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Listings for Mortgages Common Issues (102)

 

If I want to rely on the alimony or child support that I receive in my mort...

If I want to rely on the alimony or child support that I receive in my mortgage or home equity loan application, does a lender […]

236 total views, 0 today

 

I am not married but want to submit a joint application for a mortgage or h...

I am not married but want to submit a joint application for a mortgage or home equity loan with another person. Can we be treated […]

221 total views, 0 today

 

I got divorced, and my lender terminated my home equity line of credit. Can...

I got divorced, and my lender terminated my home equity line of credit. Can they do that? With respect to open-end accounts (like home equity […]

242 total views, 0 today

 

My lender or broker said that my spouse had to co-sign my mortgage loan. Is...

My lender or broker said that my spouse had to co-sign my mortgage loan. Is this right? In general, a creditor such as a lender […]

225 total views, 0 today

 

If I need to have a co-signer, can a lender or broker require that it be my...

If I need to have a co-signer, can a lender or broker require that it be my spouse? No. If you do not individually qualify, […]

215 total views, 0 today

 

Can a creditor ask me about the alimony, child support, or separate mainten...

Can a creditor ask me about the alimony, child support, or separate maintenance payments that I or my co-signer receive? A creditor may ask whether […]

216 total views, 0 today

 

Does a creditor have to consider my part-time or retirement income?

Does a creditor have to consider my part-time or retirement income? A creditor cannot discount or refuse to consider your (or your co-signer’s) income because […]

230 total views, 1 today

 

How can I find and work with contractors to rebuild after a disaster?

How can I find and work with contractors to rebuild after a disaster? Do some research and get several bids when choosing contractors to work […]

226 total views, 0 today

 

What do I do if my house was damaged, destroyed, or I’m unable to make my p...

What do I do if my house was damaged, destroyed, or I’m unable to make my payment after a disaster? After a disaster you still […]

217 total views, 0 today

 

What happens if my reverse mortgage loan balance grows larger than the valu...

What happens if my reverse mortgage loan balance grows larger than the value of my home? If your loan balance is more than the value […]

230 total views, 1 today

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