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Home equity loan

  • Listed: August 13, 2022 1:43 pm
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Description

Home equity loan

A home equity loan (sometimes called a HEL) allows you to borrow money using the equity in your home as collateral. Equity is the amount your property is currently worth, minus the amount of any existing mortgage on your property.  You receive the money from a home equity loan as a lump sum. A home equity loan usually has a fixed interest rate – one that will not change. If you cannot pay back the HEL, the lender could foreclose on your home.

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Listing ID: 47362f7aa7f15534

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