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Listings for Mortgages Common Issues (102)

 

During my mortgage loan application process, I was given three or four diff...

During my mortgage loan application process, I was given three or four different valuations. What do all the different valuations mean? In general, any valuation […]

207 total views, 0 today

 

What should I do if I do not get a Closing Disclosure three days before my ...

What should I do if I do not get a Closing Disclosure three days before my mortgage closing? If you have not received this document, […]

203 total views, 0 today

 

What should I do if I don’t understand one of my mortgage closing documents...

What should I do if I don’t understand one of my mortgage closing documents? If you don’t understand a closing document, ask your lender about […]

230 total views, 0 today

 

What should I do if I find an error in one of my mortgage closing documents...

What should I do if I find an error in one of my mortgage closing documents? If you find an error in one of your […]

200 total views, 0 today

 

I recently declared bankruptcy. Now my mortgage servicer said it’s not allo...

I recently declared bankruptcy. Now my mortgage servicer said it’s not allowed to send me a monthly mortgage statement. Is that correct? No. The CFPB’s […]

218 total views, 0 today

 

I recently inherited a house. The mortgage lender said it’s required to det...

I recently inherited a house. The mortgage lender said it’s required to determine my “ability to repay” before it will let me take over the […]

207 total views, 0 today

 

My loan officer says that I can’t apply for a mortgage loan and recei...

My loan officer says that I can’t apply for a mortgage loan and receive a Loan Estimate until I can provide a copy of a […]

218 total views, 0 today

 

My loan officer said that I need to express my —Intent to Proceed— in order...

My loan officer said that I need to express my —Intent to Proceed— in order for my mortgage loan application to move forward. What does […]

230 total views, 0 today

 

I received a revised Loan Estimate from my lender showing a higher interest...

I received a revised Loan Estimate from my lender showing a higher interest rate and increased closing costs. What does this mean? When important information […]

216 total views, 0 today

 

Why is the title insurance premium on the Loan Estimate and Closing Disclos...

Why is the title insurance premium on the Loan Estimate and Closing Disclosure different from the premium listed on the paperwork I received from the […]

199 total views, 0 today

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