When do I get a Closing Disclosure?
When do I get a Closing Disclosure? By law, you must receive your Closing Disclosure at least three business days before your closing. Read your […]
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What is a Truth-in-Lending disclosure for a mortgage loan?
What is a Truth-in-Lending disclosure for a mortgage loan? A Truth-in-Lending Disclosure Statement provides information about the costs of your credit. Effective October 3, 2015, […]
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What documents should I receive before closing on a mortgage loan?
What documents should I receive before closing on a mortgage loan? Before closing on a mortgage, you can expect to receive documents required by state […]
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What is the most important thing for me to do when I get my closing papers?...
What is the most important thing for me to do when I get my closing papers? Carefully review all documents that you receive before the […]
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Is there any way I can see copies of the documents I will be signing at the...
Is there any way I can see copies of the documents I will be signing at the closing beforehand? Yes. Your lender will send you […]
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How do I manage my monthly mortgage payment?
How do I manage my monthly mortgage payment? Your monthly mortgage statement has information that you can use to stay on top of your mortgage […]
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What’s the difference between a mortgage lender and a servicer?
What’s the difference between a mortgage lender and a servicer? Your mortgage lender is the financial institution that loaned you the money. Your mortgage servicer […]
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What happens if my mortgage is sold? Is my loan safe?
What happens if my mortgage is sold? Is my loan safe? If your loan is sold, then your lender must provide you with a loan […]
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Do I ever have to buy property or flood insurance from my lender?
Do I ever have to buy property or flood insurance from my lender? No. You may shop for property or flood insurance. But if you […]
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When can I remove private mortgage insurance (PMI) from my loan?
When can I remove private mortgage insurance (PMI) from my loan? Federal law provides rights to remove PMI for many mortgages under certain circumstances. Some […]
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