Do I have to use an estate planning service or pay to find a reverse mortgage?

The Department of Housing and Urban Development (HUD) provides both a list of HUD-approved lenders on its website  at no cost to you and referrals to HUD-approved housing counselors who can help you determine whether a reverse mortgage is the best option for you.

You can find a HUD-approved counselor by visiting HUD’s counselor search page  or calling HUD’s housing counselor referral line (800) 569-4287.