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I recently inherited a house. The mortgage lender said it’s required to determine my “ability to repay” before it will let me take over the mortgage loan. Is this true?

  • Listed: August 13, 2022 2:53 pm
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I recently inherited a house. The mortgage lender said it’s required to determine my “ability to repay” before it will let me take over the mortgage loan. Is this true?

Not necessarily. If you already have title to the house, the CFPB’s rules don’t require the lender or servicer to determine your ability to repay before it lets you take over the mortgage loan.

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Listing ID: 78462f7bae5ca0eb

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