SUBSIDY RATES

LOAN GUARANTEES: SUBSIDY RATES, COMMITMENTS, AND AVERAGE LOAN SIZE
(Dollars in thousands)
Agency, Bureau, Program and Risk Category	BEA Category	CR ¹			2012
Agency, Bureau, Program and Risk Category	BEA Category	Subsidy rate (percent)	Commitments	Average loan size	Subsidy rate (percent)	Commitments	Average loan size

Department of Agriculture

Farm Service Agency:
Agricultural Credit Insurance Fund:
Farm Ownership—Unsubsidized	Discretionary	0.38	1,462,810	357	-0.01	1,500,000	356
Farm Operating—Unsubsidized	Discretionary	2.33	1,507,554	230	1.74	1,500,000	230
Farm Operating—Subsidized	Discretionary	13.83	172,827	206	……	……	……
Conservation—Guaranteed	Discretionary	0.38	73,158	350	-0.01	150,000	350
Commodity Credit Corporation Export Loans:
GSM 102.	Mandatory	-0.86	5,400,000	2,081	-0.53	5,400,000	2,081
Export Guarantee Program—Facilities	Mandatory	18.48	100,000	2,000	-4.64	100,000	2,000

Rural Housing Service:
Community Facility Loan Guarantees	Discretionary	3.95	196,695	3,576	……	……	……
Rural Housing Insurance Fund:
Guaranteed 538 Multi-Family Housing	Discretionary	9.69	16,780	1,398	……	……	……
Guaranteed 502 Single Family Housing	Discretionary	-0.19	24,000,000	129	-0.03	24,000,000	133

Rural Business Cooperative Service:
Business and Industry Loan Guarantees	Discretionary	5.06	1,331,241	2,734	6.38	822,884	2,828
Renewable Energy Loan Guarantees	Discretionary	46.36	118,000	163	26.19	140,008	165
Biorefinery Assistance Loan Guarantees	Discretionary	31.10	880,945	55,059	……	……	……

Rural Utilities Service:
Water and Waste Disposal Loan Guarantees	Discretionary	-0.85	75,000	1,563	1.59	11,949	1,707

Department of Commerce

Economic Development Administration:
Science Parks Loan Guarantees	Discretionary	……	……	……	15.50	45	9

Department of Energy

Energy Programs:
Title 17 Innovative Technology Program:
Section 1703 Loan Guarantees (Self Pay)	Discretionary	0.00	1,100,000	366,667	0.00	7,100,000	1,775,000
Section 1705 Loan Guarantees	Discretionary	5.66	4,072,073	407,207	……	……	……
Better Buildings Pilot Loan Guarantee Initiative for Universities, Schools,
and Hospitals	Discretionary	……	……	……	5.01	2,000,000	80,000

Department of Health and Human Services

Health Resources and Services Administration:
Health Resources and Services:
Facilities Renovation Loans	Discretionary	2.72	10,000	2,000	2.67	10,000	2,000
Managed Care Network Loans	Discretionary	9.13	2,000	2,000	9.62	2,000	2,000
Managed Care Plan Loans	Discretionary	5.69	5,000	5,000	5.76	5,000	5,000

Department of Housing and Urban Development

Public and Indian Housing Programs:
Title VI Indian Federal Guarantees Program.	Discretionary	10.20	20,000	2,000	10.80	20,000	2,000
Indian Housing Loan Guarantee	Discretionary	0.83	482,000	130	1.46	428,000	86
Native Hawaiian Housing Loan Guarantees	Discretionary	0.83	41,504	332	0.93	41,504	296

Community Planning and Development:
Community Development Loan Guarantees (Section 108)	Discretionary	2.34	275,000	5,500	0.00	500,000	5,000

Housing Programs:
HOPE for Homeowners Loan Guarantees	Mandatory	10.90	19,751	198	……	……	……
FHA Mutual Mortgage Insurance Fund:
Mutual Mortgage Insurance Program	Discretionary	-3.25	300,318,000	179	-2.16	218,000,000	179
Mutual Mortgage Insurance Program—HECM	Discretionary	-0.01	24,281,047	267	-1.52	20,000,000	267
Mutual Mortgage Insurance Program—Refi	Discretionary	0.00	60,000,000	170	0.00	83,861,000	170
FHA General and Special Risk Insurance Fund:
Multifamily Development	Discretionary	-1.88	4,000,000	20,619	-1.09	4,371,137	20,619
221(d)(3) Cooperatives.	Discretionary	10.74	35,000	17,500	11.81	35,000	17,500
Tax Credit New Construction	Discretionary	-3.45	1,000,000	7,692	-2.30	1,263,899	7,707
Apartments Refinance.	Discretionary	-3.40	7,000,000	9,957	-2.17	6,175,546	9,913
241 Supplemental Loans	Discretionary	5.40	9,000	4,500	5.01	18,200	4,550
Multifamily Operating Loss Loans	Discretionary	21.63	400	400	20.57	2,000	2,000
Housing Finance Authority Risk Sharing	Discretionary	-1.42	200,000	10,000	-0.99	233,278	9,720
GSE Risk Sharing.	Discretionary	-1.43	60,000	10,000	-0.99	100,000	10,000
Health Care and Nursing Homes	Discretionary	-0.65	500,000	10,870	-1.34	597,521	10,864
Health Care Refinances.	Discretionary	-1.51	3,500,000	8,159	-1.96	6,106,583	8,197
Hospitals.	Discretionary	-3.67	2,500,000	96,154	-3.82	2,930,000	94,516
Other Rental.	Discretionary	-3.10	750,000	30,000	-1.70	626,580	28,481
Title 1 Property Improvement	Discretionary	-0.76	154,217	14	-0.67	169,838	14
Title 1 Manufactured Housing	Discretionary	-0.99	58,840	47	-2.14	64,724	47

Government National Mortgage Association:
Guarantees of Mortgage-Backed Securities	Discretionary	-0.24	290,000,000	179	-0.19	278,000,000	179

Department of the Interior

Bureau of Indian Affairs:
Indian Guaranteed Loans.	Discretionary	8.16	77,740	3,702	8.42	25,000	3,571
Indian Insured Loans.	Discretionary	4.04	6,000	500	5.68	1,000	71

International Assistance Programs

Agency for International Development:
Loan Guarantees to Israel	Discretionary	0.00	1,800,000	1,800,000	0.00	2,014,000	2,014,000
Development Credit Authority (DCA) Loan Guarantees.	Discretionary	4.12	605,000	13,444	7.56	670,000	13,400

Overseas Private Investment Corporation:
OPIC Loan Guarantees.	Discretionary	-5.37	1,100,000	27,500	-5.41	1,150,000	28,750
OPIC Investment Funds.	Discretionary	-7.39	600,000	100,000	-5.99	900,000	100,000

Department of Transportation

Office of the Secretary:
Minority Business Resource Center Loan Guarantees	Discretionary	1.79	18,367	510	1.81	18,367	510

Federal Highway Administration:
Transportation Infrastructure, Finance & Innovation (TIFIA) Loan Guarantees.	Discretionary	10.00	200,000	200,000	10.00	200,000	200,000

Federal Railroad Administration:
Railroad Rehabilitation and Improvement Financing Guarantees	Discretionary	0.00	100,000	5,000	0.00	100,000	5,000

Maritime Administration:
Maritime Guaranteed Loan (Title XI):
Risk Category 2.	Discretionary	3.26	136,000	136,000	3.62	74,000	74,000
Risk Category 4.	Discretionary	6.77	176,000	176,000	7.26	108,000	108,000

Department of the Treasury

Departmental Offices:
Troubled Asset Relief Program, Home Affordable Modification Program:
FHA Refi Letter of Credit	Mandatory	4.37	60,000,000	170	4.90	83,681,000	170

Department of Veterans Affairs

Benefits Programs:
Veterans Housing Benefit Program Fund:
Housing Guaranteed Loans	Mandatory	-0.31	68,407,260	214	0.35	57,468,626	218
Housing Guaranteed Loans (Legislative Proposal)	Mandatory	……	……	……	0.35	57,575,000	218
Guaranteed Loan Sale Securities—Vendee	Mandatory	2.00	989,711	105	10.75	1,046,320	106
Guaranteed Loan Sale Securities—Vendee (Legislative Proposal)	Mandatory	……	……	……	2.53	2,092,640	106

Small Business Administration

Business Loans: ²
7(a) General Business Loan Guarantees	Discretionary	0.75	11,101,766	365	0.87	14,492,937	364
Section 504 Certified Development Companies Debentures	Discretionary	0.00	5,625,000	712	1.09	7,500,000	693
SBIC Debentures.	Discretionary	0.00	3,000,000	22,693	0.00	3,000,000	25,323
Secondary Market Guarantee	Discretionary	0.00	12,000,000	11,685	0.00	12,000,000	14,652
Secondary Market 504 First Mortgage Guarantees—ARRA	Discretionary	0.00	428,572	11,583	0.00	2,571,428	17,613
7(a) General Business Loan Guarantees—ARRA	Discretionary	5.68	3,692,620	354	……	……	……
Section 504 Certified Development Companies—ARRA	Discretionary	2.18	1,875,000	712	……	……	……
7(a) Dealer Floor Plan.	Discretionary	0.02	15,409,735	68,793	0.02	15,336,492	51,293
7(a) Dealer Floor Plan—ARRA	Discretionary	0.12	5,136,578	68,488	……	……	……
7(a) Revolvers.	Discretionary	0.11	37,455,988	2,649	0.12	32,722,296	2,345
504 Commercial Real Estate (CRE) Refinance Program	Discretionary	0.00	7,500,000	712	0.00	7,500,000	693
7(a) Revolvers—ARRA.	Discretionary	0.16	12,673,196	2,616	……	……	……

Disaster Loans:
Immediate Disaster Assistance	Discretionary	1.89	18,688	20	……	……	……
Expedited Disaster Assistance	Discretionary	……	……	……	2.28	58,669	73

Other Independent Agencies

Export-Import Bank of the United States:
Long Term Guarantees.	Discretionary	-2.58	12,348,000	176,400	-1.68	21,054,000	174,000
Medium Term Guarantees	Discretionary	9.86	466,000	4,161	6.65	510,000	7,391
Short Term Insurance.	Discretionary	0.21	6,155,000	2,798	0.15	9,889,000	2,797
Medium Term Insurance	Discretionary	……	……	……	8.20	341,000	2,092
¹ A full-year 2011 appropriation was not enacted at the time the budget was prepared; therefore, discretionary programs are operating under a continuing resolution (P.L. 111–242, as amended). The amounts included for 2011 reflect the annualized level provided by the continuing resolution.
² Small Business Administration amounts include the estimated aggregate face value of credit provided by revolving facilities.

LOAN GUARANTEES: SUBSIDY RATES, COMMITMENTS, AND AVERAGE LOAN SIZE 2012 (US)

Mortgage loan Lenders -Minnesota-F

Maximum Loan Limits for Loans Originated in Fiscal Year 2011-New York-NY

Pay day Loan, Cash advance, Emergency loan, Same day loan Agencies -PA, OK, SC, TX, TN, UT & WA

Maximum Loan Limits for Loans Originated in Fiscal Year 2011-New Mexico- NM

Maximum Loan Limits for Loans Originated in Fiscal Year 2011-Washington -WA