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Listings for Mortgages Key Terms (106)


Force-placed insurance

Force-placed insurance Your servicer may require force-placed insurance when you do not have your own insurance policy or if your own policy doesn’t meet your […]

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Forbearance Forbearance is when your servicer allows you temporarily to pay your mortgage at a lower rate or temporarily to stop paying your mortgage. Your […]

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Fixed-rate mortgage

Fixed-rate mortgage A fixed-rate mortgage is a type of home loan for which the interest rate is set when you take out the loan and […]

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First-time home buyers (FTHB) loan programs

First-time home buyers (FTHB) loan programs First-time home buyers (FTHB) may use a number of different types of loan programs to purchase their first home. […]

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Finance charge

Finance charge A finance charge is the total amount of interest and loan charges you would pay over the entire life of the mortgage loan.

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FHA mortgage limits

FHA mortgage limits FHA mortgage limits are the dollar amount limits for qualifying mortgages that the FHA will insure as part of its single-family home […]

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FHA loan

FHA loan FHA loans are loans from private lenders that are regulated and insured by the Federal Housing Administration (FHA). FHA loans differ from conventional […]

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FHA funding fee

FHA funding fee The Federal Housing Administration (FHA) requires an FHA funding fee and a monthly insurance premium (MIP) for most of its single-family programs. […]

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Fannie Mae

Fannie Mae The Federal National Mortgage Association (Fannie Mae) purchases and guarantees mortgages from lending institutions in an effort to increase affordable lending. Fannie Mae […]

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Escrow An escrow account is set up by your mortgage lender to pay certain property-related expenses, like property taxes and homeowner’s insurance. A portion of […]

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