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  • Member Since: July 24, 2018

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My lender or dealer said that my spouse had to co-sign my auto loan. Is thi...

My lender or dealer said that my spouse had to co-sign my auto loan. Is this right? In general, a creditor such as a lender […]

56 total views, 0 today

 

If I need to have a co-signer, can a lender or dealer require that it be my...

If I need to have a co-signer, can a lender or dealer require that it be my spouse? No. If you do not individually qualify, […]

66 total views, 1 today

 

How do credit reporting companies get my information?

How do credit reporting companies get my information? Banks, credit unions, retail credit card issuers, auto lenders, mortgage lenders, debt collectors and others voluntarily send […]

65 total views, 1 today

 

What types of loans are covered under the Military Lending Act?

What types of loans are covered under the Military Lending Act? Payday loans, overdraft lines of credit, and most installment loans are covered by the […]

62 total views, 1 today

 

Do auto and homeowners insurance companies share my information about claim...

Do auto and homeowners insurance companies share my information about claims and policies? Yes. There are specialty consumer reporting agencies that collect information about the insurance claims […]

72 total views, 0 today

 

What happens if I still owe money on the vehicle I want to trade-in?

What happens if I still owe money on the vehicle I want to trade-in? If you still have a loan for the vehicle you plan […]

61 total views, 0 today

 

What are my rights as a servicemember under the Equal Credit Opportunity Ac...

What are my rights as a servicemember under the Equal Credit Opportunity Act? Can a creditor refuse to extend credit to me just because I’m […]

67 total views, 0 today

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