Does a creditor have to consider my part-time or retirement income?
Does a creditor have to consider my part-time or retirement income? A creditor cannot discount or refuse to consider your (or your co-signer’s) income because […]
1308 total views, 2 today
What should I do if I think an auto dealer or lender is violating the law?
What should I do if I think an auto dealer or lender is violating the law? If your problem is with a lender or a […]
1335 total views, 0 today
What is the difference between an interest rate and the Annual Percentage R...
What is the difference between an interest rate and the Annual Percentage Rate (APR) in an auto loan? An auto loan’s interest rate is the […]
1536 total views, 2 today
Where can a member of the military or a spouse/dependent of a servicemember...
Where can a member of the military or a spouse/dependent of a servicemember go for emergency funding or financial assistance? Military Aid Societies (Army Emergency […]
1343 total views, 2 today
What is risk-based pricing?
What is risk-based pricing? Risk-based pricing occurs when lenders offer different consumers different interest rates or other loan terms, based on the estimated risk that […]
1384 total views, 0 today
What is a Truth-in-Lending Disclosure? When do I get to see it?
What is a Truth-in-Lending Disclosure? When do I get to see it? The federal Truth-in-Lending Act – or “TILA” for short – requires that borrowers […]
1410 total views, 1 today
What is Guaranteed Auto Protection (GAP) insurance?
What is Guaranteed Auto Protection (GAP) insurance? GAP insurance may be offered to you when you buy a vehicle. GAP insurance covers the difference (or […]
1377 total views, 2 today
What is credit insurance for an auto loan?
What is credit insurance for an auto loan? Credit insurance is optional insurance that make your auto payments to your lender in certain situations, such […]
1330 total views, 1 today
Am I required to purchase credit insurance from a lender or dealer to get a...
Am I required to purchase credit insurance from a lender or dealer to get an auto loan? No, generally you cannot be required to buy […]
1323 total views, 0 today
Am I required to purchase an extended warranty or Guaranteed Auto Protectio...
Am I required to purchase an extended warranty or Guaranteed Auto Protection (GAP) insurance from a lender or dealer to get an auto loan? It […]
1350 total views, 1 today