Repayment plan
Repayment plan A repayment plan lets you repay the loan in smaller installments over a longer period of time. Whether you can get an extended […]
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Renewal or rollover loan
Renewal or rollover loan Some payday lenders give borrowers the option to renew or rollover their loans if they cannot afford to pay off the […]
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Online payday loan lender
Online payday loan lender Some payday loan services are available through online lenders. Loan applications are completed on a lender’s website and funds are transferred […]
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Non-sufficient funds (NSF) fee
Non-sufficient funds (NSF) fee An NSF or non-sufficient funds fee may occur when your check or electronic authorization is not paid due to a lack […]
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Military Lending Act (MLA)
Military Lending Act (MLA) The Military Lending Act (MLA) is a Federal law that provides special protections for active duty servicemembers like capping interest rates […]
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Lead generators
Lead generators Lead generators are websites that collect your information – including your Social Security and checking account numbers – and then send your request […]
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Deposit advance
Deposit advance Deposit advances are short-term, high-cost loans. With deposit advance, banks and credit unions will usually pay themselves back automatically when the next electronic […]
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Annual Percentage Rate (APR)
Annual Percentage Rate (APR) The Annual Percentage Rate (APR) is the annual cost of credit, including fees, expressed as a percentage. The APR is a […]
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ACH authorization
ACH authorization An Automated Clearing House (ACH) authorization is a payment authorization that gives the lender permission to electronically take money from your bank, credit […]
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