High Cost area Loan Limits 2010

Metropolitan Statistical Areas, Micropolitan Statistical Areas and Rural Counties where Maximum Conforming Loan Limits for 2010-Originated Mortgages exceed $417,000 in Contiguous U.S. or $625,500 for locations in Alaska, Hawaii, Guam, and U.S. Virgin Islands
(These loan limits, which are the same as those issued for 2009-originated mortgages, apply to loans originated in 2010.  Loans acquired in 2010, but originated prior to 7/1/2007 remain subject to the loan limits established under provisions of the Housing and Economic Recovery Act of 2008).
State Metropolitan, Micropolitan, or County Name Limit
1-Unit
Limit
2-Unit
Limit
3-Unit
Limit
4-Unit
AZ Flagstaff (Metropolitan Area)
Component County: Coconino
$450,000 $576,050 $696,350 $865,400
CA Bishop (Micropolitan Area)
Component County: Inyo
$437,500 $560,050 $677,000 $841,350
CA Los Angeles-Long Beach-Santa Ana (Metropolitan Area)
Component Counties: Los Angeles, Orange
$729,750 $934,200 $1,129,250 $1,403,400
CA Madera-Chowchilla (Metropolitan Area)
Component County: Madera
$425,000 $544,050 $657,650 $817,300
CA Merced (Metropolitan Area)
Component County: Merced
$472,500 $604,900 $731,150 $908,650
CA Modesto (Metropolitan Area)
Component County: Stanislaus
$423,750 $542,450 $655,700 $814,900
CA Napa (Metropolitan Area)
Component County: Napa
$729,750 $934,200 $1,129,250 $1,403,400
CA Oxnard-Thousand Oaks-Ventura (Metropolitan Area)
Component County: Ventura
$729,750 $934,200 $1,129,250 $1,403,400
CA Phoenix Lake-Cedar Ridge (Micropolitan Area)
Component County: Tuolumne
$437,500 $560,050 $677,000 $841,350
CA Redding (Metropolitan Area)
Component County: Shasta
$423,750 $542,450 $655,700 $814,900
CA Riverside-San Bernardino-Ontario (Metropolitan Area)
Component Counties: Riverside, San Bernardino
$500,000 $640,100 $773,700 $961,550
CA Sacramento–Arden-Arcade–Roseville (Metropolitan Area)
Component Counties: El Dorado, Placer, Sacramento, Yolo
$580,000 $742,500 $897,500 $1,115,400
CA Salinas (Metropolitan Area)
Component County: Monterey
$729,750 $934,200 $1,129,250 $1,403,400
CA San Diego-Carlsbad-San Marcos (Metropolitan Area)
Component County: San Diego
$697,500 $892,950 $1,079,350 $1,341,350
CA San Francisco-Oakland-Fremont (Metropolitan Area)
Component Counties: Alameda, Contra Costa, Marin, San Francisco, San Mateo
$729,750 $934,200 $1,129,250 $1,403,400
CA San Jose-Sunnyvale-Santa Clara (Metropolitan Area)
Component Counties: San Benito, Santa Clara
$729,750 $934,200 $1,129,250 $1,403,400
CA San Luis Obispo-Paso Robles (Metropolitan Area)
Component County: San Luis Obispo
$687,500 $880,100 $1,063,850 $1,322,150
CA Santa Barbara-Santa Maria-Goleta (Metropolitan Area)
Component Couny: Santa Barbara
$729,750 $934,200 $1,129,250 $1,403,400
CA Santa Cruz-Watsonville (Metropolitan Area)
Component County: Santa Cruz
$729,750 $934,200 $1,129,250 $1,403,400
CA Santa Rosa-Petaluma (Metropolitan Area)
Component County: Sonoma
$662,500 $848,100 $1,025,200 $1,274,050
CA Stockton (Metropolitan Area)
Component County: San Joaquin
$488,750 $625,700 $756,300 $939,900
CA Truckee-Grass Valley (Micropolitan Area)
Component County: Nevada
$562,500 $720,100 $870,450 $1,081,750
CA Ukiah (Micropolitan Area)
Component County: Mendocino
$512,500 $656,100 $793,050 $985,600
CA Vallejo-Fairfield (Metropolitan Area)
Component County: Solano
$557,500 $713,700 $862,700 $1,072,150
CA Yuba City (Metropolitan Area)
Component Counties: Sutter, Yuba
$425,000 $544,050 $657,650 $817,300
CA Alpine County $547,500 $700,900 $847,200 $1,052,900
CA Amador County $443,750 $568,050 $686,650 $853,350
CA Calaveras County $462,500 $592,050 $715,700 $889,450
CA Mono County $529,000 $677,200 $818,600 $1,017,300
CO Boulder (Metropolitan Area)
Component County: Boulder
$460,000 $588,850 $711,800 $884,600
CO Durango (Micropolitan Area)
Component County: La Plata
$443,750 $568,050 $686,650 $853,350
CO Edwards (Micropolitan Area)
Component Counties: Eagle, Lake
$729,750 $934,200 $1,129,250 $1,403,400
CO Greeley (Metropolitan Area)
Component County: Weld
$417,500 $534,450 $646,050 $802,900
CO Silverthorne (Micropolitan Area)
Component County: Summit
$729,750 $934,200 $1,129,250 $1,403,400
CO Garfield County $425,000 $544,050 $657,650 $817,300
CO Gunnison County $433,750 $555,250 $671,200 $834,150
CO Hinsdale County $557,500 $713,700 $862,700 $1,072,150
CO Ouray County $482,500 $617,700 $746,650 $927,900
CO Pitkin County $729,750 $934,200 $1,129,250 $1,403,400
CO Routt County $675,000 $864,100 $1,044,550 $1,298,100
CO San Juan County $425,000 $544,050 $657,650 $817,300
CO San Miguel County $651,250 $833,700 $1,007,750 $1,252,400
CT Bridgeport-Stamford-Norwalk (Metropolitan Area)
Component County: Fairfield
$708,750 $907,350 $1,096,750 $1,363,000
CT Hartford-West Hartford-East Hartford (Metropolitan Area)
Component County: Hartford, Middlesex, Tolland
$440,000 $563,250 $680,850 $846,150
DC Washington-Arlington-Alexandria, DC-VA-MD-WV (Metropolitan Area)
Component Areas (DC): District of Columbia
$729,750 $934,200 $1,129,250 $1,403,400
DE Philadelphia-Camden-Wilmington, PA-NJ-DE-MD  (Metropolitan Area)
Component County (DE): New Castle
$420,000 $537,650 $649,900 $807,700
FL Key West (Micropolitan Area)
Component County: Monroe
$729,750 $934,200 $1,129,250 $1,403,400
FL Miami-Fort Lauderdale-Pompano Beach (Metropolitan Area)
Component Counties: Broward, Miami-Dade, Palm Beach
$423,750 $542,450 $655,700 $814,900
FL Naples-Marco Island (Metropolitan Area)
Component Counties: Collier
$531,250 $680,100 $822,050 $1,021,650
FL Sarasota-Bradenton-Venice (Metropolitan Area)
Component Counties: Manatee, Sarasota
$442,500 $566,450 $684,750 $850,950
GA Greene County $662,500 $848,100 $1,025,200 $1,274,050
HI Honolulu (Metropolitan Area)
Component County: Honolulu
$793,750 $1,016,150 $1,228,300 $1,526,450
HI Kahului-Wailuku (Micropolitan Area)
Component County: Maui
$790,000 $1,011,350 $1,222,500 $1,519,250
HI Kapaa (Micropolitan Area)
Component County: Kauai
$773,750 $990,550 $1,197,350 $1,488,000
HI Kalawao County $716,250 $916,950 $1,108,350 $1,377,450
ID Jackson, WY-ID (Micropolitan Area)
Component County (ID): Teton
$693,750 $888,100 $1,073,550 $1,334,150
ID Blaine County $729,750 $934,200 $1,129,250 $1,403,400
ID Valley County $462,500 $592,050 $715,700 $889,450
MA Barnstable Town (Metropolitan Area)
Component County: Barnstable
$462,500 $592,050 $715,700 $889,450
MA Boston-Cambridge-Quincy, MA-NH  (Metropolitan Area)
Component Counties (MA): Essex, Middlesex, Norfolk, Plymouth, Suffolk
$523,750 $670,500 $810,450 $1,007,200
MA Providence-New Bedford-Fall River, RI-MA  (Metropolitan Area)
Component Counties (MA): Bristol
$475,000 $608,100 $735,050 $913,450
MA Duke’s County $729,750 $934,200 $1,129,250 $1,403,400
MA Nantucket County $729,750 $934,200 $1,129,250 $1,403,400
MD Baltimore-Towson (Metropolitan Area)
Component Counties: Anne Arundel, Baltimore, Carroll, Harford, Howard, Queen Anne’s
Also Component City: Baltimore
$560,000 $716,900 $866,550 $1,076,950
MD Easton (Micropolitan Area)
Component County: Talbot
$443,750 $568,050 $686,650 $853,350
MD Ocean Pines (Micropolitan Area)
Component County: Worcester
$437,500 $560,050 $677,000 $841,350
MD Philadelphia-Camden-Wilmington, PA-NJ-DE-MD  (Metropolitan Area)
Component County (MD): Cecil
$420,000 $537,650 $649,900 $807,700
MD Washington-Arlington-Alexandria, DC-VA-MD-WV (Metropolitan Area)
Component Counties (MD): Calvert, Charles, Frederick, Montgomery, Prince George’s
$729,750 $934,200 $1,129,250 $1,403,400
MD Garrett County $437,500 $560,050 $677,000 $841,350
NC Elizabeth City (Micropolitan Area)
Component Counties: Camden, Pasquotank, Perquimans
$729,750 $934,200 $1,129,250 $1,403,400
NC Kill Devil Hills (Micropolitan Area)
Component Counties: Dare
$460,000 $588,850 $711,800 $884,600
NC Virginia Beach-Norfolk-Newport News, VA-NC (Metropolitan Area)
Component County (NC): Currituck
$458,850 $587,400 $710,050 $882,400
NC Hyde County $483,000 $618,300 $747,400 $928,850
NH Boston-Cambridge-Quincy, MA-NH  (Metropolitan Area)
Component Counties (NH): Rockingham, Strafford
$523,750 $670,500 $810,450 $1,007,200
NJ Atlantic City (Metropolitan Area)
Component Counties: Atlantic
$453,750 $580,850 $702,150 $872,600
NJ New York-Northern New Jersey-Long Island, NY-NJ-PA (Metropolitan Area)
Component Counties (NJ): Bergen, Essex, Hudson, Hunterdon, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset, Sussex, Union
$729,750 $934,200 $1,129,250 $1,403,400
NJ Ocean City (Metropolitan Area)
Component Counties: Cape May
$487,500 $624,100 $754,350 $937,500
NJ Philadelphia-Camden-Wilmington, PA-NJ-DE-MD  (Metropolitan Area)
Component Counties (NJ): Burlington, Camden, Gloucester, Salem
$420,000 $537,650 $649,900 $807,700
NJ Trenton-Ewing (Metropolitan Area)
Component County: Mercer
$440,000 $563,250 $680,850 $846,150
NM Santa Fe (Metropolitan Area)
Component County: Santa Fe
$427,500 $547,250 $661,500 $822,100
NV Gardnerville Ranchos (Micropolitan Area)
Component County: Douglas
$468,750 $600,100 $725,350 $901,450
NY New York-Northern New Jersey-Long Island, NY-NJ-PA (Metropolitan Area)
Component Counties (NY): Bronx, Kings, Nassua, New York, Putnam, Queens, Richmond, Rockland, Suffolk, Westchester
$729,750 $934,200 $1,129,250 $1,403,400
NY Poughkeepsie-Newburgh-Middletown (Metropolitan Area)
Component Counties: Dutchess, Orange
$443,750 $568,050 $686,650 $853,350
OH Athens (Micropolitan Area)
Component County: Athens
$432,500 $553,650 $669,250 $831,750
OR Bend (Metropolitan Area)
Component County: Deschutes
$447,500 $572,850 $692,450 $860,600
OR Medford (Metropolitan Area)
Component County: Jackson
$422,500 $540,850 $653,800 $812,500
OR Portland-Vancouver-Beaverton, OR-WA  (Metropolitan Area)
Component Counties (OR): Clackamas, Columbia, Multnomah, Washington, Yamhill
$418,750 $536,050 $648,000 $805,300
PA New York-Northern New Jersey-Long Island, NY-NJ-PA (Metropolitan Area)
Component County (PA): Pike
$729,750 $934,200 $1,129,250 $1,403,400
PA Philadelphia-Camden-Wilmington, PA-NJ-DE-MD  (Metropolitan Area)
Component Counties (PA): Bucks, Chester, Delaware, Montgomery, Philadelphia
$420,000 $537,650 $649,900 $807,700
PA York-Hanover (Metropolitan Area)
Component County: York
$425,000 $544,050 $657,650 $817,300
RI Providence-New Bedford-Fall River, RI-MA  (Metropolitan Area)
Component Counties (RI): Bristol, Kent, Newport, Providence, Washington
$475,000 $608,100 $735,050 $913,450
TN Nashville-Davidson–Murfreesboro–Franklin (Metropolitan Area)
Component Counties: Cannon, Cheatham, Davidson, Dickson, Hickman, Macon, Robertson, Rutherford, Smith, Sumner, Trousdale, Williamson, Wilson
$432,500 $553,650 $669,250 $831,750
UT Heber (Micropolitan Area)
Component County: Wasatch
$431,250 $552,050 $667,350 $829,350
UT Salt Lake City (Metropolitan Area)
Component Counties (UT): Salt Lake, Summit, Tooele
$729,750 $934,200 $1,129,250 $1,403,400
VA Charlottesville (Metropolitan Area)
Component Counties: Albemarle, Fluvanna, Greene, Nelson
Component City: Charlottesville
$437,000 $559,450 $676,200 $840,400
VA Richmond (Metropolitan Area)
Component Counties: Amelia, Caroline, Charles City, Chesterfield, Cumberland, Dinwiddie, Goochland, Hanover, Henrico, King and Queen, King William, Louisa, New Kent, Powhatan, Prince George, Sussex
Also Component Cities: Colonial Heights, Hopewell, Petersburg, Richmond
$535,900 $686,050 $829,250 $1,030,600
VA Virginia Beach-Norfolk-Newport News, VA-NC (Metropolitan Area)
Component Counties (VA): Gloucester, Isle of Wight, James City, Mathews, Surry, York
Also Component Cities (VA): Chesapeake, Hampton, Newport News, Norfolk, Poquoson, Portsmouth, Suffolk, Virginia Beach, Williamsburg
$458,850 $587,400 $710,050 $882,400
VA Washington-Arlington-Alexandria, DC-VA-MD-WV (Metropolitan Area)
Component Counties (VA): Arlington, Clarke, Fairfax, Fauquier, Loudoun, Prince William, Spotsylvania, Stafford, Warren
Also Component Cities (VA): Alexandria, Fairfax, Falls Church, Fredericksburg, Manassas, Mannassas Park
$729,750 $934,200 $1,129,250 $1,403,400
VA Winchester, VA-WV (Metropolitan Area)
Component Counties (VA): Frederick
Also Component City (VA): Winchester
$475,000 $608,100 $735,050 $913,450
VA Lancaster County $545,000 $697,700 $843,350 $1,048,100
WA Bremerton-Silverdale (Metropolitan Area)
Component County: Kitsap
$475,000 $608,100 $735,050 $913,450
WA Portland-Vancouver-Beaverton, OR-WA  (Metropolitan Area)
Component Counties (WA): Clark, Skamania
$418,750 $536,050 $648,000 $805,300
WA Seattle-Tacoma-Bellevue (Metropolitan Area)
Component Counties: King, Pierce, Snohomish
$567,500 $726,500 $878,150 $1,091,350
WA Jefferson County $437,500 $560,050 $677,000 $841,350
WA San Juan County $593,750 $760,100 $918,800 $1,141,850
WV Washington-Arlington-Alexandria, DC-VA-MD-WV (Metropolitan Area)
Component County (WV): Jefferson
$729,750 $934,200 $1,129,250 $1,403,400
WV Winchester, VA-WV (Metropolitan Area)
Component County (WV): Hampshire
$475,000 $608,100 $735,050 $913,450
WY Jackson, WY-ID (Micropolitan Area)
Component County (WY): Teton
$693,750 $888,100 $1,073,550 $1,334,150
GU Guam $651,250 $833,700 $1,007,750 $1,252,400
MP Northern Islands Municipality $605,000 $774,500 $936,200 $1,163,500
MP Rota Municipality $473,750 $606,500 $733,100 $911,050
MP Saipan Municipality $610,000 $780,900 $943,950 $1,173,100
MP Tinian Municipality $613,750 $785,700 $949,750 $1,180,300
PR San Juan-Caguas-Guaynabo (Metropolitan Area)
Component Municipios: Aguas Buenas, Aibonito, Arecibo, Barceloneta, Barranquitas, Bayamón, Caguas, Camuy, Canóvanas, Carolina, Cataño, Cayey, Ciales, Cidra, Comerío, Corozal, Dorado, Florida, Guaynabo, Gurabo, Hatillo, Humacao, Juncos, Las Piedras, Loíza, Manatí, Maunabo, Morovis, Naguabo, Naranjito, Orocovis, Quebradillas, Río Grande, San Juan, San Lorenzo, Toa Alta, Toa Baja, Trujillo Alto, Vega Alta, Vega Baja, Yabucoa
$606,250 $776,100 $938,150 $1,165,900

Maximum Loan Limits for Loans Originated in Fiscal Year 2011-Maryland

Fannie Mae and Freddie Mac Maximum Loan Limits for Loans Originated in
Fiscal Year 2011 (10/1/2010-9/30/2011)

These limits were determined under Public Law Number 111-242, which sets maximum loan limits equal to the higher of the maximum limits determined under the Economic Stimulus Act of 2008 and the Housing and Economic Recovery Act of 2008.
FIPS State Code FIPS County Code County Name CBSA Number State One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
24 001 ALLEGANY 19060 MD $417,000 $533,850 $645,300 $801,950
24 003 ANNE ARUNDEL 12580 MD $560,000 $716,900 $866,550 $1,076,950
24 005 BALTIMORE 12580 MD $560,000 $716,900 $866,550 $1,076,950
24 009 CALVERT 47900 MD $729,750 $934,200 $1,129,250 $1,403,400
24 011 CAROLINE 99999 MD $417,000 $533,850 $645,300 $801,950
24 013 CARROLL 12580 MD $560,000 $716,900 $866,550 $1,076,950
24 015 CECIL 37980 MD $420,000 $537,650 $649,900 $807,700
24 017 CHARLES 47900 MD $729,750 $934,200 $1,129,250 $1,403,400
24 019 DORCHESTER 15700 MD $417,000 $533,850 $645,300 $801,950
24 021 FREDERICK 47900 MD $729,750 $934,200 $1,129,250 $1,403,400
24 023 GARRETT 99999 MD $437,500 $560,050 $677,000 $841,350
24 025 HARFORD 12580 MD $560,000 $716,900 $866,550 $1,076,950
24 027 HOWARD 12580 MD $560,000 $716,900 $866,550 $1,076,950
24 029 KENT 99999 MD $417,000 $533,850 $645,300 $801,950
24 031 MONTGOMERY 47900 MD $729,750 $934,200 $1,129,250 $1,403,400
24 033 PRINCE GEORGE’S 47900 MD $729,750 $934,200 $1,129,250 $1,403,400
24 035 QUEEN ANNE’S 12580 MD $560,000 $716,900 $866,550 $1,076,950
24 037 ST. MARY’S 30500 MD $417,000 $533,850 $645,300 $801,950
24 039 SOMERSET 41540 MD $417,000 $533,850 $645,300 $801,950
24 041 TALBOT 20660 MD $443,750 $568,050 $686,650 $853,350
24 043 WASHINGTON 25180 MD $417,000 $533,850 $645,300 $801,950
24 045 WICOMICO 41540 MD $417,000 $533,850 $645,300 $801,950
24 047 WORCESTER 36180 MD $437,500 $560,050 $677,000 $841,350
24 510 BALTIMORE CITY 12580 MD $560,000 $716,900 $866,550 $1,076,950