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What is a loan-to-value ratio in an auto loan?

  • Listed: August 12, 2022 2:20 pm
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What is a loan-to-value ratio in an auto loan?

A loan-to-value ratio (LTV) is the total dollar value of your loan divided by the actual cash value (ACV) of your vehicle. It is usually expressed as a percentage. Your down payment reduces the loan to value ratio of your loan.

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