What do I need to qualify for a payday loan?
What do I need to qualify for a payday loan? Generally, payday lenders require you to have: An active bank, credit union, or prepaid card […]
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Do I have to put up something as collateral for a payday loan?
Do I have to put up something as collateral for a payday loan? You don’t have to give collateral like at a pawn shop, but […]
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How can I tell if a payday lender is licensed to do business in my state?
How can I tell if a payday lender is licensed to do business in my state? If you want to know whether a payday lender […]
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How do I repay a payday loan?
How do I repay a payday loan? In order to obtain a payday loan, you typically must either provide a personal check to the lender […]
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What can I do if I can’t repay my payday loan?
What can I do if I can’t repay my payday loan? If you’re having trouble repaying your payday loan, you might be able to ask […]
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Why did my payday lender charge me a late fee or a non-sufficient funds (NS...
Why did my payday lender charge me a late fee or a non-sufficient funds (NSF) fee? If you do not have enough money in your […]
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I heard that taking out a payday loan can help rebuild my credit or improve...
I heard that taking out a payday loan can help rebuild my credit or improve my credit score. Is this true? Probably not. Payday loans […]
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What should I consider if I’m thinking about getting a payday loan on...
What should I consider if I’m thinking about getting a payday loan online? Can you pay it back on time? Do you have other choices […]
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My payday lender said my loan would cost 15 percent but my loan documents s...
My payday lender said my loan would cost 15 percent but my loan documents say the annual percentage rate (APR) is almost 400 percent. What […]
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Could I be arrested if I don’t pay back my payday loan?
Could I be arrested if I don’t pay back my payday loan? No, you cannot be arrested for defaulting on a payday loan. However, if […]
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