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Listings for Payday Loans Key Terms (9)


Repayment plan

Repayment plan A repayment plan lets you repay the loan in smaller installments over a longer period of time. Whether you can get an extended […]

363 total views, 2 today


Renewal or rollover loan

Renewal or rollover loan Some payday lenders give borrowers the option to renew or rollover their loans if they cannot afford to pay off the […]

314 total views, 1 today


Online payday loan lender

Online payday loan lender Some payday loan services are available through online lenders. Loan applications are completed on a lender’s website and funds are transferred […]

313 total views, 1 today


Non-sufficient funds (NSF) fee

Non-sufficient funds (NSF) fee An NSF or non-sufficient funds fee may occur when your check or electronic authorization is not paid due to a lack […]

340 total views, 0 today


Military Lending Act (MLA)

Military Lending Act (MLA) The Military Lending Act (MLA) is a Federal law that provides special protections for active duty servicemembers like capping interest rates […]

302 total views, 2 today


Lead generators

Lead generators Lead generators are websites that collect your information – including your Social Security and checking account numbers – and then send your request […]

304 total views, 3 today


Deposit advance

Deposit advance Deposit advances are short-term, high-cost loans. With deposit advance, banks and credit unions will usually pay themselves back automatically when the next electronic […]

306 total views, 0 today


Annual Percentage Rate (APR)

Annual Percentage Rate (APR) The Annual Percentage Rate (APR) is the annual cost of credit, including fees, expressed as a percentage. The APR is a […]

312 total views, 0 today


ACH authorization

ACH authorization An Automated Clearing House (ACH) authorization is a payment authorization that gives the lender permission to electronically take money from your bank, credit […]

287 total views, 0 today