Questions to Ask Before Applying for a Loan

Questions to Ask Before Applying for a Loan

Here are some important questions you need to ask yourself before applying for credit:

  • Do I need this?
  • Do I need this now?
  • Can I wait until I have cash to pay for it?
  • Can I get credit?
  • What is the total cost of the credit, including fees?
    • Can I afford the monthly payments?
    • What is APR?