Mortgage loan Lenders -Massachusetts-O to W

RADIUS FINANCIAL GROUP INC
FHA MORTGAGE DEPARTMENT
703 GRANITE ST SUITE 201
BRAINTREE, MA  02184
Phone: (781) 742-6500

READING CO-OPERATIVE BANK

180 HAVEN STREET
READING, MA  01867
Phone: (000) 000-0000

RELIANT MORTGAGE COMPANY LLC
EXECUTIVE VICE PRESIDENT
107 AUDUBON ROAD STE 22
WAKEFIELD, MA  01880
Phone: (781) 224-9938

RELOCATION FINANCIAL SER INC

120 LONGWATER DRIVE
NORWELL, MA  02061
Phone: (781) 871-4500

ROCKLAND TRUST CO
FHA MORTGAGE DEPARTMENT
8A STATION STREET
MIDDLEBORO, MA  02346
Phone: (617) 878-6100

ROCKPORT MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
2 BLACK BURN CENTER
GLOUCESTER, MA  01930
Phone: (978) 283-9208

SAFETY FUND NATINAL BANK
FHA MORTGAGE DEPARTMENT
470 MAIN ST
FITCHBURG, MA  01420
Phone: (508) 343-6400

SALEM FIVE CENTS SAVINGS BANK
OPERATIONS MANAGER
210 ESSEX STREET
SALEM, MA  01970
Phone: (800) 322-2265

SALEM FIVE MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
210 ESSEX STREET
SALEM, MA  01970
Phone: (508) 745-5555

SAUGUS FEDERAL CREDIT UNION
FHA MORTGAGE DEPARTMENT
448 LINCOLN AVENUE
SAUGUS, MA  01906
Phone: (781) 233-0010

SECURITY TRUST MORTGAGE CORPOR
FHA MORTGAGE DEPARTMENT
517 WALNUT STREET
SAUGUS, MA  01906
Phone: (781) 231-0337

SHAWMUT BANK FRANKLIN COUNTY

324 MAIN STREET
GREENFIELD, MA  01301
Phone: (000) 000-0000

SHERWOOD MORTGAGE GROUP INC
FHA MORTGAGE DEPARTMENT
ONE ARARAT STREET
WORCESTER, MA  01606
Phone: (508) 853-3000

SLADE MORTGAGE GROUP
FHA MORTGAGE DEPARTMENT
222 MAIIN STREET
FALMOUTH, MA  02540
Phone: (508) 548-0177

SOUTH SHORE BANK

1400 HANCOCK ST
QUINCY, MA  02169
Phone: (617) 847-3457

SOUTH SHORE SAVINGS BANK
VICE PRESIDENT-LOAN OFFICER
1530 MAIN STREET
WEYMOUTH, MA  02190
Phone: (617) 337-7800

SOUTHBRIDGE SAVINGS BANK

253-257 MAIN ST
SOUTHBRIDGE, MA  01550
Phone: (617) 765-9103

SPRINGFIELD INSTITUTION FOR SA
SIS MORTGAGE SUPORT DPT
1441 MAIN STREET
SPRINGFIELD, MA  01103
Phone: (413) 748-8000

STATE STREET BANK AND TRUST CO

225 FRANKLIN ST
BOSTON, MA  02101
Phone: (617) 664-5352

STEPSTONE MORTGAGE COMPANY INC
FHA MORTGAGE DEPARTMENT
31 ATLANTIC AVENUE
MARBLEHEAD, MA  01945
Phone: (617) 639-0047

STONEHAM CO-OPERATIVE BANK
FHA MORTGAGE DEPARTMENT
80 MONTVALE AVENUE
STONEHAM, MA  02180
Phone: (781) 438-0430

STONEHILL MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
164 DEAN STREET
TAUNTON, MA  02780-2714
Phone: (508) 828-1115

THE SAVINGS BANK
JOYCE LITTLEFIELD
357 MAIN ST
WAKEFIELD, MA  01880
Phone: (781) 246-0400

TOWNE AND COUNTRY MORTGAGE SVC
FHA MORTGAGE DEPARTMENT
1060 MAIN ST SUITE 1
MILLIS, MA  02054
Phone: (508) 376-8400

TRANS GLOBAL MORTGAGE SERVICES
FHA MORTGAGE DEPARTMENT
700 WEST CENTER STREET STE 1
WEST BRIDGEWATER, MA  02379
Phone: (508) 586-7099

TRUST MORTGAGE COMPANY INC
RESERVOIR PLACE
1601 TRAPELO ROAD
WALTHAM, MA  02451
Phone: (781) 466-8600

UNIBANK FOR SAVINGS
FHA MORTGAGE DEPARTMENT
49 CHURCH STREET
WHITINSVILLE, MA  01588
Phone: (508) 234-8112

UNION NATIONAL BANK LOWELL

POB 620
LOWELL, MA  01853
Phone: (617) 458-3151

UNION TRUST MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
5 ESSEX GREEN DRIVE 1ST FLOOR
PEABODY, MA  01960
Phone: (978) 532-6660

UNITED CO-OPERATIVE BANK
FHA MORTGAGE DEPARTMENT
95 ELM STREET
WEST SPRINGFIELD, MA  01089
Phone: (413) 787-1700

UNITED STATES TRUST COMPANY

40 COURT STREET
BOSTON, MA  02108
Phone: (617) 695-4725

UNLIMITED MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
227 CHELMSFORD STREET STE A
CHELMSFORD, MA  01824
Phone: (978) 256-9200

USTRUST
RESIDENTIAL MTG DIV
57 BEDFORD STREET
LEXINGTON, MA  02173
Phone: (800) 441-8782

VETERANS BENEFITS CLEARINGHOUS
FHA MORTGAGE DEPARTMENT
126 WARREN STREET
ROXBURY, MA  02119
Phone: (617) 541-8846

VIP MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
265 NEWBURY STREET
PEABODY, MA  01960
Phone: (978) 535-9242

WACHUSETT MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
45 STERLING STREET
WEST BOYLSTON, MA  01583
Phone: (508) 835-8803

WARREN FIVE CENTS SAVINGS BANK

10 MAIN ST
PEABODY, MA  01960
Phone: (617) 531-7400

WEBSTER FIVE CENTS SAVINGS BAN

136 THOMPSON RD
WEBSTER, MA  01570
Phone: (508) 943-9401

WESTBOROUGH SAVINGS BANK

100 EAST MAIN ST.
WESTBOROUGH, MA  01581
Phone: (508) 366-4111

WESTFIELD SAVINGS BANK
DBA WESTFIELD BANK
141 ELM STREET
WESTFIELD, MA  01085
Phone: (413) 568-1911

WEYMOUTH SAVINGS BANK
FHA MORTGAGE DEPARTMENT
11 FRONT ST
WEYMOUTH, MA  02188
Phone: (617) 337-2700

WINGATE REALTY FINANCE CORP
ONE CHARLES RIVER PLACE
63 KENDRICK STREET
NEEDHAM, MA  02494
Phone: (781) 707-9000

WINTER HILL FEDERAL SAVINGS BANK
FHA MORTGAGE DEPARTMENT
342 BROADWAY
SOMERVILLE, MA  02145
Phone: (617) 666-8600

WORONOCO SAVINGS BANK

31 COURT STREET
WESTFIELD, MA  01085
Phone: (413) 568-9141

Mortage Loan Lender –Washington -4

EXCEL FUNDING INC
FHA MORTGAGE DEPARTMENT
6108 NE HWY 99 SUITE 102
VANCOUVER, WA  98665
Phone: (360) 694-1500
 

EXCHANGE FINANCIAL NORTHWEST
3055 112TH AVE NE SUITE 100
BELLEVUE, WA  98004
Phone: (206) 827-5910
 

EXECUTIVE HOUSE INC
7517 GREENWOOD AVE N
SEATTLE, WA  98103
Phone: (206) 789-0707
 

FARMERS AND MERCHANTS BANK
FHA MORTGAGE DEPARTMENT
N 10 ARGONNE
SPOKANE, WA  99206
Phone: (509) 928-9600
 

FIDELITY CASCADE MORTGAGE
FHA MORTGAGE DEPARTMENT
4115 S MERIDIAN SUITE C
PUYALLUP, WA  98373
Phone: (206) 770-2445
 

FINANCIAL ADVANTAGE CORP
FHA MORTGAGE DEPARTMENT
809 W MAIN SUITE C
MONROE, WA  98272
Phone: (360) 805-4699
 

FIRST COLUMBIA MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
16000 BOTHELL EVERETT HWY 300
MILL CREEK, WA  98012
Phone: (425) 337-8030
 

FIRST COMMUNITY BANK
MORTGAGE MANAGER
721 COLLEGE STREET SE
LACEY, WA  98503
Phone: (360) 458-6440
 

FIRST FEDERAL SAVINGS ALA
FHA MORTGAGE DEPARTMENT
201 WELLS AVENUE SOUTH
RENTON, WA  98055
Phone: (206) 255-4400
 

FIRST HERITAGE BANK
FHA MORTGAGE DEPARTMENT
1810 EVERETT AVENUE
EVERETT, WA  98206
Phone: (425) 303-1800
 

FIRST INDY MORTGAGE COMPANY
FHA MORTGAGE DEPARTMENT
1207 WASHINGTON STREET
VANCOUVER, WA  98660
Phone: (360) 699-4213
 

FIRST MUTUAL BANK
PAMELA S DREXLER
16900 REDMOND WAY
REDMOND, WA  98052
Phone: (206) 885-7724
 

FIRST MUTUAL SAVINGS BANK
FHA MORTGAGE DEPARTMENT
400 108TH AVENUE NE
BELLEVUE, WA  98004
Phone: (425) 455-7300
 

FIRST NORTHWEST MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
3535 FACTORIA BLVD SE STE 520
BELLEVUE, WA  98006
Phone: (425) 562-9200
 

FIRST SAVINGS BANK WASHINGTON
FHA MORTGAGE DEPARTMENT
1ST AND ALDER STREETS
WALLA WALLA, WA  99362
Phone: (509) 525-8520
 

FRONTIER BANK
FHA MORTGAGE DEPARTMENT
332 SW EVERETT MALL WAY
EVERETT, WA  98204
Phone: (206) 514-0797
 

FRONTIER FEDERAL SAVINGS ALA
FHA MORTGAGE DEPARTMENT
16 SOUTH 2ND STREET
WALLA WALLA, WA  99362
Phone: (509) 527-3300
 

GATEWAY MORTGAGE COMPANY
FHA MORTGAGE DEPARTMENT
1833 N 105TH SUITE 101
SEATTLE, WA  98133
Phone: (206) 527-2339
 

GENERAL SECURITY LIFE CO
LIFE INSURANCE CO AMERICA
POB3643
BELLEVUE, WA  98009
Phone: (206) 522-4288
 

GLOBAL CREDIT UNION
FHA MORTGAGE DEPARTMENT
1520 W THIRD AVE BX 3200
SPOKANE, WA  99220-3200
Phone: (509) 838-6171

 

Mortgage loan Lenders -Kansas-M-W

MERRLIN MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
10985 CODY SUITE 110
OVERLAND PARK, KS  66210
Phone: (913) 338-5880

METMORE FINANCIAL INC

9225 INDIAN CREEK PKWY 300
OVERLAND PARK, KS  66210
Phone: (913) 661-0555

METROPOLITAN FEDERAL BANK FSB

715 MERCHANT
EMPORIA, KS  66801
Phone: (316) 342-1832

MID AMERICA BANK
FHA MORTGAGE DEPARTMENT
500 MAIN
ESBON, KS  66941
Phone: (785) 725-3663

MIDLAND NATIONAL BANK
FHA MORTGAGE DEPARTMENT
527 MAIN
NEWTON, KS  67114
Phone: (316) 283-1700

MILLCREEK HOME LOANS INC
FHA MORTGAGE DEPARTMENT
6342 LONG SUITE J
SHAWNEE, KS  66216
Phone: (913) 248-8080

MORTGAGE ALLIANCE CORP
FHA MORTGAGE DEPARTMENT
11036 OAKMONT
OVERLAND PARK, KS  66210
Phone: (913) 451-1060

MORTGAGE CENTRE LC

727 NO WACO SUITE 140
WICHITA, KS  67203
Phone: (316) 264-5445

MORTGAGE COMPANY
FHA MORTGAGE DEPARTMENT
155 NORTH 7TH
SALINA, KS  67401
Phone: (785) 825-8100

MORTGAGE INVESTMENT SERVICES
FHA MORTGAGE DEPARTMENT
25055 W. VALLEY PKWY, STE 108
OLATHE, KS  66061
Phone: (913) 390-1010

MORTGAGE INVESTMENT TRUST CORP
FHA MORTGAGE DEPARTMENT
5200 W 94TH TERRACE, STE 206
PRAIRIE VILLAGE, KS  66207
Phone: (913) 648-8010

MORTGAGE LENDERS INC
FHA MORTGAGE DEPARTMENT
302 S CLAIRBORNE
OLATHE, KS  66062
Phone: (913) 390-1100

MORTGAGE LENDERS OF AMERICA LL
FHA MORTGAGE DEPARTMENT
8400 WEST 110TH SUITE 130
OVERLAND PARK, KS  66210
Phone: (913) 491-4299

MORTGAGE PLUS INC
FHA MORTGAGE DEPARTMENT
6750 W 93RD STREET SUITE 130
OVERLAND PARK, KS  66212
Phone: (913) 312-3200

MORTGAGE SOURCES CORP
FHA MORTGAGE DEPARTMENT
10540 METCALF LANE
OVERLAND PARK, KS  66212
Phone: (913) 642-3434

MORTGAGES UNLIMITED INC
FHA MORTGAGE DEPARTMENT
303 N KANSAS SUITE 106
LIBERAL, KS  67901
Phone: (316) 624-7617

MUTUAL MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
9200 GLENWOOD SUITE 102
OVERLAND PARK, KS  66212
Phone: (913) 341-3800

NATIONAL BANK ANDOVER
FHA MORTGAGE DEPARTMENT
225 WEST CENTRAL
ANDOVER, KS  67002
Phone: (316) 733-5041

NOVASTAR HOME MORTGAGE INC
FHA MORTGAGE DEPARTMENT
1901 WEST 47TH PL STES 100-105
WESTWOOD, KS  66205
Phone: (888) 777-8739

NOVASTAR MORTGAGE INC
FHA MORTGAGE DEPARTMENT
1900 W 47TH PLACE STE 205
WESTWOOD, KS  66205
Phone: (913) 362-1090

OAK PARK BANK
FHA MORTGAGE DEPARTMENT
11111 W 95TH STREET
OVERLAND PARK, KS  66214
Phone: (913) 492-7500

P AND L ENTERPRISES, INC
DBA FINANCIAL RESOURCES
3500 N ROCK RD BLDG 200
WICHITA, KS  67226
Phone: (316) 636-1035

PATRONS MORTGAGE COMPANY
FHA MORTGAGE DEPARTMENT
14151 SOUTH MURLEN
OLATHE, KS  66062
Phone: (913) 780-5716

PEOPLES BANK AND TRUST COMPANY

101 SOUTH MAIN
MCPHERSON, KS  67460
Phone: (316) 241-2100

PEOPLES NATIONAL BANK

300 N KANSAS
LIBERAL, KS  67901
Phone: (316) 624-2574

PEOPLES NATIONAL BANK
FHA MORTGAGE DEPARTMENT
7810 W 151ST STREET
OVERLAND PARK, KS  66223
Phone: (913) 897-4949

PEOPLES NATIONAL BK AND TR

POB 8 434 S MAIN
OTTAWA, KS  66067
Phone: (913) 897-4949

PEOPLES STATE BANK

13 NORTH MAIN ST
ELLINWOOD, KS  67526
Phone: (316) 564-2010

PLAZA LANE MORTGAGE INV CO INC
H824
1228 HALF SE LOUIS DRIVE
MULVANE, KS  67110
Phone: (316) 777-2200

PRAIRIE STATE BANK

512 STATE STREET
AUGUSTA, KS  67010
Phone: (316) 755-5434

PREMIER BANK
FHA MORTGAGE DEPARTMENT
15301 W 87TH STREET PRWY
LENEXA, KS  66219-1402
Phone: (913) 888-8490

PRIORITY MTGE CORP OF WICHITA

900 NORTH TYLER ROAD SUITE 12
WICHITA, KS  67212
Phone: (316) 721-7700

PROFESSIONAL MORTGAGE COMPANY
FHA MORTGAGE DEPARTMENT
804 W. MCARTOR RD., SUITE
DODGE CITY, KS  67801
Phone: (316) 225-1375

RAILROAD SAVINGS BANK FSB
FHA MORTGAGE DEPARTMENT
110 SOUTH MAIN SUITE 900
WICHITA, KS  67202
Phone: (316) 269-0300

SECURITY BANK KANSAS CITY
FHA MORTGAGE DEPARTMENT
1 SECURITY PLAZA
KANSAS CITY, KS  66117
Phone: (913) 621-8471

SECURITY SAVINGS AND LOAN ASSN

317 SOUTH SANTA FE
SALINA, KS  67401
Phone: (913) 825-8241

SECURITY SAVINGS BANK FSB
FHA MORTGAGE DEPARTMENT
317 SOUTH SANTA FE
SALINA, KS  67401
Phone: (913) 825-8241

SOUTHGATE BANK
FHA MORTGAGE DEPARTMENT
7600 STATE LINE
PRAIRIE VILLAGE, KS  66208-3701
Phone: (913) 649-5200

SOUTHWEST MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
8249 W 95TH STREET SUITE 107
OVERLAND PARK, KS  66212
Phone: (913) 341-4400

STRAWN STATE BANK
STRAWN STATE BANK
600 NORTH FOURTH
BURLINGTON, KS  66839
Phone: (316) 364-8472

TEAM BANK NA
FHA MORTGAGE DEPARTMENT
1 SOUTH PEARL ST
PAOLA, KS  66071
Phone: (913) 557-4311

TOTAL MORTGAGE SERVICES LLC
FHA MORTGAGE DEPARTMENT
150 N MARKET
WICHITA, KS  67202
Phone: (316) 262-6400

UNION STATE BANK OF EVEREST
DBA BANK OF ATCHISON USB
701 KANSAS AVENUE
ATCHISON, KS  66002
Phone: (913) 367-2400

UNITED KANSAS BANK AND TRUST

8600 WEST 63RD ST
MERRIAM, KS  66202
Phone: (913) 362-5500

VALLEY VIEW STATE BANK

7500 WEST 95TH ST.
OVERLAND PARK, KS  66212
Phone: (913) 381-3311

VICTORIA MORTGAGE COMPANY
FHA MORTGAGE DEPARTMENT
5225 WEST 75TH STREET
PRAIRIE VILLAGE, KS  66208
Phone: (913) 383-3500

WESTERN NATIONAL BANK
FHA MORTGAGE DEPARTMENT
201 SOUTH 4TH STREET
BURLINGTON, KS  66839
Phone: (316) 364-8875

WESTERN STATE BANK GARDEN CITY
FHA MORTGAGE DEPARTMENT
1500 E KANSAS AVE
GARDEN CITY, KS  67846
Phone: (316) 275-4128

WICHITA FEDERAL SAVINGS AND LN

340 S BROADWAY
WICHITA, KS  67202
Phone: (316) 383-8467

WICHITA STATE BANK
LARRY G BURNS SR VP
POB 634
WICHITA, KS  67201
Phone: (316) 263-9191

WYANDOTTE BANK

7804 STATE AVE
KANSAS CITY, KS  66112
Phone: (913) 299-9700

Mortage Loan Lender Rhode Island-1

AAA SOUTHERN NEW ENGLAND BANK
FHA MORTGAGE DEPARTMENT
110 ROYAL LITTLE DRIVE
PROVIDENCE, RI  02904-1863
Phone: (401) 868-2045
 

ACTION MORTGAGE
FHA MORTGAGE DEPARTMENT
1020 PARK AVENUE
CRANSTON, RI  02910
Phone: (401) 943-7300
 

ADVANCED FINANCIAL SERVICES IN
FHA MORTGAGE DEPARTMENT
25 ENTERPRISE CENTER
NEWPORT, RI  02842
Phone: (401) 846-3100
 

AMERICAN EAGLE MORTGAGE CO INC
FHA MORTGAGE DEPARTMENT
2181 POST ROAD
WARWICK, RI  02886
Phone: (401) 734-4455
 

BANK OF NEWPORT
FHA MORTGAGE DEPARTMENT
500 WEST MAIN ROAD
MIDDLETOWN, RI  02842
Phone: (401) 846-3400
 

CAMERON RESIDENTIAL MTG CO
FHA MORTGAGE DEPARTMENT
5600 POST ROAD STE 123
EAST GREENWICH, RI  02818
Phone: (401) 885-9400
 

CAPITAL MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
655 MAIN STREET SUITE 202
EAST GREENWICH, RI  02818
Phone: (401) 884-1860
 

CENTREVILLE SAVINGS BANK
PRESIDENT
1218 MAIN STREET
WEST WARWICK, RI  02893
Phone: (401) 821-9100
 

CHOICE FUNDING CORPORATION
FHA MORTGAGE DEPARTMENT
1130 TEN ROD RD BLDG F 102-103
NORTH KINGSTOWN, RI  02852
Phone: (401) 294-3987
 

CITIZENS MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
10 TRIPPS LANE
RIVERSIDE, RI  02915
Phone: (401) 456-7000
 

COASTWAY CREDIT UNION
FHA MORTGAGE DEPARTMENT
10 GREENE STREET
PROVIDENCE, RI  02903
Phone: (401) 455-3200
 

COLUMBUS CREDIT UNION
FHA MORTGAGE DEPARTMENT
560 MAIN STREET
WARREN, RI  02885
Phone: (401) 245-3800
 

CREDIT NORTHEAST INC
815 RESERVOIR AVENUE
CRANSTON, RI  02910
Phone: (401) 946-1222
 

CUSTOM HOME LOAN CORP
FHA MORTGAGE DEPARTMENT
1769 ELMWOOD AVENUE
WARWICK, RI  02888-1103
Phone: (401) 781-9100
 

DIAMOND FUNDING CORPORATION
FHA MORTGAGE DEPARTMENT
872 PARK AVENUE
CRANSTON, RI  02910
Phone: (401) 941-3770
 

DISCOUNT MORTGAGE CENTER INC
FHA MORTGAGE DEPARTMENT
68 CUMBERLAND ST SUITE 200
WOONSOCKET, RI  02895
Phone: (401) 769-4979
 

DOMESTIC BANK
TITLE II ADMINISTRATOR
815 RESERVOIR AVENUE
CRANSTON, RI  02910
Phone: (401) 943-1600
 

DREAM HOUSE MORTGAGE CORPORATI
FHA MORTGAGE DEPARTMENT
385 SOUTH MAIN STREET
PROVIDENCE, RI  02903
Phone: (401) 459-3900
 

FAMILY FUNDING CORPORATION
FHA MORTGAGE DEPARTMENT
1408 ATWOOD AVENUE
JOHNSTON, RI  02919
Phone: (401) 943-4550
 

FINANCIAL DYNAMICS MORTGAGE CO
FHA MORTGAGE DEPARTMENT
1549 PLAINFIELD PIKE
JOHNSTON, RI  02919
Phone: (401) 464-4610

 

Loan / Mortgage Brokers

What is a Loan / Mortgage Broker?

A loan/mortgage broker acts as a third party to secure a loan for the consumer. When you engage a broker there will be an extra fee for his services.

Brokers typically get paid in two ways: the fees, or points, and an often-overlook rebate that brokers receive from the lender. This back-door rebate is paid when brokers successfully sell you a loan with an above-average interest rate. Other times, rebates are paid for including a prepayment penalty clause or some other lender-friendly feature.

For example, if a broker can sell you a fixed-rate loan at 8.1 percent when the average rate is 7.8%, the broker might earn an addition 1% in fees. The rebate is paid by the lender, but the costs are passed to you in the form of a higher rate.

Brokers are required to disclose the rebate before you sign the paperwork, but it doesn’t have to be a part of the good-faith estimate of loan costs you receive upon application. In the final disclosure form, it may be listed ambiguously as a “yield spread premium.”

There’s nothing improper about the rebate, as long as you know about it. Remember to ask. Take the rebate into account when negotiating with the broker over his fee. If you are paying the broker a 2% loan fee up front, and the lender is paying him another 1% rebate, that’s a 3% fee, which is pretty high. Ask the broker to reduce your interest rate or fees.

How Much Should a Broker get?

The size of the fee varies based on the loan size, but 1% to 2% of the loan amount is usually enough. Take into account how complicated your loan is. If you barely qualify and the loan officer has to scramble for approval, a higher fee may be appropriate. For a no-hassle refinance, you should expect to pay less. Generally speaking, if a broker is pocketing more than 2% in profits (including the rebate, but not “hard costs” like appraisal, credit, title, etc), you deserve an explanation.

Scams

Consumers looking for a loan should avoid the “advance fee” loan broker sometimes listed in the classified ads of newspapers and free publications.

Collecting brokerage fees in advance of making the loan is illegal in Indiana. So, right off there is a clue that the broker may not be on the level. Much more important, most if not all have never gotten a loan through one of those operators.

The scam works basically like this: The scam artist runs an ad offering consolidation loans and includes a toll-free telephone number. The prospective borrower calls and the scam artist takes some credit information then promises to call back. After a delay of perhaps an hour, the borrower gets a call back full of good news: the loan has been approved, usually at a very favorable rate and with a monthly payment that the borrower can handle. The scam artist then says he/she needs a certain amount of money—ranging from a few hundred to almost two thousand dollars—as a fee before the loan can be disbursed. The money must be sent as a cashiers check or money order and by Federal Express or United Parcel Service. Once the victim has sent the money, there is no loan and no further contact.

The problem lies in evasiveness, skillful fraud, and even an international border. Some of the companies are from Canada, presumably so there will be little or no involvement of law enforcement from the United States. People who send money find that the company’s telephone is no longer in service just a few days later and there is not a government agency to help. Every regulator and law enforcement official has said “We simply can’t catch up with them.”

Caution and common sense are the best defenses against being victimized. First, if you are creditworthy, there are hundred of lenders in this State who are happy to service you. If you are not creditworthy, sending your money hundreds of miles and to a foreign country isn’t going to help. Second, the advance fee and the Canadian address are dead giveaways that something isn’t right.

Mortgage loan Lenders -New York-T to W

TAM EQUITY CORPORATION
DBA HOMETRUST MORTGAGE BANKERS
60 OAK DRIVE
SYOSSET, NY  11791-4620
Phone: (516) 921-0040

TCIF LLC
MANAGING OFCR-TRUMAN CAP INV
200 BUSINESS PARK DR-STE 103
ARMONK, NY  10504
Phone: (914) 730-7000

TCT FEDERAL CREDIT UNION
FHA MORTGAGE DEPARTMENT
930 RTE 146
CLIFTON PARK, NY  12065
Phone: (518) 383-0106

TEE PEE THE MORTGAGE CORP

629 ROUTE 112
PATCHOGUE, NY  11772
Phone: (516) 289-5300

TERRITORY INC

7374 PITTSFORD PALMYRA ROAD
FAIRPORT, NY  14450
Phone: (716) 223-7777

TITAN FINANCIAL SERVICES INC
FHA MORTGAGE DEPARTMENT
111 SMITHTOWN BYPASS STE 105
HAUPPAUGE, NY  11788
Phone: (631) 360-3522

TRI-STATE FUNDING OF NEW YORK
FHA MORTGAGE DEPARTMENT
2526 WALLACE AVENUE
BRONX, NY  10467
Phone: (718) 652-6900

TRIBECA LENDING CORPORATION
FHA MORTGAGE DEPARTMENT
99 HUDSON STREET FLOOR 2
NEW YORK, NY  10013
Phone: (212) 431-8686

TRIBECA MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
1979 MARCUS AVE SUITE 210
LAKE SUCCESS, NY  11042
Phone: (516) 622-2277

TRISTAR MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
513 FOREST AVENUE
STATEN ISLAND, NY  10310
Phone: (718) 720-8600

TROY SAVINGS BANK
FHA MORTGAGE DEPARTMENT
32 SECOND STREET
TROY, NY  12180
Phone: (518) 270-3200

U S A MORTGAGE BANKERS AMERICA
FHA MORTGAGE DEPARTMENT
3075 VETERANS MEMORIAL HWY
RONKONKOMA, NY  11779
Phone: (516) 585-0400

U S BANK NA
COMPLIANCE AND CONTROL
100 WALL STREET-SUITE 1600
NEW YORK, NY  10005
Phone: (212) 361-2500

U S COAST GUARD THIRD DIST

CIVIL ENG BR BLDG 107
GOVERNOR’S ISLAND, NY  10004
Phone: (000) 000-0000

UBS WARBURG REAL ESTATE INVEST
FHA MORTGAGE DEPARTMENT
1285 AVENUE OF AMERICAS 19TH F
NEW YORK, NY  10019
Phone: (212) 713-8607

ULSTER SAVINGS BANK
FHA MORTGAGE DEPARTMENT
180 SCHWENK DRIVE
KINGSTON, NY  12401
Phone: (914) 338-6322

ULSTER SAVINGS BANK
LISA A SCHATZEL
180 SCHWENK DRIVE
KINGSTON, NY  12401
Phone: (914) 338-6322

UNION MORTGAGE CORPORATION

50 CLINTON ST.
HEMPSTEAD, NY  11550
Phone: (000) 000-0000

UNION MUTUAL MORTGAGE ACCEPTAN
FHA MORTGAGE DEPARTMENT
6800 JERICHO TURNPIKE STE 204E
SYOSSET, NY  11791
Phone: (516) 921-2600

UNIONFEDERAL MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
25 SMITH STREET SUITE 204
NANUET, NY  10954
Phone: (845) 624-3200

UNITED FUNDING GROUP CORP
FHA MORTGAGE DEPARTMENT
200 13 32ND AVENUE
BAYSIDE, NY  11361
Phone: (718) 352-8484

UNITED MORTGAGE BROKERAGE INC
FHA MORTGAGE DEPARTMENT
1065 OLD COUNTRY ROAD STE 205
WESTBURY, NY  11590
Phone: (516) 334-7600

UNITED MORTGAGE CORP
UNITED MORTGAGE CORP
800 VETERANS MEMORIAL HIGHWAY
HAUPPAUGE, NY  11788
Phone: (516) 724-7070

UNITED NATIONAL MORTGAGE LLC
FHA MORTGAGE DEPARTMENT
300 SOUTH LAKE DRIVE SUITE 340
FISHKILL, NY  12524
Phone: (800) 992-9301

UNITED NORTHERN FSB

418 WASHINGTON ST
WATERTOWN, NY  13601
Phone: (315) 782-4400

UNITED NORTHERN MORTGAGE BANKE
FHA MORTGAGE DEPARTMENT
3017 HEMPSTEAD TPKE
LEVITTOWN, NY  11756
Phone: (516) 520-5700

UNITED STATES TRUST CO NY
CORPORATE SECRETARY OFFICE
114 WEST 47TH ST
NEW YORK, NY  10036
Phone: (212) 852-1000

US MORTGAGE CORPORATION
DBA MORTGAGE CONCEPTS
4170 VETERAN MEMOR HWY STE 201
BOHEMIA, NY  11716
Phone: (516) 580-2600

USA FINANCIAL RESOURCES INC
DBA CHOICE HOME MTG SRVS
66 MEDFORD AVENUE
PATCHOGUE, NY  11772
Phone: (516) 758-9200

VALLEY MORTGAGE CO INC
FHA MORTGAGE DEPARTMENT
2 EAST COURT STREET
HUDSON, NY  12534
Phone: (518) 828-0185

VERTICAL LEND INC
DBA MORTGAGE WAREHOUSE
HUNTINGTON QUADRANGLE S-303N
MELVILLE, NY  11747
Phone: (631) 755-8003

VETERANS AFFAIRS DEPARTMENT
LOAN GUARANTY DIVISION
245 WEST HOUSTON STREET
NEW YORK, NY  10014
Phone: (212) 807-4054

VICTORY CAPITAL LIMITED
FHA MORTGAGE DEPARTMENT
8645 BAY PARKWAY
BROOKLYN, NY  11214
Phone: (718) 449-1100

WALKFORD FUNDING INC
FHA MORTGAGE DEPARTMENT
81 WINANT PLACE SUITE 2C
STATEN ISLAND, NY  10309
Phone: (718) 948-0858

WALL STREET MORTGAGE BANKERS
DBA POWER EXPRESS
1010 NORTHERN BLVD SUITE 316
GREAT NECK, NY  11021
Phone: (516) 466-0303

WALLKILL VALLEY FED SAV LOAN A
FHA MORTGAGE DEPARTMENT
23 WALLKILL AVE
WALLKILL, NY  12589
Phone: (914) 895-2051

WARWICK SAVINGS BANK

18 OAKLAND AVE
WARWICK, NY  10990
Phone: (845) 986-2206

WATERTOWN SAVINGS BANK

111 CLINTON ST
WATERTOWN, NY  13601
Phone: (315) 788-7100

WCTA FEDERAL CREDIT UNION
FHA MORTGAGE DEPARTMENT
10 BENTON PLACE
SODUS, NY  14551
Phone: (800) 724-9282

WIRTH AND CO LTD PARTNERSHIP
FHA MORTGAGE DEPARTMENT
782 JEFFERSON HILL RD
NASSAU, NY  12123
Phone: (518) 766-2530

WITHERS AND COMPANY
FHA MORTGAGE DEPARTMENT
145 HUGUENOT STREET SUITE 109
NEW ROCHELLE, NY  10801
Phone: (914) 633-4100

WYATT FUNDING CORP
FHA MORTGAGE DEPARTMENT
22 WRIGHTS MILL RD
ARMONK, NY  10504
Phone: (914) 273-5103

WYOMING COUNTY BANK

55 NORTH MAIN STREET
WARSAW, NY  14569
Phone: (716) 786-3131

YONKERS SAVINGS AND LOAN ASSN
FHA MORTGAGE DEPARTMENT
6 EXECUTIVE PLAZA
YONKERS, NY  10701
Phone: (914) 965-2500

Maximum Loan Limits for Loans Originated in Fiscal Year 2011-Oklahoma-OK

 

Fannie Mae and Freddie Mac Maximum Loan Limits for Loans Originated in
Fiscal Year 2011 (10/1/2010-9/30/2011)

These limits were determined under Public Law Number 111-242, which sets maximum loan limits equal to the higher of the maximum limits determined under the Economic Stimulus Act of 2008 and the Housing and Economic Recovery Act of 2008.
FIPS State Code FIPS County Code County Name CBSA Number State One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
40 001 ADAIR 99999 OK $417,000 $533,850 $645,300 $801,950
40 003 ALFALFA 99999 OK $417,000 $533,850 $645,300 $801,950
40 005 ATOKA 99999 OK $417,000 $533,850 $645,300 $801,950
40 007 BEAVER 99999 OK $417,000 $533,850 $645,300 $801,950
40 009 BECKHAM 21120 OK $417,000 $533,850 $645,300 $801,950
40 011 BLAINE 99999 OK $417,000 $533,850 $645,300 $801,950
40 013 BRYAN 20460 OK $417,000 $533,850 $645,300 $801,950
40 015 CADDO 99999 OK $417,000 $533,850 $645,300 $801,950
40 017 CANADIAN 36420 OK $417,000 $533,850 $645,300 $801,950
40 019 CARTER 11620 OK $417,000 $533,850 $645,300 $801,950
40 021 CHEROKEE 45140 OK $417,000 $533,850 $645,300 $801,950
40 023 CHOCTAW 99999 OK $417,000 $533,850 $645,300 $801,950
40 025 CIMARRON 99999 OK $417,000 $533,850 $645,300 $801,950
40 027 CLEVELAND 36420 OK $417,000 $533,850 $645,300 $801,950
40 029 COAL 99999 OK $417,000 $533,850 $645,300 $801,950
40 031 COMANCHE 30020 OK $417,000 $533,850 $645,300 $801,950
40 033 COTTON 99999 OK $417,000 $533,850 $645,300 $801,950
40 035 CRAIG 99999 OK $417,000 $533,850 $645,300 $801,950
40 037 CREEK 46140 OK $417,000 $533,850 $645,300 $801,950
40 039 CUSTER 48220 OK $417,000 $533,850 $645,300 $801,950
40 041 DELAWARE 99999 OK $417,000 $533,850 $645,300 $801,950
40 043 DEWEY 99999 OK $417,000 $533,850 $645,300 $801,950
40 045 ELLIS 99999 OK $417,000 $533,850 $645,300 $801,950
40 047 GARFIELD 21420 OK $417,000 $533,850 $645,300 $801,950
40 049 GARVIN 99999 OK $417,000 $533,850 $645,300 $801,950
40 051 GRADY 36420 OK $417,000 $533,850 $645,300 $801,950
40 053 GRANT 99999 OK $417,000 $533,850 $645,300 $801,950
40 055 GREER 99999 OK $417,000 $533,850 $645,300 $801,950
40 057 HARMON 99999 OK $417,000 $533,850 $645,300 $801,950
40 059 HARPER 99999 OK $417,000 $533,850 $645,300 $801,950
40 061 HASKELL 99999 OK $417,000 $533,850 $645,300 $801,950
40 063 HUGHES 99999 OK $417,000 $533,850 $645,300 $801,950
40 065 JACKSON 11060 OK $417,000 $533,850 $645,300 $801,950
40 067 JEFFERSON 99999 OK $417,000 $533,850 $645,300 $801,950
40 069 JOHNSTON 99999 OK $417,000 $533,850 $645,300 $801,950
40 071 KAY 38620 OK $417,000 $533,850 $645,300 $801,950
40 073 KINGFISHER 99999 OK $417,000 $533,850 $645,300 $801,950
40 075 KIOWA 99999 OK $417,000 $533,850 $645,300 $801,950
40 077 LATIMER 99999 OK $417,000 $533,850 $645,300 $801,950
40 079 LE FLORE 22900 OK $417,000 $533,850 $645,300 $801,950
40 081 LINCOLN 36420 OK $417,000 $533,850 $645,300 $801,950
40 083 LOGAN 36420 OK $417,000 $533,850 $645,300 $801,950
40 085 LOVE 11620 OK $417,000 $533,850 $645,300 $801,950
40 087 MCCLAIN 36420 OK $417,000 $533,850 $645,300 $801,950
40 089 MCCURTAIN 99999 OK $417,000 $533,850 $645,300 $801,950
40 091 MCINTOSH 99999 OK $417,000 $533,850 $645,300 $801,950
40 093 MAJOR 99999 OK $417,000 $533,850 $645,300 $801,950
40 095 MARSHALL 99999 OK $417,000 $533,850 $645,300 $801,950
40 097 MAYES 99999 OK $417,000 $533,850 $645,300 $801,950
40 099 MURRAY 99999 OK $417,000 $533,850 $645,300 $801,950
40 101 MUSKOGEE 34780 OK $417,000 $533,850 $645,300 $801,950
40 103 NOBLE 99999 OK $417,000 $533,850 $645,300 $801,950
40 105 NOWATA 99999 OK $417,000 $533,850 $645,300 $801,950
40 107 OKFUSKEE 99999 OK $417,000 $533,850 $645,300 $801,950
40 109 OKLAHOMA 36420 OK $417,000 $533,850 $645,300 $801,950
40 111 OKMULGEE 46140 OK $417,000 $533,850 $645,300 $801,950
40 113 OSAGE 46140 OK $417,000 $533,850 $645,300 $801,950
40 115 OTTAWA 33060 OK $417,000 $533,850 $645,300 $801,950
40 117 PAWNEE 46140 OK $417,000 $533,850 $645,300 $801,950
40 119 PAYNE 44660 OK $417,000 $533,850 $645,300 $801,950
40 121 PITTSBURG 32540 OK $417,000 $533,850 $645,300 $801,950
40 123 PONTOTOC 10220 OK $417,000 $533,850 $645,300 $801,950
40 125 POTTAWATOMIE 43060 OK $417,000 $533,850 $645,300 $801,950
40 127 PUSHMATAHA 99999 OK $417,000 $533,850 $645,300 $801,950
40 129 ROGER MILLS 99999 OK $417,000 $533,850 $645,300 $801,950
40 131 ROGERS 46140 OK $417,000 $533,850 $645,300 $801,950
40 133 SEMINOLE 99999 OK $417,000 $533,850 $645,300 $801,950
40 135 SEQUOYAH 22900 OK $417,000 $533,850 $645,300 $801,950
40 137 STEPHENS 20340 OK $417,000 $533,850 $645,300 $801,950
40 139 TEXAS 25100 OK $417,000 $533,850 $645,300 $801,950
40 141 TILLMAN 99999 OK $417,000 $533,850 $645,300 $801,950
40 143 TULSA 46140 OK $417,000 $533,850 $645,300 $801,950
40 145 WAGONER 46140 OK $417,000 $533,850 $645,300 $801,950
40 147 WASHINGTON 12780 OK $417,000 $533,850 $645,300 $801,950
40 149 WASHITA 99999 OK $417,000 $533,850 $645,300 $801,950
40 151 WOODS 99999 OK $417,000 $533,850 $645,300 $801,950
40 153 WOODWARD 49260 OK $417,000 $533,850 $645,300 $801,950

Maximum Loan Limits for Loans Originated in Fiscal Year 2011-Iowa

Fannie Mae and Freddie Mac Maximum Loan Limits for Loans Originated in
Fiscal Year 2011 (10/1/2010-9/30/2011)

These limits were determined under Public Law Number 111-242, which sets maximum loan limits equal to the higher of the maximum limits determined under the Economic Stimulus Act of 2008 and the Housing and Economic Recovery Act of 2008.
FIPS State Code FIPS County Code County Name CBSA Number State One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
19 001 ADAIR 99999 IA $417,000 $533,850 $645,300 $801,950
19 003 ADAMS 99999 IA $417,000 $533,850 $645,300 $801,950
19 005 ALLAMAKEE 99999 IA $417,000 $533,850 $645,300 $801,950
19 007 APPANOOSE 99999 IA $417,000 $533,850 $645,300 $801,950
19 009 AUDUBON 99999 IA $417,000 $533,850 $645,300 $801,950
19 011 BENTON 16300 IA $417,000 $533,850 $645,300 $801,950
19 013 BLACK HAWK 47940 IA $417,000 $533,850 $645,300 $801,950
19 015 BOONE 14340 IA $417,000 $533,850 $645,300 $801,950
19 017 BREMER 47940 IA $417,000 $533,850 $645,300 $801,950
19 019 BUCHANAN 99999 IA $417,000 $533,850 $645,300 $801,950
19 021 BUENA VISTA 44740 IA $417,000 $533,850 $645,300 $801,950
19 023 BUTLER 99999 IA $417,000 $533,850 $645,300 $801,950
19 025 CALHOUN 99999 IA $417,000 $533,850 $645,300 $801,950
19 027 CARROLL 99999 IA $417,000 $533,850 $645,300 $801,950
19 029 CASS 99999 IA $417,000 $533,850 $645,300 $801,950
19 031 CEDAR 99999 IA $417,000 $533,850 $645,300 $801,950
19 033 CERRO GORDO 32380 IA $417,000 $533,850 $645,300 $801,950
19 035 CHEROKEE 99999 IA $417,000 $533,850 $645,300 $801,950
19 037 CHICKASAW 99999 IA $417,000 $533,850 $645,300 $801,950
19 039 CLARKE 99999 IA $417,000 $533,850 $645,300 $801,950
19 041 CLAY 43980 IA $417,000 $533,850 $645,300 $801,950
19 043 CLAYTON 99999 IA $417,000 $533,850 $645,300 $801,950
19 045 CLINTON 17540 IA $417,000 $533,850 $645,300 $801,950
19 047 CRAWFORD 99999 IA $417,000 $533,850 $645,300 $801,950
19 049 DALLAS 19780 IA $417,000 $533,850 $645,300 $801,950
19 051 DAVIS 99999 IA $417,000 $533,850 $645,300 $801,950
19 053 DECATUR 99999 IA $417,000 $533,850 $645,300 $801,950
19 055 DELAWARE 99999 IA $417,000 $533,850 $645,300 $801,950
19 057 DES MOINES 15460 IA $417,000 $533,850 $645,300 $801,950
19 059 DICKINSON 44020 IA $417,000 $533,850 $645,300 $801,950
19 061 DUBUQUE 20220 IA $417,000 $533,850 $645,300 $801,950
19 063 EMMET 99999 IA $417,000 $533,850 $645,300 $801,950
19 065 FAYETTE 99999 IA $417,000 $533,850 $645,300 $801,950
19 067 FLOYD 99999 IA $417,000 $533,850 $645,300 $801,950
19 069 FRANKLIN 99999 IA $417,000 $533,850 $645,300 $801,950
19 071 FREMONT 99999 IA $417,000 $533,850 $645,300 $801,950
19 073 GREENE 99999 IA $417,000 $533,850 $645,300 $801,950
19 075 GRUNDY 47940 IA $417,000 $533,850 $645,300 $801,950
19 077 GUTHRIE 19780 IA $417,000 $533,850 $645,300 $801,950
19 079 HAMILTON 99999 IA $417,000 $533,850 $645,300 $801,950
19 081 HANCOCK 99999 IA $417,000 $533,850 $645,300 $801,950
19 083 HARDIN 99999 IA $417,000 $533,850 $645,300 $801,950
19 085 HARRISON 36540 IA $417,000 $533,850 $645,300 $801,950
19 087 HENRY 99999 IA $417,000 $533,850 $645,300 $801,950
19 089 HOWARD 99999 IA $417,000 $533,850 $645,300 $801,950
19 091 HUMBOLDT 99999 IA $417,000 $533,850 $645,300 $801,950
19 093 IDA 99999 IA $417,000 $533,850 $645,300 $801,950
19 095 IOWA 99999 IA $417,000 $533,850 $645,300 $801,950
19 097 JACKSON 99999 IA $417,000 $533,850 $645,300 $801,950
19 099 JASPER 35500 IA $417,000 $533,850 $645,300 $801,950
19 101 JEFFERSON 99999 IA $417,000 $533,850 $645,300 $801,950
19 103 JOHNSON 26980 IA $417,000 $533,850 $645,300 $801,950
19 105 JONES 16300 IA $417,000 $533,850 $645,300 $801,950
19 107 KEOKUK 99999 IA $417,000 $533,850 $645,300 $801,950
19 109 KOSSUTH 99999 IA $417,000 $533,850 $645,300 $801,950
19 111 LEE 22800 IA $417,000 $533,850 $645,300 $801,950
19 113 LINN 16300 IA $417,000 $533,850 $645,300 $801,950
19 115 LOUISA 34700 IA $417,000 $533,850 $645,300 $801,950
19 117 LUCAS 99999 IA $417,000 $533,850 $645,300 $801,950
19 119 LYON 99999 IA $417,000 $533,850 $645,300 $801,950
19 121 MADISON 19780 IA $417,000 $533,850 $645,300 $801,950
19 123 MAHASKA 36820 IA $417,000 $533,850 $645,300 $801,950
19 125 MARION 37800 IA $417,000 $533,850 $645,300 $801,950
19 127 MARSHALL 32260 IA $417,000 $533,850 $645,300 $801,950
19 129 MILLS 36540 IA $417,000 $533,850 $645,300 $801,950
19 131 MITCHELL 99999 IA $417,000 $533,850 $645,300 $801,950
19 133 MONONA 99999 IA $417,000 $533,850 $645,300 $801,950
19 135 MONROE 99999 IA $417,000 $533,850 $645,300 $801,950
19 137 MONTGOMERY 99999 IA $417,000 $533,850 $645,300 $801,950
19 139 MUSCATINE 34700 IA $417,000 $533,850 $645,300 $801,950
19 141 O’BRIEN 99999 IA $417,000 $533,850 $645,300 $801,950
19 143 OSCEOLA 99999 IA $417,000 $533,850 $645,300 $801,950
19 145 PAGE 99999 IA $417,000 $533,850 $645,300 $801,950
19 147 PALO ALTO 99999 IA $417,000 $533,850 $645,300 $801,950
19 149 PLYMOUTH 99999 IA $417,000 $533,850 $645,300 $801,950
19 151 POCAHONTAS 99999 IA $417,000 $533,850 $645,300 $801,950
19 153 POLK 19780 IA $417,000 $533,850 $645,300 $801,950
19 155 POTTAWATTAMIE 36540 IA $417,000 $533,850 $645,300 $801,950
19 157 POWESHIEK 99999 IA $417,000 $533,850 $645,300 $801,950
19 159 RINGGOLD 99999 IA $417,000 $533,850 $645,300 $801,950
19 161 SAC 99999 IA $417,000 $533,850 $645,300 $801,950
19 163 SCOTT 19340 IA $417,000 $533,850 $645,300 $801,950
19 165 SHELBY 99999 IA $417,000 $533,850 $645,300 $801,950
19 167 SIOUX 99999 IA $417,000 $533,850 $645,300 $801,950
19 169 STORY 11180 IA $417,000 $533,850 $645,300 $801,950
19 171 TAMA 99999 IA $417,000 $533,850 $645,300 $801,950
19 173 TAYLOR 99999 IA $417,000 $533,850 $645,300 $801,950
19 175 UNION 99999 IA $417,000 $533,850 $645,300 $801,950
19 177 VAN BUREN 99999 IA $417,000 $533,850 $645,300 $801,950
19 179 WAPELLO 36900 IA $417,000 $533,850 $645,300 $801,950
19 181 WARREN 19780 IA $417,000 $533,850 $645,300 $801,950
19 183 WASHINGTON 26980 IA $417,000 $533,850 $645,300 $801,950
19 185 WAYNE 99999 IA $417,000 $533,850 $645,300 $801,950
19 187 WEBSTER 22700 IA $417,000 $533,850 $645,300 $801,950
19 189 WINNEBAGO 99999 IA $417,000 $533,850 $645,300 $801,950
19 191 WINNESHIEK 99999 IA $417,000 $533,850 $645,300 $801,950
19 193 WOODBURY 43580 IA $417,000 $533,850 $645,300 $801,950
19 195 WORTH 32380 IA $417,000 $533,850 $645,300 $801,950
19 197 WRIGHT 99999 IA $417,000 $533,850 $645,300 $801,950

Maximum Loan Limits for Loans Originated in Fiscal Year 2011-Iowa

Fannie Mae and Freddie Mac Maximum Loan Limits for Loans Originated in
Fiscal Year 2011 (10/1/2010-9/30/2011)

These limits were determined under Public Law Number 111-242, which sets maximum loan limits equal to the higher of the maximum limits determined under the Economic Stimulus Act of 2008 and the Housing and Economic Recovery Act of 2008.
FIPS State Code FIPS County Code County Name CBSA Number State One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
19 001 ADAIR 99999 IA $417,000 $533,850 $645,300 $801,950
19 003 ADAMS 99999 IA $417,000 $533,850 $645,300 $801,950
19 005 ALLAMAKEE 99999 IA $417,000 $533,850 $645,300 $801,950
19 007 APPANOOSE 99999 IA $417,000 $533,850 $645,300 $801,950
19 009 AUDUBON 99999 IA $417,000 $533,850 $645,300 $801,950
19 011 BENTON 16300 IA $417,000 $533,850 $645,300 $801,950
19 013 BLACK HAWK 47940 IA $417,000 $533,850 $645,300 $801,950
19 015 BOONE 14340 IA $417,000 $533,850 $645,300 $801,950
19 017 BREMER 47940 IA $417,000 $533,850 $645,300 $801,950
19 019 BUCHANAN 99999 IA $417,000 $533,850 $645,300 $801,950
19 021 BUENA VISTA 44740 IA $417,000 $533,850 $645,300 $801,950
19 023 BUTLER 99999 IA $417,000 $533,850 $645,300 $801,950
19 025 CALHOUN 99999 IA $417,000 $533,850 $645,300 $801,950
19 027 CARROLL 99999 IA $417,000 $533,850 $645,300 $801,950
19 029 CASS 99999 IA $417,000 $533,850 $645,300 $801,950
19 031 CEDAR 99999 IA $417,000 $533,850 $645,300 $801,950
19 033 CERRO GORDO 32380 IA $417,000 $533,850 $645,300 $801,950
19 035 CHEROKEE 99999 IA $417,000 $533,850 $645,300 $801,950
19 037 CHICKASAW 99999 IA $417,000 $533,850 $645,300 $801,950
19 039 CLARKE 99999 IA $417,000 $533,850 $645,300 $801,950
19 041 CLAY 43980 IA $417,000 $533,850 $645,300 $801,950
19 043 CLAYTON 99999 IA $417,000 $533,850 $645,300 $801,950
19 045 CLINTON 17540 IA $417,000 $533,850 $645,300 $801,950
19 047 CRAWFORD 99999 IA $417,000 $533,850 $645,300 $801,950
19 049 DALLAS 19780 IA $417,000 $533,850 $645,300 $801,950
19 051 DAVIS 99999 IA $417,000 $533,850 $645,300 $801,950
19 053 DECATUR 99999 IA $417,000 $533,850 $645,300 $801,950
19 055 DELAWARE 99999 IA $417,000 $533,850 $645,300 $801,950
19 057 DES MOINES 15460 IA $417,000 $533,850 $645,300 $801,950
19 059 DICKINSON 44020 IA $417,000 $533,850 $645,300 $801,950
19 061 DUBUQUE 20220 IA $417,000 $533,850 $645,300 $801,950
19 063 EMMET 99999 IA $417,000 $533,850 $645,300 $801,950
19 065 FAYETTE 99999 IA $417,000 $533,850 $645,300 $801,950
19 067 FLOYD 99999 IA $417,000 $533,850 $645,300 $801,950
19 069 FRANKLIN 99999 IA $417,000 $533,850 $645,300 $801,950
19 071 FREMONT 99999 IA $417,000 $533,850 $645,300 $801,950
19 073 GREENE 99999 IA $417,000 $533,850 $645,300 $801,950
19 075 GRUNDY 47940 IA $417,000 $533,850 $645,300 $801,950
19 077 GUTHRIE 19780 IA $417,000 $533,850 $645,300 $801,950
19 079 HAMILTON 99999 IA $417,000 $533,850 $645,300 $801,950
19 081 HANCOCK 99999 IA $417,000 $533,850 $645,300 $801,950
19 083 HARDIN 99999 IA $417,000 $533,850 $645,300 $801,950
19 085 HARRISON 36540 IA $417,000 $533,850 $645,300 $801,950
19 087 HENRY 99999 IA $417,000 $533,850 $645,300 $801,950
19 089 HOWARD 99999 IA $417,000 $533,850 $645,300 $801,950
19 091 HUMBOLDT 99999 IA $417,000 $533,850 $645,300 $801,950
19 093 IDA 99999 IA $417,000 $533,850 $645,300 $801,950
19 095 IOWA 99999 IA $417,000 $533,850 $645,300 $801,950
19 097 JACKSON 99999 IA $417,000 $533,850 $645,300 $801,950
19 099 JASPER 35500 IA $417,000 $533,850 $645,300 $801,950
19 101 JEFFERSON 99999 IA $417,000 $533,850 $645,300 $801,950
19 103 JOHNSON 26980 IA $417,000 $533,850 $645,300 $801,950
19 105 JONES 16300 IA $417,000 $533,850 $645,300 $801,950
19 107 KEOKUK 99999 IA $417,000 $533,850 $645,300 $801,950
19 109 KOSSUTH 99999 IA $417,000 $533,850 $645,300 $801,950
19 111 LEE 22800 IA $417,000 $533,850 $645,300 $801,950
19 113 LINN 16300 IA $417,000 $533,850 $645,300 $801,950
19 115 LOUISA 34700 IA $417,000 $533,850 $645,300 $801,950
19 117 LUCAS 99999 IA $417,000 $533,850 $645,300 $801,950
19 119 LYON 99999 IA $417,000 $533,850 $645,300 $801,950
19 121 MADISON 19780 IA $417,000 $533,850 $645,300 $801,950
19 123 MAHASKA 36820 IA $417,000 $533,850 $645,300 $801,950
19 125 MARION 37800 IA $417,000 $533,850 $645,300 $801,950
19 127 MARSHALL 32260 IA $417,000 $533,850 $645,300 $801,950
19 129 MILLS 36540 IA $417,000 $533,850 $645,300 $801,950
19 131 MITCHELL 99999 IA $417,000 $533,850 $645,300 $801,950
19 133 MONONA 99999 IA $417,000 $533,850 $645,300 $801,950
19 135 MONROE 99999 IA $417,000 $533,850 $645,300 $801,950
19 137 MONTGOMERY 99999 IA $417,000 $533,850 $645,300 $801,950
19 139 MUSCATINE 34700 IA $417,000 $533,850 $645,300 $801,950
19 141 O’BRIEN 99999 IA $417,000 $533,850 $645,300 $801,950
19 143 OSCEOLA 99999 IA $417,000 $533,850 $645,300 $801,950
19 145 PAGE 99999 IA $417,000 $533,850 $645,300 $801,950
19 147 PALO ALTO 99999 IA $417,000 $533,850 $645,300 $801,950
19 149 PLYMOUTH 99999 IA $417,000 $533,850 $645,300 $801,950
19 151 POCAHONTAS 99999 IA $417,000 $533,850 $645,300 $801,950
19 153 POLK 19780 IA $417,000 $533,850 $645,300 $801,950
19 155 POTTAWATTAMIE 36540 IA $417,000 $533,850 $645,300 $801,950
19 157 POWESHIEK 99999 IA $417,000 $533,850 $645,300 $801,950
19 159 RINGGOLD 99999 IA $417,000 $533,850 $645,300 $801,950
19 161 SAC 99999 IA $417,000 $533,850 $645,300 $801,950
19 163 SCOTT 19340 IA $417,000 $533,850 $645,300 $801,950
19 165 SHELBY 99999 IA $417,000 $533,850 $645,300 $801,950
19 167 SIOUX 99999 IA $417,000 $533,850 $645,300 $801,950
19 169 STORY 11180 IA $417,000 $533,850 $645,300 $801,950
19 171 TAMA 99999 IA $417,000 $533,850 $645,300 $801,950
19 173 TAYLOR 99999 IA $417,000 $533,850 $645,300 $801,950
19 175 UNION 99999 IA $417,000 $533,850 $645,300 $801,950
19 177 VAN BUREN 99999 IA $417,000 $533,850 $645,300 $801,950
19 179 WAPELLO 36900 IA $417,000 $533,850 $645,300 $801,950
19 181 WARREN 19780 IA $417,000 $533,850 $645,300 $801,950
19 183 WASHINGTON 26980 IA $417,000 $533,850 $645,300 $801,950
19 185 WAYNE 99999 IA $417,000 $533,850 $645,300 $801,950
19 187 WEBSTER 22700 IA $417,000 $533,850 $645,300 $801,950
19 189 WINNEBAGO 99999 IA $417,000 $533,850 $645,300 $801,950
19 191 WINNESHIEK 99999 IA $417,000 $533,850 $645,300 $801,950
19 193 WOODBURY 43580 IA $417,000 $533,850 $645,300 $801,950
19 195 WORTH 32380 IA $417,000 $533,850 $645,300 $801,950
19 197 WRIGHT 99999 IA $417,000 $533,850 $645,300 $801,950

Mortgage loan Lenders -Michigan-M

________________________________________
MAC-CLAIR MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
G-3404 MILLER RD
FLINT, MI  48507
Phone: (810) 732-9660

________________________________________
MACKINAC SAVINGS BANK
FHA MORTGAGE DEPARTMENT
33333 W 12 MILE ROAD STE 202
FARMINGTON HILLS, MI  48334
Phone: (810) 553-3555

________________________________________
MAINSTREET MORTGAGE INC
FIFC
2100 E MAPLE ROAD SUITE 400
BIRMINGHAM, MI  48009
Phone: (248) 649-6304

MAJOR MORTGAGE CORPORATION
FHA MORTGAGE DEPARTMENT
24400 NORTHWESTERN #110
SOUTHFIELD, MI  48175
Phone: (248) 352-1155

________________________________________
MANUFACTURERS NATIONAL BANK
RESIDENTIAL MORTGAGE ORIG DEPT
411 W LAFAYETTE 5TH FLOOR
DETROIT, MI  48226
Phone: (313) 222-4397

________________________________________
MANUFACTURERS NATIONAL BANK

411 WEST LAFAYETTE
DETROIT, MI  48226
Phone: (000) 000-0000

________________________________________
MARATHON FINANCIAL CORPORATION
FHA MORTGAGE DEPARTMENT
26777 CENT PK BLVD STE S375
SOUTHFIELD, MI  48076
Phone: (248) 350-2800

________________________________________
MARSHALL REDDER HOME MORTGAGE
DBA MARSHALL REDDER HOME MORTG
3960 30TH ST SW
GRANDVILLE, MI  49418
Phone: (616) 261-4100

________________________________________
MBS MORTGAGE COMPANY LLC
FHA MORTGAGE DEPARTMENT
28411 NORTHWESTERN HWY
SOUTHFIELD, MI  48034
Phone: (248) 351-5800

________________________________________
MCDONALD COMMERCIAL MORTGAGE L
MCDONALD COMMERCIAL MORT CO
125 MONROE CENTER NW
GRAND RAPIDS, MI  49503
Phone: (616) 459-4622

________________________________________
MCDONALD COMPUTER CORPORATION
JAMES B. MCDONALD
21411 CIVIC CENTER DR STE 100
SOUTHFIELD, MI  48076-3910
Phone: (407) 331-3139

________________________________________
MEADOWBROOK MORTGAGE CORPORATI
FHA MORTGAGE DEPARTMENT
6001 ADAMS SUITE 135
BLOOMFIELD HILLS, MI  48304
Phone: (248) 593-0700

________________________________________
MERCURY FINANCIAL INC
MERCURY FINANCIAL INC
24400 NORTHWESTERN HWY STE 210
SOUTHFIELD, MI  48075
Phone: (248) 354-8700

________________________________________
METROBANK
FHA MORTGAGE DEPARTMENT
37000 GRAND RIVER
FARMINGTON HILLS, MI  48335
Phone: (248) 474-6400

________________________________________
MICA MORTGAGE CORP
FHA MORTGAGE DEPARTMENT
40600 VAN DYKE AVE
STERLING HEIGHTS, MI  48313
Phone: (810) 446-7780

________________________________________
MICHALL CO
FHA MORTGAGE DEPARTMENT
2501 COOLIDGE ROAD
EAST LANSING, MI  48823
Phone: (517) 373-0702

________________________________________
MICHIGAN NATIONAL BANK CENTRA

1212 28TH STREET SW
WYOMING, MI  49509
Phone: (000) 000-0000

________________________________________
MICHIGAN FIDELITY ACCEPTANCE C
DBA FRANKLIN MORTGAGE FUNDING
25800 NORTHWESTERN HWY STE 875
SOUTHFIELD, MI  48075
Phone: (248) 827-8800

________________________________________
MICHIGAN GENERAL MORTGAGE
FHA MORTGAGE DEPARTMENT
2900 EAST BELTLINE NE SUITE E
GRAND RAPIDS, MI  49525
Phone: (616) 361-9820

________________________________________
MICHIGAN INSURANCE COMMISSIONE
ATTN GREAT LAKES AMER LIFE INS
2910 LUCERNE DRIVE SE
GRAND RAPIDS, MI  49501-4915
Phone: (616) 949-5902

________________________________________
MICHIGAN MORTGAGE EXCHANGE INC
FHA MORTGAGE DEPARTMENT
29240 RYAN ROAD
WARREN, MI  48092
Phone: (810) 574-1000

________________________________________
MICHIGAN NAT BANK MID-MICHIGAN

519 SOUTH SAGINAW STREET
FLINT, MI  48502
Phone: (000) 000-0000

________________________________________
MICHIGAN NATIONAL BANK
FHA MORTGAGE DEPARTMENT
124 WEST ALLEGAN STREET
LANSING, MI  48933
Phone: (517) 377-3070

MICHIGAN NATIONAL BANK
FHA MORTGAGE DEPARTMENT
27777 INKSTER ROAD
FARMINGTON HILLS, MI  48334
Phone: (313) 473-8600

________________________________________
MICHIGAN NATIONAL BANK DETROIT

23800 NORTHWESTERN HWY
SOUTHFIELD, MI  48075
Phone: (313) 443-2000

________________________________________
MICHIGAN NATIONAL BANK MACOMB

31030 VAN DYKE
WARREN, MI  48093
Phone: (313) 978-3089

________________________________________
MICHIGAN NATIONAL BANK MICHIAN

117 SOUTH BROADWAY
CASSOPOLIS, MI  49031
Phone: (616) 445-2466

________________________________________
MICHIGAN NATIONAL BANK N METRO

1613 LIVERNOIS ROAD
TROY, MI  48084
Phone: (313) 362-8560

________________________________________
MICHIGAN NATIONAL BANK OAKLAND
FHA MORTGAGE DEPARTMENT
24785 SOUTHFIELD RD
SOUTHFIELD, MI  48037
Phone: (313) 552-7484

________________________________________
MICHIGAN NATIONAL BANK W OAKLA
FHA MORTGAGE DEPARTMENT
24101 NOVI ROAD
NOVI, MI  48050
Phone: (313) 349-7200

________________________________________
MICHIGAN NATIONAL BANK WEST

107 W MICHIGAN AVE
KALAMAZOO, MI  49007
Phone: (616) 349-0597

________________________________________
MICHIGAN NATIONAL BANK-ANN ARB

112 S ASHLEY/POB 8620
ANN ARBOR, MI  48107
Phone: (313) 996-5772

________________________________________
MICHIGAN NATIONAL BANK-VALLEY

4550 STATE ST
SAGINAW, MI  48603
Phone: (000) 000-0000

________________________________________
MICHIGAN NATL BANK SO METRO

1045 HAIGH
DEARBORN, MI  48124
Phone: (313) 918-1800

________________________________________
MICHIGAN RESIDENTIAL MTG SRVS
FHA MORTGAGE DEPARTMENT
5000 MARSH RD SUITE 20
OKEMOS, MI  48864
Phone: (517) 349-3339

________________________________________
MID STATES MORTGAGE CORP
THOMAS J ST DENNIS
28400 NORTHWESTERN HWY STE 400
SOUTHFIELD, MI  48034
Phone: (313) 355-9200

________________________________________
MIDTOWN FINANCIAL SERVICES
FHA MORTGAGE DEPARTMENT
107 N CENTER ST STE B
NORTHVILLE, MI  48167
Phone: (248) 591-9100

________________________________________
MIDWAY MORTGAGE COMPANY INC

3035 NILES BUCHANAN RD
BUCHANAN, MI  49107
Phone: (616) 695-6043

________________________________________
MIDWEST LOAN SERVICES INC
FHA MORTGAGE DEPARTMENT
616 SHELDEN AVENUE 3RD FLOOR
HOUGHTON, MI  49931
Phone: (906) 487-5870

________________________________________
MLA INC
FHA MORTGAGE DEPARTMENT
30521 SCHOENHERR
WARREN, MI  48088
Phone: (810) 751-1111

________________________________________
MMS MORTGAGE SERVICES LTD
FHA MORTGAGE DEPARTMENT
38275 12 MILE RD. SUITE 100
FARMINGTON HILLS, MI  48331
Phone: (248) 788-0800

________________________________________
MORTGAGE CENTER LC
FHA MORTGAGE DEPARTMENT
20300 CIVIC CENTER DR STE 403
SOUTHFIELD, MI  48076
Phone: (248) 353-4449

________________________________________
MORTGAGE COMPANY INC
FHA MORTGAGE DEPARTMENT
814 ADAMS STREET SUITE 201
BAY CITY, MI  48706
Phone: (517) 893-6591

MORTGAGE COMPANY MICHIGAN INC
FHA MORTGAGE DEPARTMENT
2490 WALTON SUITE 100
ROCHESTER HILLS, MI  48307
Phone: (248) 650-6900

________________________________________
MORTGAGE CONCEPTS INC
FHA MORTGAGE DEPARTMENT
4952 DEWITT
CANTON, MI  48188
Phone: (734) 397-9600

________________________________________
MORTGAGE HOUSE INC
THE MORTGAGE HOUSE INC
603 E 16TH STREET
HOLLAND, MI  49423
Phone: (616) 392-2290

________________________________________
MORTGAGE INSTITUTE MICHIGAN
FHA MORTGAGE DEPARTMENT
25800 NORTHWESTERN HWY STE 780
SOUTHFIELD, MI  48075
Phone: (800) 358-8780

________________________________________
MORTGAGE MAXX INC
FHA MORTGAGE DEPARTMENT
0 703 LAKE MICHIGAN DRIVE NW
GRAND RAPIDS, MI  49544
Phone: (616) 735-1600

________________________________________
MORTGAGE ONE AT SUBURBAN LLC
FHA MORTGAGE DEPARTMENT
43599 SCHOENHERR
STERLING HEIGHTS, MI  48313
Phone: (810) 262-5200

________________________________________
MORTGAGE ONE INCORPORATED
FHA MORTGAGE DEPARTMENT
28351 SCHOENHERR
WARREN, MI  48093
Phone: (810) 751-6622

________________________________________
MORTGAGE OPTION LLC
FHA MORTGAGE DEPARTMENT
251 MERRILL SECOND FLOOR
BIRMINGHAM, MI  48009
Phone: (248) 723-4660

________________________________________
MORTGAGE PLANNERS INC
FHA MORTGAGE DEPARTMENT
26011 EVERGREEN STE 300
SOUTHFIELD, MI  48076
Phone: (248) 352-3730

________________________________________
MORTGAGE PLUS OF AMERICA CORP
FHA MORTGAGE DEPARTMENT
5000 PORTAGE ROAD
PORTAGE, MI  49002
Phone: (616) 385-3400

________________________________________
MORTGAGE TEAM LLC
FHA MORTGAGE DEPARTMENT
3136 N. ADRIAN HWY.
ADRIAN, MI  49221
Phone: (517) 266-7651

________________________________________
MUTUAL FINANCIAL SERVICES INC
FHA MORTGAGE DEPARTMENT
33004 GRAND RIVER AVE.
FARMINGTON, MI  48336
Phone: (248) 474-8470

________________________________________
MVB MORTGAGE CORPORATION
MANAGER – SUITE 200
24315 NORTHWESTERN HIGHWAY
SOUTHFIELD, MI  48075
Phone: (248) 355-1200