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  • Listed: August 12, 2022 4:44 pm
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Forbearance is a temporary postponement or reduction of your student loan payments for a period of time.  You can ask for forbearance if you are experiencing financial difficulty.

  • Federal student loans: Your federal student loan servicer can grant forbearance for up to 12 months at a time. You have to apply to your loan servicer for forbearance. You must continue to make payments until you receive confirmation that your servicer has accepted your forbearance request.
  • Private student loans: Private student loan forbearance varies. It is more limited than the federal student loan forbearance. Some servicers charge borrowers a flat fee to place loans into forbearance for a period of three months. Contact your private student loan servicer as early as possible if you want to explore this option.

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