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What required mortgage closing services can I shop for?

What required mortgage closing services can I shop for? To figure out which mortgage closing services you can shop for, you will need your Loan Estimate. […]

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What is homeowner’s insurance? Why is homeowner’s insurance req...

What is homeowner’s insurance? Why is homeowner’s insurance required? Homeowner’s insurance pays for losses and damage to your property if something unexpected happens, like a […]

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What is lender’s title insurance?

What is lender’s title insurance? Lender’s title insurance protects your lender against problems with the title to your property-such as someone with a legal claim […]

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What is owner’s title insurance?

What is owner’s title insurance? Owner’s title insurance provides protection to the homeowner if someone sues and says they have a claim against the home […]

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What are appraisals and why do I need to look at them?

What are appraisals and why do I need to look at them? An appraisal is a written document that shows an opinion of how much […]

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Can my final mortgage costs increase from what was on my Loan Estimate?

Can my final mortgage costs increase from what was on my Loan Estimate? Some mortgage costs can increase at closing, but others can’t. It is […]

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What is a mortgage “closing?” What happens at the closing?

What is a mortgage “closing?” What happens at the closing? The “closing” is the last step in buying and financing a home. The “closing,” also […]

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Do I need an attorney or anyone else to represent me when closing on a mort...

Do I need an attorney or anyone else to represent me when closing on a mortgage? It depends. Depending on your state’s laws, you may […]

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When do I get a Closing Disclosure?

When do I get a Closing Disclosure? By law, you must receive your Closing Disclosure at least three business days before your closing. Read your […]

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What is a Truth-in-Lending disclosure for a mortgage loan?

What is a Truth-in-Lending disclosure for a mortgage loan? A Truth-in-Lending Disclosure Statement provides information about the costs of your credit. Effective October 3, 2015, […]

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