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Deposit advance

  • Listed: August 12, 2022 3:38 pm
  • Expires: This ad has expired

Description

Deposit advance

Deposit advances are short-term, high-cost loans. With deposit advance, banks and credit unions will usually pay themselves back automatically when the next electronic deposit to the customer’s account is made, regardless of source.

If the amount of the incoming deposit is not enough to pay back the loan, the bank or credit union will repay itself out of subsequent deposits. Typically, if any loan balance remains after 35 days, the bank or credit union will automatically charge the customer’s account for the remaining balance, even if that causes the account to become overdrawn.

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Listing ID: 71662f673d103bbe

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