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Income-driven repayment plans

  • Listed: August 12, 2022 4:46 pm
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Description

Income-driven repayment plans

Income-Driven Repayment Plans include

  • Revised Pay As You Earn (REPAYE)
  • Pay As You Earn (PAYE)
  • Income-Based Repayment (IBR)
  • Income-Contingent Repayment (ICR)

Income-driven repayment plans cap your monthly payments at a certain percentage of your discretionary income. Your payments may change as your income or family size changes. You must submit info on your income and family size each year to stay enrolled.

If you repay your loan under an income-driven repayment plan, you may be eligible for loan forgiveness after 20 or 25 years of qualifying payments . If you work in public service, you may be eligible for loan forgiveness in as few as 10 years.

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