- Listed: August 12, 2022 2:09 pm
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When are late fees charged on an auto loan?
Whether a late fee is assessed and the amount of the late fee varies by lender, your contract, and according to state law.
Check your contract to see what it says about late fees. Some contracts will provide a grace period. If you do not pay within that time period, a late fee may be assessed. Late payments may also have a negative impact on your credit score(s).
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