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Prepaid interest charges

Prepaid interest charges Prepaid interest charges are charges due at closing for any daily interest that accrues on your loan between the date you close […]

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PMI

PMI Private Mortgage Insurance (PMI) is a type of mortgage insurance that benefits your lender.  You might be required to pay for PMI if your […]

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PITI

PITI Principal, Interest, Taxes, and Insurance, known as PITI, are the four basic elements of a monthly mortgage payment.

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PCS orders

PCS orders Active duty servicemembers may be given permanent change of station (PCS) orders. PCS orders are an official relocation of a servicemember (and any […]

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Payoff amount

Payoff amount Your payoff amount is how much you will actually have to pay to satisfy the terms of your mortgage loan and completely pay […]

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Pace financing

Pace financing PACE financing provides a way to fund energy efficiency home improvements.

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Owner’s title insurance

Owner’s title insurance Owner’s title insurance provides protection to the homeowner if someone sues and says they have a claim against the home from before […]

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Origination Fee

Origination Fee An origination fee is what the lender charges the borrower for making the mortgage loan.  The origination fee may include processing the application, […]

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Mortgage term

Mortgage term The term of your mortgage loan is how long you have to repay the loan. For most types of homes, mortgage terms are […]

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Mortgage refinance

Mortgage refinance Mortgage refinance is when you take out a new loan to pay off and replace your old loan. Common reasons to refinance are […]

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