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What are (discount) points and lender credits and how do they work?

  • Listed: August 13, 2022 10:19 am
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What are (discount) points and lender credits and how do they work?

Generally, points and lender credits let you make tradeoffs in how you pay for your mortgage and closing costs. Points, also known as discount points, lower your interest rate in exchange paying for an upfront fee. Lender credits lower your closing costs in exchange for accepting a higher interest rate.

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Listing ID: 39462f77a5f495d6

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