Can my mortgage servicer report negative information about me to a credit-reporting agency after I have sent an error dispute or information request?
- Listed: August 13, 2022 3:14 pm
- Expires: This ad has expired
Description
Can my mortgage servicer report negative information about me to a credit-reporting agency after I have sent an error dispute or information request?
It depends. If your notice of error is in regards to a payment, your servicer can’t provide negative information about that payment to any consumer reporting agency or credit bureau for the 60 days after it receives your notice of error.
If you send an information request, or if your notice of error is about something other than your payments, the servicer CAN report negative information about your account to a consumer reporting agency or credit bureau.
Learn more about requesting information from or disputing an error with your mortgage servicer.
If you have a problem with your mortgage, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).
318 total views, 1 today
Listing ID: 14862f7bfdedb8de
- Listed by: Editor
- Member Since: July 24, 2018
Other items listed by Editor
- I recently declared bankruptcy. Now my mortgage servicer said it’s not allowed to send me a monthly mortgage statement. Is that correct?
- Mortgage insurance
- Do federal student loans affect my taxes?
- How do I apply for GI Bill education benefits?
- Should I use a deferment or forbearance to delay repaying my student loans while I serve in the military, volunteer in the Peace Corps, or participate in a national service program?