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I recently declared bankruptcy. Now my mortgage servicer said it’s not allo...
I recently declared bankruptcy. Now my mortgage servicer said it’s not allowed to send me a monthly mortgage statement. Is that correct? No. The CFPB’s […]
363 total views, 0 today
I recently inherited a house. The mortgage lender said it’s required to det...
I recently inherited a house. The mortgage lender said it’s required to determine my “ability to repay” before it will let me take over the […]
321 total views, 0 today
My loan officer says that I can’t apply for a mortgage loan and recei...
My loan officer says that I can’t apply for a mortgage loan and receive a Loan Estimate until I can provide a copy of a […]
324 total views, 0 today
My loan officer said that I need to express my —Intent to Proceed— in order...
My loan officer said that I need to express my —Intent to Proceed— in order for my mortgage loan application to move forward. What does […]
324 total views, 0 today
I received a revised Loan Estimate from my lender showing a higher interest...
I received a revised Loan Estimate from my lender showing a higher interest rate and increased closing costs. What does this mean? When important information […]
322 total views, 0 today
Why is the title insurance premium on the Loan Estimate and Closing Disclos...
Why is the title insurance premium on the Loan Estimate and Closing Disclosure different from the premium listed on the paperwork I received from the […]
298 total views, 1 today
My appraisal is less than the sale price. What does that mean for me?
My appraisal is less than the sale price. What does that mean for me? It is very risky to purchase a home for more than […]
355 total views, 1 today
I’m a veteran shopping for a mortgage. I want to use my VA home loan benefi...
I’m a veteran shopping for a mortgage. I want to use my VA home loan benefit, but some lenders have said they don’t offer VA […]
345 total views, 0 today
What exactly happens when a mortgage lender checks my credit?
What exactly happens when a mortgage lender checks my credit? The credit check is reported to the credit reporting agencies as an “inquiry.” Inquiries tell […]
329 total views, 1 today
What happens to my reverse mortgage when I die?
What happens to my reverse mortgage when I die? Reverse mortgage loans typically must be repaid when you die. What happens to the reverse mortgage […]
359 total views, 1 today