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My mortgage lender told me it was exempt from the ability-to-repay mortgage...
My mortgage lender told me it was exempt from the ability-to-repay mortgage rule. Is this true? It could be. A few special types of lenders […]
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My lender says it can’t lend to me because of a limit on points and f...
My lender says it can’t lend to me because of a limit on points and fees on loans. Is this true? No. There are two […]
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Does my mortgage servicer have to help me avoid foreclosure?
Does my mortgage servicer have to help me avoid foreclosure? Many mortgage servicers have to work with you to see if you qualify for ways […]
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I applied for a loan modification or other options to avoid foreclosure, bu...
I applied for a loan modification or other options to avoid foreclosure, but was denied help. My lender said I didn’t meet the qualifications for […]
223 total views, 0 today
I recently inherited a house. The mortgage lender said it’s required to det...
I recently inherited a house. The mortgage lender said it’s required to determine my “ability to repay” before it will let me take over the […]
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I received a revised Loan Estimate from my lender showing a higher interest...
I received a revised Loan Estimate from my lender showing a higher interest rate and increased closing costs. What does this mean? When important information […]
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What are my rights as a servicemember under the Equal Credit Opportunity Ac...
What are my rights as a servicemember under the Equal Credit Opportunity Act? Can a creditor refuse to extend credit to me just because I’m […]
228 total views, 0 today
I’m a veteran shopping for a mortgage. I want to use my VA home loan benefi...
I’m a veteran shopping for a mortgage. I want to use my VA home loan benefit, but some lenders have said they don’t offer VA […]
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Are there any different requirements for same-sex spouses jointly applying ...
Are there any different requirements for same-sex spouses jointly applying for a VA Loan? No. The VA does not differentiate between same-sex and opposite-sex spouses […]
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What was the National Mortgage Settlement?
What was the National Mortgage Settlement? In February 2012, 49 state attorneys general, the District of Columbia, and the federal government entered into the largest […]
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