Should I use a home equity loan to refinance my student loans at a lower in...
Should I use a home equity loan to refinance my student loans at a lower interest rate? This can be risky. Student loan borrowers who […]
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What types of loans are covered under the Military Lending Act?
What types of loans are covered under the Military Lending Act? Payday loans, overdraft lines of credit, and most installment loans are covered by the […]
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What is a “higher-priced mortgage loan?”
What is a “higher-priced mortgage loan?” In general, a higher-priced mortgage loan is one with an annual percentage rate, or APR, higher than a benchmark rate […]
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Do auto and homeowners insurance companies share my information about claim...
Do auto and homeowners insurance companies share my information about claims and policies? Yes. There are specialty consumer reporting agencies that collect information about the insurance claims […]
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What fees or charges are paid when closing on a mortgage and who pays them?...
What fees or charges are paid when closing on a mortgage and who pays them? When you are buying a home you generally pay all […]
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Who should I expect to see at my mortgage closing?
Who should I expect to see at my mortgage closing? If you’re buying a home, you should expect to see the following people at closing: […]
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I’m about to close on a mortgage. What are the key steps I can expect in th...
I’m about to close on a mortgage. What are the key steps I can expect in the mortgage closing process? During this time, you sign […]
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Am I allowed to negotiate the terms and costs of my mortgage at closing?
Am I allowed to negotiate the terms and costs of my mortgage at closing? Yes. You can always negotiate the terms of the mortgage loan […]
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What are late fees on a mortgage?
What are late fees on a mortgage? Most mortgage contracts include a grace period, after which time the loan servicer charges a late fee. Late […]
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On a mortgage, what’s the difference between my principal and interest paym...
On a mortgage, what’s the difference between my principal and interest payment and my total monthly payment? The difference between your principal and interest payment […]
223 total views, 0 today