudulent loan brokers and other individuals misrepresenting the availability of credit and credit terms definitely are in business. One of their favorite strategies is the “advance-fee” loan scam. That’s where you are guaranteed to get a loan or other type of credit — but you must pay before you apply.

 

Advertisements that promise loans generally appear in the classified section of local and national newspapers and magazines. They also may appear in mailings, radio spots, and on local cable stations. Often, these ads feature “900” numbers, which result in charges on your phone bill, or toll-free “800” numbers. Unfortunately, advertising in recognized media outlets does not guarantee the legitimacy of the company behind the ad. In addition, these companies often use delivery systems other than the U.S. Postal Service, such as overnight or courier services, to avoid detection and prosecution by postal authorities.

 

Some companies claim they can guarantee you a loan for a fee paid in advance. The fee may range from $100 to several hundred dollars. Indeed, small businesses have been charged as much as several thousand dollars as an advance fee for a loan. Whether you are an individual consumer or an owner of a small business, the result is the same: you don’t get your money; the con artist does. And once con artists get your money, they disappear.

 

Don’t confuse a legitimate pre-approved credit offer with a legitimate pre-qualified offer from mortgage brokers, banks, savings and loans, and credit unions. A pre-approved offer requires only your verbal or written acceptance. A pre-qualified offer means you’ve been selected to apply. However, you still must go through the normal application process, and you still can be turned down.

 

If someone guarantees — or states — there’s a strong chance they can arrange to get you a loan or other form of credit, be suspicious. And if you’re asked to pay before you receive the loan or credit offer, hang up. It’s against the law.

 

Protecting Yourself

 

According to the Federal Trade Commission’s (FTC) Telemarketing Sales Rule, if someone guarantees or suggests that there is a strong chance they can get or arrange for a loan or other form of credit for you, they cannot ask you to pay — or accept payment — for their service until you get your loan or credit.

 

Here are some points to keep in mind before you respond to ads that promise easy credit, regardless of your credit history:

 

l Legitimate lenders never “guarantee” or say that you are likely to get a loan or a credit card before you apply, especially if you have bad credit, no credit, or a bankruptcy.

 

l If you apply for a real estate loan, it is accepted and common practice for lenders to request payment for a credit report or appraisal. However, legitimate lenders never ask you to pay for processing your application.

 

l Never give your credit card account number, bank account information, or Social Security Number over the telephone unless you are familiar with the company and know why the information is necessary.

 

l If you don’t have the offer in hand — or confirmed in writing — and you are asked to pay, hang up. It’s fraud and it’s against the law.

 

What to do if You Are A Victim

 

If you think you’ve been a victim of an advance-fee loan scam, contact your local consumer protection agency, Better Business Bureau (BBB), state Attorney General, or Call for Action (202-537-0585; TDD: 202-537-1551) to report the company.

 

You can file a complaint with the FTC by contacting the Consumer Response Center by phone: 202-FTC-HELP (382-4357); TDD: 202-326-2502; by mail: Consumer Response Center, Federal Trade Commission, 600 Pennsylvania Ave, NW, Washington, DC 20580; or through the Internet, using the online complaint form. Although the Commission cannot resolve individual problems for consumers, it can act against a company if it sees a pattern of possible law violations.

Finding Low-Cost Help for Credit Problems

 

First, try to solve your debt problems with your creditors as soon as you realize you won’t be able to make your payments. If you can’t resolve your credit problems yourself or need additional assistance, you may want to contact a credit counseling service. There are nonprofit organizations in every state that counsel indebted consumers. Counselors try to arrange repayment plans that are acceptable to you and your creditors. They also will help you set up a realistic budget. These services are offered at little or no cost.

 

Check the White Pages of your telephone directory to get the number of the consumer credit counselor office nearest you or call 1-800-388-2227 using a touch-tone phone.  If you have other questions, write or call:  National Foundation for Consumer Credit, 8611 Second Avenue, Suite 100, Silver Spring, MD 20910, (301) 589-5001.

 

Universities, military bases, credit unions, and housing authorities also may offer low- or no-cost credit counseling programs. Check the white pages of your telephone directory for a service near you.

 

Why consider refinancing?

 

Lowering your interest rate

 

The interest rate on your mortgage is tied directly to how much you pay on your mortgage each month–lower rates usually mean lower payments. You may be able to get a lower rate because of changes in the market conditions or because your credit score has improved. A lower interest rate also may allow you to build equity in your home more quickly.

 

For example, compare the monthly payments (for principal and interest) on a 30-year fixed-rate loan of $200,000 at 5.5% and 6.0%.

 

	Monthly payment @ 6.0%	$1,199
	Monthly payment @ 5.5%	$1,136
	The difference each month is	$    63
	But over a year’s time, the difference adds up to	$   756
	Over 10 years, you will have saved	$7,560

Adjusting the length of your mortgage

 

Increase the term of your mortgage: You may want a mortgage with a longer term to reduce the amount that you pay each month. However, this will also increase the length of time you will make mortgage payments and the total amount that you end up paying toward interest.

 

Decrease the term of your mortgage: Shorter-term mortgages–for example, a 15-year mortgage instead of a 30-year mortgage–generally have lower interest rates. Plus, you pay off your loan sooner, further reducing your total interest costs. The trade-off is that your monthly payments usually are higher because you are paying more of the principal each month.

 

For example, compare the total interest costs for a fixed-rate loan of $200,000 at 6% for 30 years with a fixed-rate loan at 5.5% for 15 years.

 

		Monthly payment	Total interest
	30-year loan @ 6.0%	$1,199	$231,640
	15-year loan @ 5.5%	$1,634	$ 94,120

Tip: Refinancing is not the only way to decrease the term of your mortgage. By paying a little extra on principal each month, you will pay off the loan sooner and reduce the term of your loan. For example, adding $50 each month to your principal payment on the 30-year loan above reduces the term by 3 years and saves you more than $27,000 in interest costs.

Changing from an adjustable-rate mortgage to a fixed-rate mortgage

 

If you have an adjustable-rate mortgage, or ARM, your monthly payments will change as the interest rate changes. With this kind of mortgage, your payments could increase or decrease.

You may find yourself uncomfortable with the prospect that your mortgage payments could go up. In this case, you may want to consider switching to a fixed-rate mortgage to give yourself some peace of mind by having a steady interest rate and monthly payment. You also might prefer a fixed-rate mortgage if you think interest rates will be increasing in the future.

 

Tip: If your monthly payment on a fixed-rate loan includes escrow amounts for taxes and insurance, your payment each month could change over time due to changes in property taxes, insurance, or community association fees.

Getting an ARM with better terms

 

If you currently have an ARM, will the next interest rate adjustment increase your monthly payments substantially? You may choose to refinance to get another ARM with better terms. For example, the new loan may start out at a lower interest rate. Or the new loan may offer smaller interest rate adjustments or lower payment caps, which means that the interest rate cannot exceed a certain amount.

 

Tip: If you are refinancing from one ARM to another, check the initial rate and the fully-indexed rate. Also ask about the rate adjustments you might face over the term of the loan.

 

Getting cash out from the equity built up in your home

 

Home equity is the dollar-value difference between the balance you owe on your mortgage and the value of your property. When you refinance for an amount greater than what you owe on your home, you can receive the difference in a cash payment (this is called a cash-out refinancing). You might choose to do this, for example, if you need cash to make home improvements or pay for a child’s education.

Remember, though, that when you take out equity, you own less of your home. It will take time to build your equity back up. This means that if you need to sell your home, you will not put as much money in your pocket after the sale.

If you are considering a cash-out refinancing, think about other alternatives as well. You could shop for a home equity loan or home equity line of credit instead. Compare a home equity loan with a cash-out refinancing to see which is a better deal for you.

 

Tip: Many financial advisers caution against cash-out refinancing to pay down unsecured debt (such as credit cards) or short-term secured debt (such as car loans). You may want to talk with a trusted financial adviser before you choose cash-out refinancing as a debt-consolidation plan.

 

DALE MORTGAGE BANKERS CORP
FHA MORTGAGE DEPARTMENT
990 STEWART AVE
GARDEN CITY, NY  11530
Phone: (516) 229-3200

DANA FUNDING INC
FHA MORTGAGE DEPARTMENT
356 VETERANS HIGHWAY
COMMACK, NY  11725
Phone: (631) 864-2790

DELTA FUNDING CORPORATION
LEGAL DEPARTMENT
1000 WOODBURY ROAD
WOODBURY, NY  11797
Phone: (516) 364-8500

DELTA FUNDING CORPORATION
NO PREMIUMS OWING – NO PHONE
1000 WOODBURY ROAD
WOODBURY, NY  11797
Phone: (516) 364-8500

DEVERE CAPITAL CORPORATION
FHA MORTGAGE DEPARTMENT
105 EARHART DRIVE SUITE 100
WILLIAMSVILLE, NY  14221
Phone: (716) 633-3700

DIME SAVINGS BANK NY FSB
DIRECTOR OF RESIDENTAL CREDIT
25 NEWBRIDGE ROAD SUITE 300
HICKSVILLE, NY  11801-0124
Phone: (516) 937-2025

DIME SAVINGS BANK WILLIAMSBURG

209 HAVEMEYER ST
BROOKLYN, NY  11211
Phone: (718) 782-6200

DMAS FINANCIAL SERVICES INC
FHA MORTGAGE DEPARTMENT
1132 FOREST AVENUE
STATEN ISLAND, NY  10310
Phone: (718) 981-0700

DML MORTGAGE ENTERPRISE INC
THA MORTGAGE DEPARTMENT
2168 CENTRAL PARK AVE
YONKERS, NY  10710
Phone: (914) 337-1777

DORMAN AND WILSON INC
FHA MORTGAGE DEPARTMENT
ONE NORTH LEXINGTON AVENUE
WHITE PLAINS, NY  10601
Phone: (305) 820-6600

DREXEL MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
101-05 LEFFERTS BLVD STE 207
RICHMOND HILL, NY  11419
Phone: (718) 441-1515

DYNAMIC MORTGAGE BANKERS LTD
FHA MORTGAGE DEPARTMENT
1025 OLD COUNTRY RD SUITE 204
WESTBURY, NY  11590
Phone: (516) 333-6455

EAB MORTGAGE COMPANY INC
SECONDARY MAARKETING
400 OAK STREET
GARDEN CITY, NY  11530
Phone: (516) 357-1274

EAST COAST FUNDING OF NEW YORK
FHA MORTGAGE DEPARTMENT
374 SOUTH OYSTER BAY ROAD
HICKSVILLE, NY  11801
Phone: (516) 937-7283

EASTCHESTER SAVINGS BANK

22 EAST FIRST STREET
MOUNT VERNON, NY  10551
Phone: (000) 000-0000

EASTERN EQUITY CORPORATION
EASTERN EQUITY CORP.
500 JERICHO TURNPIKE
MINEOLA, NY  11501
Phone: (516) 294-0500

EHOME CREDIT CORP
FHB FUNDING CORP
211 STATION ROAD
MINELA, NY  11501
Phone: (516) 719-4100

ELMIRA SAVINGS AND LOAN ASSN

300 W WATER ST
ELMIRA, NY  14901
Phone: (607) 733-5533

ELMIRA SAVINGS BANK FSB
PRESIDENT AND CEO
333 E WATER STREET POB 524
ELMIRA, NY  14902
Phone: (607) 734-3374

EMIGRANT MORTGAGE COMPANY INC
FHA MORTGAGE DEPARTMENT
7 WESTCHESTER PLAZA
ELMSFORD, NY  10523
Phone: (914) 785-1215

EMIGRANT SAVINGS BANK
FHA MORTGAGE DEPARTMENT
5 EAST 42ND STREET 7TH FLOOR
NEW YORK, NY  10017
Phone: (000) 000-0000

EMPIRE EQUITY GROUP INC
FHA MORTGAGE DEPARTMENT
48 SCOTLAND HILL ROAD
CHESTNUT RIDGE, NY  10977
Phone: (914) 356-7200

ERETZ FUNDING LTD
FHA MORTGAGE DEPARTMENT
5916 18TH AVENUE
BROOKLYN, NY  11204
Phone: (718) 256-9595

EUROPEAN AMERICAN BANK AND TR
FHA MORTGAGE DEPARTMENT
EAB PLAZA UNIT 2762
UNIONDALE, NY  11555
Phone: (516) 683-5000

________________________________________
ALABAMA HOME MORTGAGE LENDING
FHA MORTGAGE DEPARTMENT
1200 17TH STREET SOUTH
BIRMINGHAM, AL  35205
Phone: (205) 933-1800

________________________________________
ALEXANDER CITY BANK

100 JEFFERSON STREET
ALEXANDER CITY, AL  35010
Phone: (205) 329-0821

________________________________________
ALFAMUTUAL FIRE INSURANCE CO

2108 EAST SOUTH BLVD
MONTGOMERY, AL  36198
Phone: (205) 288-3900

________________________________________
ALIANT MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
2740 ZELDA ROAD
MONTGOMERY, AL  36106
Phone: (334) 270-3090

________________________________________
ALTUS BANK FSB
FHA MORTGAGE DEPARTMENT
851 SOUTH BELTLINE HIGHWAY
MOBILE, AL  36606
Phone: (205) 473-0751

________________________________________
AMSOUTH BANK
MORTGAGE OPERATIONS
2050 PARKWAY OFFICE CIR
HOOVER, AL  35244
Phone: (205) 560-7905

________________________________________
AMSOUTH MORTGAGE COMPANY INC
FHA MORTGAGE DEPARTMENT
15 SOUTH 20TH STREET
BIRMINGHAM, AL  35203
Phone: (205) 583-4471

________________________________________
ANCHOR MORTGAGE SERVICES, INC
FHA MORTGAGE DEPARTMENT
4260 CARMICHAEL COURT N
MONTGOMERY, AL  36106
Phone: (334) 277-0900

________________________________________
APPLE MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
2008 UNIVERSITY BOULEVARD
TUSCALOOSA, AL  35401
Phone: (205) 345-7897

________________________________________
BANK INDEPENDENT
MORTGAGE LENDING DEPARTMENT
710 S MONTGOMERY AVE
SHEFFIELD, AL  35660
Phone: (256) 386-5000

________________________________________
BARR GROUP MORTGAGE
FHA MORTGAGE DEPARTMENT
645 GULF SHORES PARKWAY
GULF SHORES, AL  36543
Phone: (334) 975-1800

________________________________________
BAY MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
7549 ASSUNTA COURT
FAIRHOPE, AL  36532
Phone: (251) 928-2240

________________________________________
CASTLE MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
701 MONTGOMERY HWY SO., #203
BIRMINGHAM, AL  35216
Phone: (205) 870-8980

________________________________________
CENTRAL STATE BANK
FHA MORTGAGE DEPARTMENT
11025 HWY 25
CALERA, AL  35040
Phone: (205) 668-0711

________________________________________
CIS FINANCIAL SERVICES INC
FHA MORTGAGE DEPARTMENT
369 10TH STREET SW
HAMILTON, AL  35570
Phone: (205) 921-4814

________________________________________
CITIZENS BANK
FHA MORTGAGE DEPARTMENT
301 S EDWARDS STREET
ENTERPRISE, AL  36330
Phone: (205) 347-3411

________________________________________
CITIZENS FEDERAL SAVINGS BANK
FHA MORTGAGE DEPARTMENT
300 NORTH 18TH STREET
BIRMINGHAM, AL  35203
Phone: (205) 328-2041

________________________________________
CLARKE COMPANY MORTGAGE LLC
FHA MORTGAGE DEPARTMENT
304 PRINCETON PARKWAY SW
BIRMINGHAM, AL  35211-1005
Phone: (205) 786-3100

________________________________________
COATS AND CO INC
FHA MORTGAGE DEPARTMENT
2000B SOUTHBRIDGE PARKWAY #150
BIRMINGHAM, AL  35209
Phone: (205) 871-5600

________________________________________
COLLATERAL MORTGAGE CAPITAL LL
FHA MORTGAGE DEPARTMENT
524 LORNA SQUARE
BIRMINGHAM, AL  35216
Phone: (205) 978-1840

________________________________________

________________________________________
COLLATERAL MORTGAGE LTD
FHA MORTGAGE DEPARTMENT
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL  35283-0180
Phone: (205) 951-4000

________________________________________
COLONIAL BANK

ONE COMMERCE STREET
MONTGOMERY, AL  36104
Phone: (205) 240-5000

________________________________________
COLONIAL BANK
LOAN SERVICING
ONE COURT SQUARE 3RD FLOOR
MONTGOMERY, AL  36104
Phone: (334) 954-1023

________________________________________
COLONIAL BANK NORTHERN REGION

1928 FIRST AVENUE NORTH
BIRMINGHAM, AL  35203
Phone: (205) 325-1821

________________________________________
COMMONWEALTH CAPITAL MTG CORP

1625 BESSEMER ROAD
BIRMINGHAM, AL  35208
Phone: (205) 925-1989

________________________________________
COMMONWEALTH NATIONAL BANK
FHA MORTGAGE DEPARTMENT
2214 ST STEPHENS ROAD
MOBILE, AL  36617
Phone: (334) 476-5938

________________________________________
COMPASS BANK
FHA MORTGAGE DEPARTMENT
100 GREENSPRINGS
HOMEWOOD, AL  35209
Phone: (205) 238-2473

________________________________________
CONSUMER FIRST MORTGAGE CORP O
FHA MORTGAGE DEPARTMENT
TWO OFFICE PARK SUITE 509
MOBILE, AL  36609
Phone: (251) 344-5477

________________________________________
COVENANT BANK
FHA MORTGAGE DEPARTMENT
636 PARKWAY DRIVE SE
LEEDS, AL  35094
Phone: (205) 702-2290

________________________________________
DESTINY MORTGAGE GROUP INC
FHA MORTGAGE DEPARTMENT
2351 CARSON ROAD
BIRMINGHAM, AL  35215
Phone: (205) 854-3551

________________________________________
ELROD MORTGAGE INC
PRESIDENT
1 INDEPENDENCE PLAZA STE 422
BIRMINGHAM, AL  35209
Phone: (205) 986-6000

________________________________________
EQUIPRIME INC
FHA MORTGAGE DEPARTMENT
120 OXMOOR BLVD SUITE A
BIRMINGHAM, AL  35209
Phone: (205) 271-3200

________________________________________
EXCHANGE BANK OF ALABAMA

POB 127
ALTOONA, AL  35952
Phone: (205) 589-6334

________________________________________
FARMERS AND MERCHANTS BANK
FHA MORTGAGE DEPARTMENT
116 LADIGA STREET EAST
PIEDMONT, AL  36272
Phone: (256) 236-8200

________________________________________
FARMERS NATIONAL BANK
BRANCH MANAGER
605 SECOND AVENUE
OPELIKA, AL  36801
Phone: (205) 749-5361

________________________________________
FIRST AMERICAN BANK
MORTGAGE DIVISION
251 JOHNSTON STREET SE
DECATUR, AL  35601
Phone: (205) 350-6111

________________________________________
FIRST AMERICAN FEDERAL SVGS AL

1900 MEMORIAL PARKWAY
HUNTSVILLE, AL  35801
Phone: (205) 539-5761

________________________________________
FIRST CHOICE FUNDING INC
FHA MORTGAGE DEPARTMENT
200 CHASE PARK S SUITE 200
BIRMINGHAM, AL  35244
Phone: (205) 985-4611

________________________________________
FIRST COMMERCIAL INVESTORS
DBA MORTGAGESOUTH
201D EAST MCKINNEY AVENUE
ALBERTVILLE, AL  35950
Phone: (205) 878-7608

________________________________________
FIRST COVENANT MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
2129 BESSEMER ROAD
BIRMINGTON, AL  35208
Phone: (205) 785-0933

FIRST FARMERS AND MERCHS NATIO

60 S.COURT
TROY, AL  36081
Phone: (000) 000-0000

________________________________________
FIRST FEDERAL BANK
FHA MORTGAGE DEPARTMENT
2315 9TH STREET
TUSCALOOSA, AL  35401
Phone: (205) 391-6700

________________________________________
FIRST FEDERAL SAVINGS ALA

1630 NORTH 4TH AVENUE
BESSEMER, AL  35020
Phone: (205) 428-8472

________________________________________
FIRST FEDERAL SAVINGS AND LOAN

126 NORTON AVENUE NORTH
SYLACAUGA, AL  35150
Phone: (205) 245-4365

________________________________________
FIRST GENERAL LENDING CORP
FHA MORTGAGE DEPARTMENT
701 MONTGOMERY HWY SUITE 203
BIRMINGHAM, AL  35216
Phone: (205) 979-4440

________________________________________
FIRST GULF BANK
FHA MORTGAGE DEPARTMENT
250 WEST FORT MORGAN ROAD
GULF SHORES, AL  36542
Phone: (334) 968-2500

________________________________________
FIRST LENDERS MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
909 HIGHLAND AVENUE
ALBERTVILLE, AL  35951
Phone: (205) 891-0681

________________________________________
FIRST NATIONAL BANK
FHA MORTGAGE DEPARTMENT
227 BELLEVILLE AVENUE
BREWTON, AL  36426
Phone: (334) 867-3231

________________________________________
FIRST NATIONAL BANK OF SHELBY
FHA MORTGAGE DEPARTMENT
106 EAST COLLEGE STREET
COLUMBIANA, AL  35051
Phone: (205) 669-3161

________________________________________
FIRST PERFORMANCE MORTGAGE COR
FHA MORTGAGE DEPARTMENT
15 OFFICE PARK CIRCLE STE 120
BIRMINGHAM, AL  35223
Phone: (205) 879-9335

________________________________________
FIRST SOUTHERN BANK

102 SOUTH COURT ST
FLORENCE, AL  35630
Phone: (205) 764-7131

________________________________________
FIRST SOUTHERN MORTGAGE COMPAN
FHA MORTGAGE DEPARTMENT
2300-C AIRPORT BLVD
MOBILE, AL  36606
Phone: (334) 470-1881

________________________________________
FLAGSHIP MORTGAGE CO LLC
FHA MORTGAGE DEPARTMENT
7837 VAUGHN ROAD
MONTGOMERY, AL  36117
Phone: (334) 260-1671

________________________________________
FRONTIER NATIONAL BANK
FHA MORTGAGE DEPARTMENT
43 N BROADWAY
SYLACAUGA, AL  35150
Phone: (256) 249-0341

________________________________________
GADSDEN CORPORATION
FHA MORTGAGE DEPARTMENT
230 N 3RD STREET
GADSDEN, AL  35901
Phone: (205) 547-6371

________________________________________
GADSDEN MORTGAGE SERVICES INC
MANAGER
230 NORTH THIRD STREET
GADSDEN, AL  35901
Phone: (256) 547-6371

________________________________________
GAGLIANO MORTGAGE INC
FHA MORTGAGE DEPARTMENT
2105 WHITING ROAD
BIRMINGHAM, AL  35216
Phone: (205) 979-4412

________________________________________
GRAND CENTRAL MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
213 GADSDEN HIGHWAY SUITE 220
BIRMINGHAM, AL  35235
Phone: (205) 836-6211

________________________________________
GUARDIAN MORTGAGE INC
FHA MORTGAGE DEPARTMENT
2545 BELL ROAD
MONTGOMERY, AL  36117
Phone: (334) 420-5626

________________________________________
H P MORTGAGE COMPANY INC

2101 EXECUTIVE PARK DR STE 205
OPELIKA, AL  36801
Phone: (205) 749-1282

________________________________________
HAMILTON MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
1 INDEPENDENCE DRIVE SUITE 416
BIRMINGHAM, AL  35209
Phone: (205) 870-7333

________________________________________
HEADLAND NATIONAL BANK
FHA MORTGAGE DEPARTMENT
40 MAIN STREET
HEADLAND, AL  36345
Phone: (334) 693-3352

________________________________________
HERITAGE BANK
FHA MORTGAGE DEPARTMENT
4245 BALMORAL DRIVE SW
HUNTSVILLE, AL  35801
Phone: (256) 882-5525

________________________________________
HIGHLAND MORTGAGE COMPANY
FHA MORTGAGE DEPARTMENT
2140 11TH AVENUE SO SUITE 210
BIRMINGHAM, AL  35205
Phone: (205) 250-9010

________________________________________
HILTON MORTGAGE CORPORATION II
FHA MORTGAGE DEPARTMENT
540 S PERRY ST
MONTGOMERY, AL  36104
Phone: (205) 265-0999

________________________________________
HOME FIRST MORTGAGE
FHA MORTGAGE DEPARTMENT
1675 MONTCLAIR ROAD STE 230
BIRMINGHAM, AL  35210
Phone: (205) 951-1937

________________________________________
HOME MORTGAGE COMPANY LLC
FHA MORTGAGE DEPARTMENT
1118 MAIN STREET
GARDENDALE, AL  35071
Phone: (205) 979-1668

________________________________________
HOMESOUTH MORTGAGE SERVICES IN
FHA MORTGAGE DEPARTMENT
7001 CRESTWOOD BLVD SUITE 602
BIRMINGHAM, AL  35210
Phone: (205) 591-5055

________________________________________
HOMETOWN MORTGAGE SERVICES
FHA MORTGAGE DEPARTMENT
5510 HIGHWAY 280 SOUTH STE 203
BIRMINGHAM, AL  35242
Phone: (205) 980-7285

________________________________________
HUTSON-ELROD MORTGAGE CORPORAT
FHA MORTGAGE DEPARTMENT
1 INDEPENDENCE PLAZA STE 816
BIRMINGHAM, AL  35209
Phone: (205) 870-7777

________________________________________
IMPERIAL MORTGAGE FINANCE CORP
FHA MORTGAGE DEPARTMENT
623 RED LANE ROAD
BIRMINGHAM, AL  35215
Phone: (205) 836-5284

________________________________________
INDEPENDENT BANK OF OXFORD
FHA MORTGAGE DEPARTMENT
402 MAIN STREET
OXFORD, AL  36203
Phone: (256) 835-1776

________________________________________
INTEGRA MORTGAGE
FHA MORTGAGE DEPARTMENT
2000 FIRST AVE N STE 800
BIRMINGHAM, AL  35203
Phone: (205) 324-4668

________________________________________
INTERSOUTH MORTGAGE INC
FHA MORTGAGE DEPARTMENT
1834 GLYNWOOD DRIVE
PRATTVILLE, AL  36066
Phone: (334) 285-6333

________________________________________
JACKSON MORTGAGE COMPANY INC
FHA MORTGAGE DEPARTMENT
1419 LEIGHTON AVENUE SUITE A
ANNISTON, AL  36207
Phone: (256) 237-5177

________________________________________
JOHNSON COMPANY LLC
FHA MORTGAGE DEPARTMENT
2832 CULVER ROAD
BIRMINGHAM, AL  35223
Phone: (205) 802-5200

________________________________________
LA RUE RESIDENTIAL LENDERS LLC
FHA MORTGAGE DEPARTMENT
3110 CUMMINS STREET SUITE B
PELHAM, AL  35124
Phone: (205) 620-2665

________________________________________
LEEDY MORTGAGE COMPANY INC
NO PHONE
NO ADDRESS
BIRMINGHAM, AL  99999-9999
Phone: (000) 000-0000

________________________________________
LIBERTY MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
200 WILLIAMSBURG OFFICE PARK
BIRMINGHAM, AL  35216
Phone: (205) 823-2895

________________________________________
MAGIC CITY FUNDING INC
FHA MORTGAGE DEPARTMENT
1679 B CENTER POINT PARKWAY
BIRMINGHAM, AL  35215
Phone: (205) 853-6320

MAGNOLIA MORTGAGE COMPANY LLC
FHA MORTGAGE DEPARTMENT
1550 S UNIVERSITY BLVD
MOBILE, AL  36609
Phone: (334) 660-5025

________________________________________
MCGOWIN KING MORTGAGE LLC
FHA MORTGAGE DEPARTMENT
9 OFFICE PARK CIRCLE STE 215
BIRMINGHAM, AL  35223
Phone: (205) 879-7775

________________________________________
MERCHANTS BANK
FHA MORTGAGE DEPARTMENT
900 SECOND AVENUE SW
CULLMAN, AL  35055
Phone: (256) 734-8110

________________________________________
MERECHANTS AND FARMERS BANK
FHA MORTGAGE DEPARTMENT
7680 HWY 69 SOUTH
TUSCALOOSA, AL  35407
Phone: (205) 469-2103

________________________________________
MITCHELL COMPANY SOUTHEAST
FHA MORTGAGE DEPARTMENT
41 N BELTLINE HWY
MOBILE, AL  36608
Phone: (251) 380-2929

________________________________________
MOLTON ALLEN AND WILLIAMS CORP
MOLTON ALLEN WILLIAMS CORP
1000 URBAN CENTER DR SUITE 500
BIRMINGHAM, AL  35242
Phone: (205) 967-0074

________________________________________
MONTGOMERY MORTGAGE CORP

529 SOUTH PERRY STREET STE 18
MONTGOMERY, AL  36104
Phone: (205) 263-3550

________________________________________
MORTGAGE ACCEPTANCE LLC
MANAGING MEMBER
181 WEST VALLEY AVENUE STE 205
BIRMINGHAM, AL  35209
Phone: (205) 943-5656

________________________________________
MORTGAGE CORP OF THE SOUTH

2119 6TH AVE NORTH
BIRMINGHAM, AL  35203
Phone: (205) 252-1500

________________________________________
MORTGAGE FINANCIAL CORP
FHA MORTGAGE DEPARTMENT
3505 BENT RIVER ROAD
HOOVER, AL  35216
Phone: (205) 989-4063

________________________________________
MORTGAGE MASTERS INC
FHA MORTGAGE DEPARTMENT
5920 E GRELOT ROAD STE 2
MOBILE, AL  36609
Phone: (251) 342-7071

________________________________________
MORTGAGE PROFESSIONALS INC
FHA MORTGAGE DEPARTMENT
5330 STADIUM TRACE PARKWAY
BIRMINGHAM, AL  35244
Phone: (205) 989-1166

________________________________________
MORTGAGEAMERICA INC
BRANCH MANAGER
1800 INTERNAT’L PARK DR #100
BIRMINGHAM, AL  35243
Phone: (205) 970-3000

________________________________________
MORTGAGESOUTH LLC
FHA MORTGAGE DEPARTMENT
2501 20TH PLACE SOUTH, SUITE 4
BIRMINGHAM, AL  35223
Phone: (205) 879-5363

________________________________________
NATIONAL BANK OF COMMERCE
PRESIDENT/MORTGAGE DEPT
1927 1ST AVENUE NORTH
BIRMINGHAM, AL  35203
Phone: (205) 583-3600

________________________________________
NATIONS MORTGAGE AND INVESTMEN
FHA MORTGAGE DEPARTMENT
201 BEACON PARKWAY SUITE 400
HOMEWOOD, AL  35209
Phone: (205) 940-9660

________________________________________
NEW SOUTH FEDERAL SAVINGS BANK
FHA MORTGAGE DEPARTMENT
210 AUTOMATION WAY
BIRMINGHAM, AL  35210
Phone: (205) 951-4000

________________________________________
OLD STONE MORTGAGE COMPANY LLC
FHA MORTGAGE DEPARTMENT
6610 OLD MADISON PIKE
HUNTSVILLE, AL  35806
Phone: (256) 721-0376

________________________________________
PEOPLES BANK AND TRUST COMPANY
FHA MORTGAGE DEPARTMENT
148 EAST MAIN STREET
PRATTVILLE, AL  36067
Phone: (334) 358-3100

________________________________________
PHENIX GIRARD BANK
FHA MORTGAGE DEPARTMENT
801 13TH STREET
PHENIX CITY, AL  36867
Phone: (334) 398-0691

________________________________________
PHENIX-GIRARD BANK
FHA MORTGAGE DEPARTMENT
801 13TH STREET
PHENIX CITY, AL  36867
Phone: (205) 298-0691

________________________________________
PINNACLE BANK
FHA MORTGAGE DEPARTMENT
312 W 18TH ST
JASPER, AL  35501
Phone: (205) 221-4111

________________________________________
PLATINUM MORTGAGE INC
FHA MORTGAGE DEPARTMENT
103 SPENRYN DRIVE SUITE B
MADISIN, AL  35758
Phone: (256) 461-8677

________________________________________
PREMIERE MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
2923 B CRESENT AVENUE
BIRMINGHAM, AL  35209
Phone: (205) 871-3100

________________________________________
PREMIUM FINANCIAL MORTGAGE COM
FHA MORTGAGE DEPARTMENT
1275 CENTERPOINT PKWY STE 205
BIRMINGHAM, AL  35215
Phone: (205) 854-9900

________________________________________
PRINCE HALL GRAND LODGE ALA

1630 4TH AVE NORTH
BIRMINGHAM, AL  35203
Phone: (205) 328-9078

________________________________________
REDSTONE FEDERAL CREDIT UNION
FHA MORTGAGE DEPARTMENT
3309 SOUTH PARKWAY
HUNTSVILLE, AL  35801
Phone: (205) 837-6110

________________________________________
REGENCY MORTGAGE CO
FHA MORTGAGE DEPARTMENT
2014 MORRIS AVENUE
BIRMINGHAM, AL  35203
Phone: (205) 322-9222

________________________________________
REGIONS BANK
FHA MORTGAGE DEPARTMENT
44 FIRST ALABAMA PLAZA
MONTGOMERY, AL  36104
Phone: (205) 326-7161

________________________________________
REGIONS MORTGAGE INC
PRODUCTION ADMINISTRATION
605 SOUTH PERRY STREET
MONTGOMERY, AL  36104
Phone: (334) 223-3375

________________________________________
RESIDENTIAL MORTGAGE CORPORATI
FHA MORTGAGE DEPARTMENT
6845 HALCYON PARK DRIVE
MONTGOMERY, AL  36117
Phone: (205) 270-9100

________________________________________
SMI SOUTHERN MORTGAGE INC

2171 CLEARBROOK ROAD
BIRMINGHAM, AL  35226
Phone: (205) 822-8522

________________________________________
SOUTH ALABAMA BANK
FHA MORTGAGE DEPARTMENT
100 ST JOSEPH STREET
MOBILE, AL  36602
Phone: (334) 431-7800

________________________________________
SOUTHBANK FSB
FHA MORTGAGE DEPARTMENT
118 JEFFERSON STREET
HUNTSVILLE, AL  35801
Phone: (205) 535-6000

________________________________________
SOUTHEASTERN CAPITAL CORP

BOX 1600 2040 HIGHLAND AVE
BIRMINGHAM, AL  35205
Phone: (205) 933-5700

________________________________________
SOUTHEASTERN MORTGAGE ALABAMA
FHA MORTGAGE DEPARTMENT
10 OFFICE PARKL CIRCLE STE 218
BIRMINGHAM, AL  35223
Phone: (205) 871-5695

________________________________________
SOUTHERN BANK COMPANY FSB
FHA MORTGAGE DEPARTMENT
221 SOUTH 6TH STREET
GADSDEN, AL  35901
Phone: (205) 543-3860

________________________________________
SOUTHERN BANK OF COMMERCE

218 E BROAD STREET
EUFAULA, AL  36027
Phone: (334) 687-3581

________________________________________
SOUTHERN CAPITAL RESOURCES INC
FHA MORTGAGE DEPARTMENT
100 CENTURY PARK SOUTH STE 200
BIRMINGHAM, AL  35226
Phone: (205) 823-1727

________________________________________
SOUTHERN SECURITY MTG CORP

1002 SIXTH AVENUE SOUTHEAST
DECATUR, AL  35601
Phone: (205) 353-9457

________________________________________
SOUTHERN UNITED MORTGAGE
FHA MORTGAGE DEPARTMENT
406 SECOND AVENUE WEST
ONEONTA, AL  35121
Phone: (205) 625-6338

________________________________________
SOUTHERN UNITY MORTGAGE
FHA MORTGAGE DEPARTMENT
181 WEST VALLEY AVE SUITE 102A
BIRMINGHAM, AL  35209
Phone: (205) 942-7862

________________________________________
SOUTHLAND BANK

3299 ROSS CLARK CIRCLE NW
DOTHAN, AL  36302
Phone: (205) 793-2499

________________________________________
SOUTHLAND BANK OF DOTHAN

3299 ROSS CLARK CIRCLE NW
DOTHAN, AL  36302
Phone: (205) 793-2499

________________________________________
SOUTHLAND NATIONAL INSURANCE C
BRANCH MANAGER
1812 UNIVERSITY BOULEVARD
TUSCALOOSA, AL  35401
Phone: (205) 951-1043

________________________________________
SOUTHTRUST BANK CENTRAL AL

101 JEFFERSON STREET
ALEXANDER CITY, AL  35010
Phone: (205) 329-0821

________________________________________
SOUTHTRUST BANK CULLMAN

300 2ND AVENUE SW
CULLMAN, AL  35055
Phone: (205) 734-5421

________________________________________
SOUTHTRUST BANK DECATUR
FHA MORTGAGE DEPARTMENT
254 E MOULTON STREET
DECATUR, AL  35601
Phone: (205) 350-4150

________________________________________
SOUTHTRUST BANK ETOWAH
FHA MORTGAGE DEPARTMENT
250 S SEVENTH STREET
GADSDEN, AL  35902
Phone: (205) 549-4360

________________________________________
SOUTHTRUST BANK SELMA
FHA MORTGAGE DEPARTMENT
2605 CITIZENS PARKWAY
SELMA, AL  36701
Phone: (205) 875-2121

________________________________________
SOUTHTRUST BANK WALKER COUNTY

2805 HIGHWAY 78 EAST
JASPER, AL  35501
Phone: (205) 221-5140

________________________________________
SOUTHTRUST BANK-SAN MOUNTAIN

BROAD STREET
BOAZ, AL  35957
Phone: (205) 593-8260

________________________________________
SOUTHTRUST MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
210 WILDWOOD PKWY SUITE 100
BIRMINGHAM, AL  35209
Phone: (205) 667-8100

________________________________________
STEWART AND COMPANY LLC
FHA MORTGAGE DEPARTMENT
3512 OLD MONTGOMERY HWY S 100
BIRMINGHAM, AL  35209
Phone: (205) 871-0483

________________________________________
STRAIGHT LINE MORTGAGE INC
FHA MORTGAGE DEPARTMENT
1572 MONTGOMERY HWY SUITE 204
BIRMINGHAM, AL  35216
Phone: (205) 949-4000

________________________________________
SYNOVUS MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
800 SHADES CREEK PKWY STE 375
BIRMINGHAM, AL  35209
Phone: (205) 803-4540

________________________________________
TAYLOR MORTGAGE INC
FHA MORTGAGE DEPARTMENT
830 BLOUNT AVENUE
GUNTERSVILLE, AL  35976
Phone: (256) 582-1125

________________________________________
TEACHERS RETIREMENT SYSTEM AL

135 SOUTH UNION ST
MONTGOMERY, AL  36130
Phone: (205) 832-4140

________________________________________
TEAM MORTGAGE LLC
FHA MORTGAGE DEPARTMENT
9430 PARKWAY EAST SUITE 7
BIRMINGHAM, AL  35215
Phone: (205) 833-2678

________________________________________
THE BANK
FHA MORTGAGE DEPARTMENT
17 NORTH 20TH STREET
BIRMINGHAM, AL  35203
Phone: (205) 326-3237

SOUTHTRUST BANK-SAN MOUNTAIN

BROAD STREET
BOAZ, AL  35957
Phone: (205) 593-8260

________________________________________
SOUTHTRUST MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
210 WILDWOOD PKWY SUITE 100
BIRMINGHAM, AL  35209
Phone: (205) 667-8100

________________________________________
STEWART AND COMPANY LLC
FHA MORTGAGE DEPARTMENT
3512 OLD MONTGOMERY HWY S 100
BIRMINGHAM, AL  35209
Phone: (205) 871-0483

________________________________________
STRAIGHT LINE MORTGAGE INC
FHA MORTGAGE DEPARTMENT
1572 MONTGOMERY HWY SUITE 204
BIRMINGHAM, AL  35216
Phone: (205) 949-4000

________________________________________
SYNOVUS MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
800 SHADES CREEK PKWY STE 375
BIRMINGHAM, AL  35209
Phone: (205) 803-4540

________________________________________
TAYLOR MORTGAGE INC
FHA MORTGAGE DEPARTMENT
830 BLOUNT AVENUE
GUNTERSVILLE, AL  35976
Phone: (256) 582-1125

________________________________________
TEACHERS RETIREMENT SYSTEM AL

135 SOUTH UNION ST
MONTGOMERY, AL  36130
Phone: (205) 832-4140

________________________________________
TEAM MORTGAGE LLC
FHA MORTGAGE DEPARTMENT
9430 PARKWAY EAST SUITE 7
BIRMINGHAM, AL  35215
Phone: (205) 833-2678

________________________________________
THE BANK
FHA MORTGAGE DEPARTMENT
17 NORTH 20TH STREET
BIRMINGHAM, AL  35203
Phone: (205) 326-3237

________________________________________
THE MORTGAGE GROUP INC
FHA MORTGAGE DEPARTMENT
8180 A US HIGHWAY 431
ALBERTVILLE, AL  35950
Phone: (205) 878-1122

________________________________________
TRADITIONAL MORTGAGE CORP ALA
FHA MORTGAGE DEPARTMENT
6337 COTTAGE HILL RD
MOBILE, AL  36609
Phone: (205) 661-5001

________________________________________
TROY BANK AND TRUST CO
FHA MORTGAGE DEPARTMENT
1000 US HIGHWAY 231 SOUTH
TROY, AL  36081
Phone: (205) 566-4000

________________________________________
UNITED SAVINGS BANK FSB

910 QUINTARD AVE
ANNISTON, AL  36201
Phone: (205) 237-6668

________________________________________
UNIVERSITY FEDERAL CREDIT UNION
FHA MORTGAGE DEPARTMENT
1400 SOUTH 20TH STREET
BIRMINGHAM, AL  35205
Phone: (205) 933-9933

________________________________________
VISION BANK
FHA MORTGAGE DEPARTMENT
2201 W 1ST STREET
GULF SHORES, AL  36547-4649
Phone: (334) 968-2600

________________________________________
W B PHILLIPS AND COMPANY

2118 4TH AVE NORTH
BIRMINGHAM, AL  35203
Phone: (000) 000-0000

________________________________________
WARRIOR MORTGAGE SERVICES INC
FHA MORTGAGE DEPARTMENT
2711 7TH STREET
TUSCALOOSA, AL  35401
Phone: (205) 759-1191

________________________________________
WEST ALABAMA BANK AND TRUST
FHA MORTGAGE DEPARTMENT
509 FIRST AVENUE WEST
REFORM, AL  35481
Phone: (205) 375-6261

________________________________________
WORLD MORTGAGE FINANCING LLC
MANAGING MEMBER
1531 BESSEMER ROAD
BIRMINGHAM, AL  35209
Phone: (205) 788-6391

________________________________________
WORTHINGTON MORTGAGE GROUP INC
FHA MORTGAGE DEPARTMENT
4040 BALMORAL DRIVE
HUNSTVILLE, AL  35801
Phone: (256) 536-5626

GREATER SOUTHWEST CORPORATION
POB 26339 EL PASO, TX  99999-9999 Phone: (000) 000-0000

GREGG AND VALBY LLP
GREGG AND VALBY, L.L.P. 1700 WEST LOOP SOUTH STE 260 HOUSTON, TX  77027 Phone: (713) 960-1377

GRIFFIN FINANCIAL MORTGAGE LLC
FHA MORTGAGE DEPARTMENT 1701 RIVER RUN SUITE 903 FORT WORTH, TX  76107 Phone: (817) 703-9081

GTS MORTGAGE INC
FHA MORTGAGE DEPARTMENT 8008 HIGHWAY 80 SUITE 105 FORT WORTH, TX  76116 Phone: (817) 528-7281

GUADALUPE ECONOMIC SERVICES CO
FHA MORTGAGE DEPARTMENT 1416 FIRST ST LUBBOCK, TX  79401 Phone: (806) 744-4416

GUARANTY BANK
FHA MORTGAGE DEPARTMENT 919 GILMER STREET SULPHUR SPRINGS, TX  75482 Phone: (000) 000-0000

GUARANTY FEDERAL SAVINGS BANK
FHA MORTGAGE DEPARTMENT 8333 DOUGLAS AVENUE 2ND FLOOR DALLAS, TX  75225 Phone: (214) 360-3360

GUARANTY RESIDENTIAL LENDING I
EXCEPTION LOAN AND AUDIT DEPT 1300 S MOPAC EXPWY AUSTIN, TX  78746 Phone: (512) 434-8546

GUARDIAN SAVINGS – LOAN ASSN
FHA MORTGAGE DEPARTMENT 10838 LEOPARD STREET CORPUS CHRISTI, TX  78410-2607 Phone: (512) 241-4263

GULF STATES MORTGAGE CORPORATI
FHA MORTGAGE DEPARTMENT 5206 FM 1960 WEST STE 210 HOUSTON, TX  77069 Phone: (281) 537-8999

HAMMERSMITH FINANCIAL CORP INC
FHA MORTGAGE DEPARTMENT 14614 FALLING CREEK STE-125 HOUSTON, TX  77068 Phone: (713) 893-4660

HARDIN SAVINGS AND LOAN ASSO
3625 SOUTHWEST FREEWAY HOUSTON, TX  77027 Phone: (713) 665-3748

HARTFORD MORTGAGE SERVICES INC
FHA MORTGAGE DEPARTMENT 18333 PRESTON RD STE 210 LB7 DALLAS, TX  75252 Phone: (214) 407-3698

HARTLAND MORTGAGE COMPANY LTD
DBA HORIZON MORTGAGE CO 1175 WEST BITTERS STE 102 SAN ANTONIO, TX  78216 Phone: (210) 490-1798

HEART O’ TEXAS SAVINGS ASSN
301 EAST WALLACE SAN SABA, TX  76877 Phone: (915) 372-5121

HEIGHTS MORTGAGE CONNECTION IN
FHA MORTGAGE DEPARTMENT 100 W CENTRAL TX EXPWY STE 309 HARKER HEIGHTS, TX  76548 Phone: (254) 699-6900

HENNESSY MORTGAGE GROUP INC
FHA MORTGAGE DEPARTMENT 904 N CROWLEY ROAD SUITE D CROWLEY, TX  76036 Phone: (817) 297-0310

HERITAGE MORTGAGE INC
FHA MORTGAGE DEPARTMENT 2127 WEST PARMER LANE AUSTIN, TX  78727 Phone: (512) 837-6381

HERITAGE SAVINGS BANK SSB
FHA MORTGAGE DEPARTMENT 102 W HIGH STREET TERRELL, TX  75160 Phone: (972) 563-2657

HERRING NATIONAL BANK
FHA MORTGAGE DEPARTMENT 2500 S COULTER STE 123 AMARILLO, TX  79106 Phone: (806) 358-3700

 

JEFFRESS AND JOHNSON LLC
DBA AMERICAN HOME LOANS 329 OAKS TRAIL SUITE 115 GARLAND, TX  75043 Phone: (972) 226-4005

JLM DIRECT FUNDING LTD
FHA MORTGAGE DEPARTMENT 7700 SAN FELIPE SUITE 220 HOUSTON, TX  77063 Phone: (713) 933-3400

JMC MORTGAGE COMPANY LTD
FHA MORTGAGE DEPARTMENT 200-C N HOUSTON AVENUE HUMBLE, TX  77338 Phone: (713) 895-6220

JNC MORTGAGE CO INC
FHA MORTGAGE DEPARTMENT 12300 MONTWOOD DRIVE EL PASO, TX  79938 Phone: (915) 855-4913

JONES – COX MTG CORP
3319 SOUTHLAND CENTER DALLAS, TX  75201 Phone: (000) 000-0000

JR MORTGAGE CORP
FHA MORTGAGE DEPARTMENT 202 W PEMBROKE AVENUE DALLAS, TX  75208 Phone: (214) 948-3300

JUBILEE MORTGAGE INC
FHA MORTGAGE DEPARTMENT 5787 SOUTH HAMPTON ROAD DALLAS, TX  75232 Phone: (214) 331-8585

JUDITH O SMITH MORTGAGE GROUP
FHA MORTGAGE DEPARTMENT 6125 INTERSTATE 20 STE 140 FT WORTH, TX  76132 Phone: (817) 294-7887

KAYAC MORTGAGE INC
FHA MORTGAGE DEPARTMENT 10260 WESTHEIMER SUITE 730 HOUSTON, TX  77042 Phone: (713) 952-0086

KELAIR INCORPORATED
DBA KELAIR MORTGAGE CORP 1101 S BROADWAY STE 120 CARROLLTON, TX  75006 Phone: (972) 242-7459

KELLIBROOK MORTGAGE PARTNERS L
FHA MORTGAGE DEPARTMENT 820 GESSNER SUITE 1425 HOUSTON, TX  77024 Phone: (713) 722-9550

KELLNER MORTGAGE INVESTMENTS L
DBA KMI 2828 TRINITY MILLS SUITE 340 CARROLLTON, TX  75006 Phone: (972) 416-9995

KELLY STEPHENS MORTGAGE INC
FHA MORTGAGE DEPARTMENT 5501 INDEPENDENCE PKWY STE 103 PLANO, TX  75023 Phone: (972) 596-1337

KEY MORTGAGE LINK INC
FHA MORTGAGE DEPARTMENT 4849 GREENVILLE AVE. STE. 1680 DALLAS, TX  75206 Phone: (214) 373-4545

KG ADAM INC
DBA ADAM MORTGAGE COMPANY 9525 KATY FREEWAY SUITE 120 HOUSTON, TX  77024 Phone: (713) 464-4848

KILLEEN SAVINGS AND LOAN ASSN
616 NORTH GRAY ST KILLEEN, TX  76541 Phone: (000) 000-0000

KINGSTON MORTGAGE COMPANY LTD
FHA MORTGAGE DEPARTMENT 13100 NORTHWEST FREEWY STE 200 HOUSTON, TX  77040 Phone: (713) 895-6228

KNOLLWEST FINANCIAL CORP
13105 NW FREEWAY SUITE 640 HOUSTON, TX  77040 Phone: (713) 939-9393

L AND M MORTGAGE INVESTORS INC
DBA STATEWIDE MORTGAGE LENDING 5555 FREDERICKSBURG RD STE 200 SAN ANTONIO, TX  78229 Phone: (210) 732-7227

L C MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT 4545 FULLER DRIVE SUITE 225 IRVING, TX  75038 Phone: (972) 650-0635

 

PACIFIC GROUP MORTGAGE INC
FHA MORTGAGE DEPARTMENT
5280 S EASTERN AVE SUITE G 2
LAS VEGAS, NV  89119
Phone: (702) 798-2019

PALMA CORPORATION
DBA VECTOR MORTGAGE COMPANY
2235 E FLAMINGO SUITE 205
LAS VEGAS, NV  89119
Phone: (702) 436-9494

PENNINGTON MORTGAGE INC
FHA MORTGAGE DEPARTMENT
8620 SOUTH EASTERN AVE
LAS VEGAS, NV  89123
Phone: (702) 798-0805

PHILADELPHIA FREEDOM CORP
FHA MORTGAGE DEPARTMENT
2080 E FLAMINGO ROAD SUITE 114
LAS VEGAS, NV  89119
Phone: (702) 454-1776

PREM MORTGAGE
DBA FIRST UNITED MORTGAGE
3311 SOUTH JONES BLVD STE 214
LAS VEGAS, NV  89145
Phone: (702) 362-3301

PROSERVE MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
2921 N TENAYA WAY SUITE 218
LAS VEGAS, NV  89128
Phone: (702) 947-4921

RCFC INC
FHA MORTGAGE DEPARTMENT
4550 WEST OAKEY BLVD STE 111-D
LAS VEGAS, NV  89102
Phone: (619) 245-6008

RED ROCK MORTGAGE
FHA MORTGAGE DEPARTMENT
810 S DURANGO DRIVE SUITE 105
LAS VEGAS, NV  89145
Phone: (702) 320-9595

REPUBLIC MORTGAGE LLC
FHA MORTGAGE DEPARTMENT
9580 W SAHARA AVE STE 200
LAS VEGAS, NV  89117
Phone: (702) 259-2500

RESIDENTIAL CAPITAL CORPORATIO
FHA MORTGAGE DEPARTMENT
601 S RANCHO DR STE A-10
LAS VEGAS, NV  89106
Phone: (702) 493-1527

RKS FINANCIAL SERVICES INC
DBA RKS MORTGAGE
6362 MCLEOD DRIVE SUITE 5
LAS VEGAS, NV  89120
Phone: (702) 736-6446

RNB INC
DBA CORNERSTONE MORTGAGE CO
7380 W SHARA STE 160
LAS VEGAS, NV  89117
Phone: (702) 873-2523

RYGAARD INC
DBA PROFESSIONAL MORTGAGE CO
4465 SOUTH JONES
LAS VEGAS, NV  89103
Phone: (702) 248-2400

SAHARA MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
2551 S FORT APACHE RD STE 101
LAS VEGAS, NV  89117
Phone: (702) 870-2425

SAVINGS AND LOAN ENTERPRISES I
DBA MORTGAGE SHOPPE
5000 E BONANZA RD STE Y-1
LAS VEGAS, NV  89110
Phone: (702) 459-7866

SIERRA COAST MORTGAGE
FHA MORTGAGE DEPARTMENT
917 TAHOE BLVD SUITE 302
INCLINE VILLAGE, NV  89450
Phone: (209) 477-0232

SILVER STATE FINANCIAL SRVCS
FHA MORTGAGE DEPARTMENT
2920 N GREEN VALLEY PKWY – 514
HENDERSON, NV  89014
Phone: (702) 898-3535

STANWELL MORTGAGE INC
FHA MORTGAGE DEPARTMENT
4100 W FLAMINGO SUITE 2600
LAS VEGAS, NV  89103
Phone: (702) 251-5440

STAR MORTGAGE INC
FHA MORTGAGE DEPARTMENT
4550 W OAKEY BLVD STE 111
LAS VEGAS, NV  89102-1506
Phone: (702) 877-4100

SUNBELT FIRST FINANCIAL INC
FHA MORTGAGE DEPARTMENT
8230 W CHARLESTON BLVD
LAS VEGAS, NV  89117
Phone: (702) 257-2700

SUNPOINT CORPORATION
DBA SUMMERLIN MORTGAGE CO
2400 S. CIMARRON RD. SUITE 130
LAS VEGAS, NV  89117
Phone: (702) 840-0039

TAHOE EXECUTIVE ENTERPRISES
DBA PARAGON MORTGAGE SERVICE
1664 HIGHWAY 395 SUITE 103
MINDEN, NV  89423
Phone: (775) 782-3814

TAYLLON MORTGAGE CORPORATION
DBA TAYLLON MORTGAGE
7465 W. LAKE MEAD BLVD. #230
LAS VEGAS, NV  89128
Phone: (702) 804-9400

US MORTGAGE
BRANCH MANAGER
2001 W CHARLESTON BLVD
LAS VEGAS, NV  89102
Phone: (702) 387-8660

US MORTGAGE
FHA MORTGAGE DEPARTMENT
5825 W SAHARA AVENUE
LAS VEGAS, NV  89102
Phone: (702) 387-8660

WESTERN CONSOLIDATED MORTGAGE
PREMIUMS OWING – NO PHONE
OUT OF BUSINESS
LAS VEGAS, NV  99999-9999
Phone: (702) 737-1102

WESTERN THRIFT AND LOAN
FHA MORTGAGE DEPARTMENT
3301 SOUTH VIRGINIA SUITE 202
RENO, NV  89502
Phone: (702) 829-2630

WEYERHAEUSER MTG CO NEVADA

501 SOUTH RACHO
LAS VEGAS, NV  89106
Phone: (702) 732-1344

CH MORTGAGE COMPANY I LTD
FHA MORTGAGE DEPARTMENT 4515 SETON CENTER PKWY STE 110 AUSTIN, TX  78759 Phone: (512) 502-0545

CHADWICK MORTGAGE INC
FHA MORTGAGE DEPARTMENT 5311 KIRBY DRIVE SUITE 202 HOUSTON, TX  77005-1339 Phone: (713) 523-4263

CHALLENGER MORTGAGE CORPORATIO
FHA MORTGAGE DEPARTMENT 908 TOWN AND COUNTRY BLVD 120 HOUSTON, TX  77024 Phone: (713) 984-7632

CHARTER SAVINGS AND LOAN ASSN
5155 FLYNN PARKWAY SUITE 500 CORPUS CHRISTI, TX  78411 Phone: (512) 854-9090

CHASE BANK TEXAS NATIONAL ASSO
FHA MORTGAGE DEPARTMENT 201 EAST MAIN STREET EL PASO, TX  79901 Phone: (915) 546-6766

CHOICE MORTGAGE INC
FHA MORTGAGE DEPARTMENT 4702 ROWLETT ROAD SUITE 102 ROWLETT, TX  75088 Phone: (972) 463-4412

CITIZENS FIRST BANK
MORTGAGE LOAN DEPARTMENT 3010 UNIVERSITY DRIVE NACOGDOCHES, TX  75961 Phone: (800) 542-2262

CITIZENS NATIONAL BANK
420 MAIN ST BOX 269 TEAGUE, TX  75860 Phone: (254) 739-2558

CITIZENS NATIONAL BANK
1 CARNEGIE BROWNWOOD, TX  76804-1629 Phone: (915) 643-3545

CITIZENS NATIONAL BANK
FHA MORTGAGE DEPARTMENT 200 NORTH ELM WAXAHACHIE, TX  75165 Phone: (214) 938-4300

CITIZENS STATE BANK
POB 600-222 MAIN SEALY, TX  77474 Phone: (409) 885-3571

CITY BANK
DBA CITY BANK MORTGAGE 8004 QUAKER AVENUE STE A LUBBOCK, TX  79424 Phone: (806) 780-5461

CITY EMPLOYEES CREDIT UNION
FHA MORTGAGE DEPARTMENT 7474 FERGUSON RD DALLAS, TX  75228 Phone: (214) 319-3000

CITY NATIONAL BANK
724 SOUTH POLK AMARILLO, TX  79101 Phone: (806) 374-2450

CITY NATIONAL BANK
FHA MORTGAGE DEPARTMENT 1800 E HUBBARD MINERAL WELLS, TX  76067 Phone: (817) 325-0761

CITY NATIONAL BANK
FHA MORTGAGE DEPARTMENT 116 W 3RD ST TAYLOR, TX  76574 Phone: (512) 352-8523

CITY NATIONAL BANK
FHA MORTGAGE DEPARTMENT 911 NW LOOP 281 LONGVIEW, TX  75604 Phone: (903) 295-4400

CLARITYBANK-COM NA
FHA MORTGAGE DEPARTMENT 727 EAST MAIN STREET UVALDE, TX  78801 Phone: (830) 278-1147

CMI MORTGAGE INC
FHA MORTGAGE DEPARTMENT 17750 PRESTON ROAD SUITE 130 DALLAS, TX  75252 Phone: (972) 818-6100

COASTAL BANC SSB
CBS MORTGAGE CORPORATION 5718 WESTHEIMER SUITE 400 HOUSTON, TX  77057 Phone: (713) 435-5700