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Student loan servicer
Student loan servicer Your loan servicer is the company that sends you your bill each month. Servicers are companies that collect payments on a loan, […]
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Standard repayment
Standard repayment Unless you arrange for a different repayment schedule with your loan servicer, the standard repayment schedule is 120 months (10 years). Payments are […]
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Stafford loan
Stafford loan Stafford loans are a type of federal student loan that are either subsidized – the government pays the interest while you’re in school […]
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Servicemembers Civil Relief Act (SCRA)
Servicemembers Civil Relief Act (SCRA) The Servicemembers Civil Relief Act (SCRA is a federal law that provides protections for military members as they enter active […]
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Public Service Loan Forgiveness
Public Service Loan Forgiveness Public Service Loan Forgiveness is a program designed to help people manage federal student loan debt while pursuing a career in […]
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Private student loans
Private student loans Private student loans are any student loans that are not federal student loans. These loans are not the same as federal student […]
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Perkins loan
Perkins loan A Perkins loan is a type of federal student loan based on financial need. A Perkins loan is a subsidized loan, meaning that […]
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Pay As You Earn (PAYE)
Pay As You Earn (PAYE) Pay As You Earn, or PAYE, is a federal student loan repayment plan that is available to some borrowers with […]
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National Student Loan Data System (NSLDS)
How do I find out information about my student loans? You can find information about your student loans, including your balance, through the U.S. Department of […]
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Loan consolidation
Loan consolidation When you consolidate your student loans, you are actually taking out a new loan. Consolidation allows you to combine several student loans into […]
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