What do I do if the terms of my mortgage loan at closing are not what I was...
What do I do if the terms of my mortgage loan at closing are not what I was promised beforehand? Don’t sign the closing documents […]
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My rate (or the fees) changed between my Loan Estimate and my Closing Discl...
My rate (or the fees) changed between my Loan Estimate and my Closing Disclosure. What do I do? First, ask your lender to explain why […]
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At the mortgage loan closing, do I have to sign if I don’t like the t...
At the mortgage loan closing, do I have to sign if I don’t like the terms? No. You don’t have to sign anything unless you’re […]
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Can I change my mind after I sign the loan closing documents for my second ...
Can I change my mind after I sign the loan closing documents for my second mortgage or refinance? What is the “right of rescission?” Yes. […]
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How long do I have to rescind? When does the right of rescission start?
How long do I have to rescind? When does the right of rescission start? If you are buying a home with a mortgage, you do […]
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Can I ever waive my right to rescind on my mortgage loan?
Can I ever waive my right to rescind on my mortgage loan? Yes. You can waive your right of rescission (your right to cancel your […]
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My lender or broker never provided me with the notice of a right to rescind...
My lender or broker never provided me with the notice of a right to rescind for a mortgage loan. What can I do? If you […]
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Are there situations where I would not have a right of rescission?
Are there situations where I would not have a right of rescission? The right of rescission does not apply in every case where your home […]
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Is there any reason my mortgage payment would change over the life of my lo...
Is there any reason my mortgage payment would change over the life of my loan? Yes. One reason may be that you have an adjustable […]
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Is there a limit on how much my mortgage lender can make me pay each month ...
Is there a limit on how much my mortgage lender can make me pay each month for insurance and taxes (the escrow)? Yes. There’s a […]
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