What happens if my mortgage is sold? Is my loan safe?

Just because your loan is sold does not mean that your servicing right is sold and that you will get a new servicer.

If your loan is sold, then the new owner of your loan must notify you within 30 days of the effective date of transfer. The notice will disclose the name, address, and telephone number of the new owner (and, if different, the person who can resolve issues concerning your loan payments or any right to rescind the loan), the date of transfer, and whether the transfer of ownership is recorded in public records.