What do I need to qualify for a payday loan?
What do I need to qualify for a payday loan? Generally, payday lenders require you to have: An active bank, credit union, or prepaid card […]
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Do I have to put up something as collateral for a payday loan?
Do I have to put up something as collateral for a payday loan? You don’t have to give collateral like at a pawn shop, but […]
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How do I repay a payday loan?
How do I repay a payday loan? In order to obtain a payday loan, you typically must either provide a personal check to the lender […]
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What can I do if I can’t repay my payday loan?
What can I do if I can’t repay my payday loan? If you’re having trouble repaying your payday loan, you might be able to ask […]
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Why did my payday lender charge me a late fee or a non-sufficient funds (NS...
Why did my payday lender charge me a late fee or a non-sufficient funds (NSF) fee? If you do not have enough money in your […]
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My payday lender claims to be located in another country and therefore does...
My payday lender claims to be located in another country and therefore does not have to comply with U.S. federal laws that protect consumers. Is […]
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My payday lender said my loan would cost 15 percent but my loan documents s...
My payday lender said my loan would cost 15 percent but my loan documents say the annual percentage rate (APR) is almost 400 percent. What […]
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I received an unexpected pre-approved offer, or live check loan, in the mai...
I received an unexpected pre-approved offer, or live check loan, in the mail. What happens if I cash or deposit it? A live check is […]
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Can a payday lender garnish my wages?
Can a payday lender garnish my wages? A payday lender can only garnish your wages if it has a court order resulting from a lawsuit […]
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What is a Personal Line of Credit?
What is a Personal Line of Credit? A Personal Line of Credit is a loan that you access from time to time. You write special […]
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